77.72 EGP -0.29 -0.37%
08:29:52 AM EDT 7/18/2024 EGX
Plus500. 80% of retail CFD accounts lose money


Commercial International Bank Stock Snapshot

3.04 B
Number of Shares
0.55
Dividend in EGP
0.75
Dividend Yield
8.49
P/E Ratio
75.46
Free Float in %
8.59
EPS in EGP
29.97
Book Value per Share in EGP
13.82
Cash Flow per Share in EGP

Historical Prices for Commercial International Bank

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Commercial International Bank Analyst Opinions

Date Analyst Rating Price

Commercial International Bank Estimates* in EGP

  2024 2025 2026 2027 2028
Revenue 98,901 116,844 129,416 - -
Dividend 1.92 2.68 3.81 2.28 -
Dividend Yield (in %) 2.48 % 3.45 % 4.91 % 2.93 % 5.64 %
EPS 14.70 17.28 18.98 23.97 -
P/E Ratio 5.29 4.50 4.10 3.24 2.56
EBIT 82,982 97,521 95,815 111,155 -
EBITDA - - - - -
Net Profit 46,972 54,381 59,458 70,867 66,126
Net Profit Adjusted 45,352 53,308 58,144 74,140 -
Pre-Tax Profit 72,354 84,611 91,252 108,592 -
Net Profit (Adjusted) 73,948 86,853 97,194 - -
EPS (Non-GAAP) ex. SOE - - - - -
EPS (GAAP) 15.09 17.31 19.31 - -
Gross Income - - - - -
Cash Flow from Investing - - - - -
Cash Flow from Operations - - - - -
Cash Flow from Financing - - - - -
Cash Flow per Share - - - - -
Free Cash Flow - - - - -
Free Cash Flow per Share - - - - -
Book Value per Share 41.90 54.88 67.99 69.82 -
Net Debt - - - - -
Research & Development Exp. - - - - -
Capital Expenditure - - - - -
Selling, General & Admin. Exp. - - - - -
Shareholder’s Equity 127,314 166,694 205,390 211,500 -
Total Assets 1,131,880 1,372,269 1,595,943 1,565,670 -
  Previous Quarter
ending 06/30/24
Current Quarter
ending 09/30/24
Next Quarter
ending 12/31/24
Current Year
ending 12/31/24
Next Year
ending 12/31/25
Earnings Estimates
No. of Analysts 1 1 1 9 8
Average Estimate 3.771 EGP 4.052 EGP 4.150 EGP 14.699 EGP 17.284 EGP
Year Ago 2.376 EGP 2.237 EGP 2.167 EGP 8.587 EGP -
Publish Date 7/9/2024 11/7/2024 2/11/2025 - -
Revenue Estimates
No. of Analysts 3 1 1 6 6
Average Estimate 23,107 EGP 25,901 EGP 27,624 EGP 98,901 EGP 116,844 EGP
Year Ago 27,965 EGP 31,199 EGP 34,513 EGP 117,461 EGP -
Publish Date 7/9/2024 11/7/2024 2/11/2025 - -
* Average Estimates in Million (e.g. Revenue) or per share (e.g. Dividend). Source: FactSet

Income Statements in Mio. EGP

2023 2022 2021 2020 2019 2018 2017
Sales 117,460.60 65,243.05 50,577.95 46,755.62 47,292.02 42,362.99 32,575.80
Change of sales in % 80.04 29.00 8.18 -1.13 11.64 30.04 44.82
Gross profit on sales - - - - - - -
Gross profit on sales change in % - - - - - - -
Operating income 43,696.68 24,489.53 18,829.76 15,505.52 16,394.58 13,089.93 9,796.88
Operating income change in % 78.43 30.06 21.44 -5.42 25.25 33.61 11.37
Income before tax 41,653.37 23,941.29 18,833.36 15,236.31 16,534.88 13,078.83 10,029.12
Income before tax change in % 73.98 27.12 23.61 -7.85 26.42 30.41 25.52
Income after tax 25,777.10 14,402.17 12,023.72 10,238.16 11,801.00 9,581.99 7,346.66
Income after tax change in % 78.98 19.78 17.44 -13.24 23.16 30.43 22.26

Balance Sheet in Mio. EGP

2023 2022 2021 2020 2019 2018 2017
Total liabilities 744,224.63 567,493.75 428,933.10 367,883.36 334,861.92 308,232.81 266,343.35
Long-term liabilities per share - - - - - - -
Equity 90,641.47 68,338.17 69,302.74 59,958.81 51,880.45 34,228.40 28,438.74
Equity change in % 33.54 -1.58 15.76 14.64 51.57 20.36 33.05
Balance sheet total 834,866.10 635,831.92 498,235.84 427,842.17 386,742.37 342,461.21 294,782.09
Balance sheet total change in % 31.30 27.62 16.45 10.63 12.93 16.17 10.18

Key Data in EGP

2023 2022 2021 2020 2019 2018 2017
Sales per share 38.66 21.67 16.94 15.82 16.43 14.42 11.03
P/E ratio (year end quote, basic EPS) 8.49 8.59 8.68 8.48 10.02 9.00 12.22
P/E ratio (year end quote, diluted EPS) 8.60 8.67 8.75 8.52 10.10 9.06 12.42
P/E ratio (year end quote) 8.49 8.59 8.68 8.48 10.02 9.00 12.22
Dividend yield in % 0.75 1.30 2.55 0.00 1.51 1.69 1.29
Equity ratio in % 10.84 10.66 13.82 13.90 13.41 9.99 9.65
Debt ratio in % 89.14 89.25 86.09 85.99 86.59 90.01 90.35

Commercial International Bank Dividend Calendar

Date Name Dividend *yield Currency
2023 Commercial International Bank Ltd 0.55 0.75 EGP
2022 Commercial International Bank Ltd 0.54 1.30 EGP
2021 Commercial International Bank Ltd 0.90 2.55 EGP
2020 Commercial International Bank Ltd 0.00 0.00 EGP
2019 Commercial International Bank Ltd 0.62 1.51 EGP
2018 Commercial International Bank Ltd 0.50 1.69 EGP
2017 Commercial International Bank Ltd 0.40 1.29 EGP
2016 Commercial International Bank Ltd 0.20 0.68 EGP
2015 Commercial International Bank Ltd 0.30 1.97 EGP
2014 Commercial International Bank Ltd 0.38 2.44 EGP
2013 Commercial International Bank Ltd 0.32 3.07 EGP
2012 Commercial International Bank Ltd 0.27 3.62 EGP
2011 Commercial International Bank Ltd 0.32 5.35 EGP
2010 Commercial International Bank Ltd 0.43 2.11 EGP
2009 Commercial International Bank Ltd 0.32 2.74 EGP
*Yield of the Respective Date

Commercial International Bank Ltd Calendar

Event Estimate Info Date
Earnings Report 4.052 EGP Q3 2024 Earnings Release 11/07/2024
Earnings Report 4.150 EGP Q4 2024 Earnings Release 02/11/2025
Earnings Report - Q1 2025 Earnings Release 05/12/2025

Commercial International Bank Ltd Past Events

Event Actual EPS Info Date
Earnings Report - Q2 2024 Earnings Release 07/09/2024

Commercial International Bank Profile

Commercial International Bank - Egypt (CIB) SAE is engaged in the provision of banking and financial services. It operates through the following segments: Corporate Banking, Investment Banking, Retail Banking, and Others. The Corporate Banking segment includes incorporation of direct debit facilities, current accounts, deposits, overdrafts, loan and other credit facilities, foreign currency, and derivative products. The Investment Banking segment comprises of incorporation of financial instruments trading, structured financing, corporate leasing, and merger and acquisitions advice. The Retail Banking segment consists of incorporation of private banking services, private customer current accounts, savings, deposits, investment savings products, custody, credit and debit cards, consumer loans, and mortgages. The Others segment covers other banking business such as assets management. The company was founded on June 1, 1975 and is headquartered in Giza, Egypt. .

Moody’s Daily Credit Risk Score

Risk
  • Low
  • Medium
  • High
6
Moody’s Daily Credit Risk Score is a 1-10 score of a company’s credit risk, based on an analysis of the firm’s balance sheet and inputs from the stock market. The score provides a forward-looking, one-year measure of credit risk, allowing investors to make better decisions and streamline their work ow. Updated daily, it takes into account day-to-day movements in market value compared to a company’s liability structure.

Commercial International Bank Shareholder

Owner in %
Freefloat 75.46
Alpha Oryx Ltd. 18.23
Fairfax Financial Holdings Ltd. 6.32
Vanguard Total International Stock Index Fund 1.02
Vanguard Emerging Markets Stock Index Fund 0.99
iShares Core MSCI Emerging Markets ETF 0.71
Shareholder percentage totals can add to more than 100% because some holders are included in the free float.