Almost half of homeowners in a new Bankrate survey say they’d need mortgage rates to fall below 5 percent in order to feel comfortable buying a home this year.
You are generally not responsible for your spouse’s credit card debt unless you are a co-signer for the card or it is a joint account. But some state laws vary and you may be liable for this debt.
Only 40% of Americans know carrying a credit card balance hurt their credit score. Consumer Investigator Rachel DePompa talks to NerdWallet about ways to dig yourself out of debt.