Homebuyers

Tab Group

Basic Info

The Georgia Dream Homeownership Program offers the following financing options:

Effective July 8, 2024

Georgia Dream
Peach Plus 
Peach Select Veteran Assistance
Program targets first-time homebuyers.
Program targets qualified borrowers not currently served by the traditional GA Dream program. 
 
First-time homebuyer requirement is waived for this program.
Program targets veterans, active military and spouses. 
 
First-time homebuyer requirement is waived for this program.
Maximum home sales price* up to $425,000.
Maximum home sales price* up to $525,000.
Maximum home sales price* up to $425,000.
Maximum income limits* up to:
  • $120,439 (1-2 persons)
  • $138,505 (3+ persons)
Maximum income limits* up to:
  • $180,659 (1-2 persons)
  • $207,758 (3+ persons)
Maximum income limits* up to:
  • $120,439 (1-2 persons)
  • $138,505 (3+ persons)
Interest rate is determined by market rates.
High interest rate is determined by market rates.
Low interest rate. The initial rate is set to 5.00%.
Down payment assistance options are available.
Down payment assistance options are available.
No down payment assistance offered.
*Varies depending on purchasing area or county.
 

Documents