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How big should your emergency savings fund REALLY be?
20/07/24 06:00
Savers could need up to £50,000 to have a sufficient emergency savings pot depending on their age and circumstances. We reveal how much you should put aside to be confident it will be enough, and which age group has to grapple with the highest everyday costs. And we explain the top easy access options for where to keep your emergency savings fund....read
Best current accounts for children: Is Monzo now the perfect card for under 16s?
19/07/24 05:00Digital bank Monzo has become the latest bank to branch out into providing debit cards for children.
Five questions put to Nationwide bosses by its members at its online-only AGM
17/07/24 02:40Nationwide Building Society held its AGM today. The meeting was held online for the second year running.
Last chance to get a 5.1% easy-access savings deal from Chase Bank - is it worth opening?
16/07/24 02:39Tomorrow is the last chance for savers to get Chase Bank's easy-access deal paying 5.1%.
Santander launches student current account with 20 prizes of £27,750 - here's what you need to know
16/07/24 10:36The banking giant has launched a prize draw for new Santander Edge student current account customers containing 50 prizes worth up to £27,750.
Personal allowance and tax on interest explained: How it works, what you owe - and how to cut it
16/07/24 06:00The rise in savings rates means many more people are forced to pay tax on their interest, as they breach the tax-free personal savings allowance.
Are you getting less than 3% on your savings? Beware low rates on closed deals - and move to these best buys
15/07/24 01:40Savers with closed easy-access savings deals are being short changed if they don't switch to live easy-access deals.
Scammers signing up to credit card stealing 'subscription service' for £80 a month
13/07/24 06:00Malware - or malicious software - is helping to fuel a murky underworld of bank card theft on the dark web, it has been revealed.
Can Freetrade's new flexible stocks and shares Isa help investors beat tax?
12/07/24 11:24FreeTrade launched the flexible feature to allow investors to withdraw and replace money without impacting their annual Isa allowance.
One in four younger investors now get investment ideas from Reddit
12/07/24 05:00Social media platforms such as Reddit are awash with investing ideas and advice, but investors are warned that much of this can be misleading.Freetrade launches flexible stocks and shares Isa
11/07/24 09:44FreeTrade launched the flexible feature to allow investors to withdraw and replace money without impacting their annual Isa allowance.
Nationwide will scrap passbooks from February 2025
10/07/24 10:49Nationwide Building Society will scrap passbooks in their current form from the start of February 2025, we can reveal.
Why you shouldn't be tempted to cash in your Premium Bonds and buy new ones if they feel 'unlucky'
10/07/24 08:20Savings experts say the main thing is not how long you have held the bond for, but the amount of bonds you hold.
Are Isas ripe for a Labour raid? Five savings experts give their verdict
09/07/24 08:58We asked the experts whether the allowance could be cut and if Isas could be taxed - or whether savers fears are simply unjustified.
Barclays offers £175 cash to open an new current account
09/07/24 02:00Barclays has become the latest bank to dangle a cash carrot in front of customers - but they will need to jump through several hoops first.
Five tips to dodge savings interest tax as a 45p additional rate taxpayer
08/07/24 06:00Millions of additional rate taxpayers could be faced with a shock tax bill on their savings due to rising interest rates.
Why is my local Nationwide branch now closed on a Tuesday and Thursday?
05/07/24 05:00I'm a Nationwide customer and recently, I went to visit the branch on my local high street. However, there was a poster stating it is now closed on Tuesdays and Thursdays.
AJ Bell's app Dodl offers 5.09% on cash to Isa investors - is it a good deal?
04/07/24 06:00Customers of AJ Bell's investing app Dodl can now earn table-topping Isa interest on cash. We explain how it works and look at how it compares.
Is YOUR local building society offering top savings rates?
03/07/24 11:30Building societies are stepping up to the mark to reward members with top savings rates.
Why do banking apps and websites go 'down' - and what to do if YOURS has an IT disaster?
28/06/24 06:00We reveal why banks suffer service outages, as well as five ways to make sure you're not left in the lurch the next time yours is unavailable.
This new King Charles £10 note sells for £17,000 at auction
27/06/24 01:03A new King Charles bank note has sold for £17,000 at a Bank of England Charity auction today, as collectors went into a bidding frenzy.
HMRC set to rake in £10.4bn in savings interest tax this year
27/06/24 12:44Millions more savers will be caught in the savings interest stealth tax trap next year.
Should I use my Isa savings to pay off my mortgage when my cheap fix ends?
27/06/24 06:00I have a cheap fixed rate ending in 2026, and £105,000 left to pay on the mortgage - as well as £125,000 in savings. What's the best way to use my money?
Barclays axes £5 a month loyalty payment for Blue Rewards members
26/06/24 01:59Barclays is axing its monthly loyalty bonus payments for Blue Rewards scheme members in a shake up of its rewards.
Two in three fraud reports now come from tech-savvy Gen Z and Millennials - as they do more banking online
26/06/24 06:00Gen Z and Millennials now account for 65% of scams reported, data from money app Revolut reveals.
I have just moved to the UK and want to open an Isa - where do I start?
26/06/24 06:00I am new to the UK and I want to look into opening a cash Isa. I would like to know two to three withdrawals a year could be made for emergencies if needed. Where do I start?
How easy is it to take out a lump sum of cash from YOUR bank?
21/06/24 05:00Bank customers have found it harder to withdraw large sums of their own money over the counter at banks to use for the likes of building work.
Bank of England holds rates at 5.25% AGAIN - what it means for mortgages and savings
20/06/24 11:00The Bank of England has opted once again to hold the base rate at 5.25%, despite inflation falling to the 2% target. We explain what that means for your money.
Revolut customers can now collect Avios as RevPoints lands in Britain - is it any good?
20/06/24 05:01Revolut's debit card airmiles loyalty scheme RevPoints has just landed in the UK.
My builder wants a job paid cash-in-hand - is that legal?
18/06/24 12:13I am having some work done to my house. After receiving a few quotes, one builder who came highly recommended agreed to do the job for £5,000
AI improvements add 'magic to fraud detection' Mastercard says
18/06/24 08:53When you think of generative AI and fraud, your mind might not immediately conjure up images it being used as a force for good.
Labour promises 350 banking hubs for towns where branches have shuttered
17/06/24 09:30With 6,000 bank branches closing since 2015, Labour has announced its commitment to bringing more banking hubs to Britain's high streets.
Why don't we qualify for Nationwide loyalty payment? We've banked with it since 1974 and have £100k saved
17/06/24 05:00We have both a savings account and a current account, so thought we would get the £100 fairer share bonus - but we won't. Why?
This new King Charles £5 note sells for £11,000 at Bank of England auction
13/06/24 01:12A new King Charles bank note has sold for £11,000 at a Bank of England Charity auction today, as collectors went into a bidding frenzy.
Starling Bank sees pre-tax profits surge as it benefits from a far higher net interest margin
12/06/24 11:45Starling Bank has posted its third year of full profitability as it reaped the benefits of higher interest rates and the growth of its customer base.
Marcus to cut its easy-access rate to 4.55% - are there now better options?
12/06/24 11:21Marcus will cut the rate on its easy-access savings account to 4.55% from Saturday - can you find better rates elsewhere?
Co-op Bank launches current account switching deal worth up to £150
10/06/24 02:51Co-op has become the latest bank to attempt to reel in customers by offering a cash bonus - we explain how to get it.
These King Charles £5 and £10 notes are set to sell for at least £13k and £20k... here's why
10/06/24 01:37Bidders have the unique opportunity of owning extremely low serial numbered £5 and £10 notes, we can reveal.
New King Charles bank notes already being listed on Ebay for £150
06/06/24 03:01The notes entered into circulation yesterday and are proving popular with collectors, who will be hoping to snap up examples with low serial numbers.
How much savings interest does YOUR bank pay? Average rate at big five revealed to still be dreadful...
06/06/24 06:00Barclays, HSBC, Lloyds, Santander and NatWest continue to offer easy-access rates far below average, despite finance watchdog telling them to give savers 'fair value'.
King Charles bank notes enter circulation today - here are the first £5, £10, £20 and £50 serial numbers to hunt for that could be worth a fortune
04/06/24 11:01New bank notes featuring King Charles III will enter circulation for the first time today - here are the codes of the very first printed.
How much you need in Premium Bonds to win the £1m jackpot? (It's less than you might think)
04/06/24 09:01We analysed data from the past 50 Premium Bond draws and the 100 millionaires created over that time - stretching back to May 2020
Chase Bank swaps 1% current account interest for a 1% easy-access savings boost - here's why
04/06/24 03:39Chase Bank has announced it is dropping its 1% current account interest feature and swapping it for a 1% easy-access interest boost.
How to get a one-year fixed savings rate of 5.69%... and BEAT the top deals
04/06/24 12:48Savings platform Raisin UK is offering a £50 bonus for new customers who sign up for an account.
Four Premium Bonds holders win £100k and £50k prizes with holdings smaller than £1,000...
03/06/24 12:02Every month, Premium Bonds holders eagerly wait to find out whether they have won a big prize in NS&I's prize draw.
Savers piled £11.7bn into cash Isas in April - the biggest month for tax-free accounts in 25 years
31/05/24 12:38Cash Isas have seen the largest inflows for the start of the tax year since the tax-free accounts were launched in 1999, official data shows.
Can I pay money into two cash Isas now because of the new rules?
31/05/24 06:01I have an easy-access cash Isa and I want to open and pay into another one which is flexible. Can I just pay money into two cash Isas now that the rules have changed?
Five things you must do to protect your money if your phone is stolen
31/05/24 06:00As Britons gear up to attend summer festivals and football, a wave of phone theft could await them. Here's what you can do to make sure thieves don't drain your money.
Amex launches 30,000 bonus point Gold credit card offer - is it worth getting?
30/05/24 11:14Those who open an American Express Gold card will be able to get 30,000 bonus points as part of a new deal. .
Best buy flexible easy-access cash Isa launched by Trading 212 - is it a good home for your tax-free pot?
30/05/24 05:00A new easy-access cash Isa has launched from trading and investing platform Trading 212. It has rocketed to the top of the best buy tables
One of Britain's rarest coins EVER sells for $1m at auction - here's why
28/05/24 10:04One of the rarest and most valuable British coins in existence has sold for £818k or $1m under the hammer.
I think I owe tax on my savings interest: Do I need to tell HMRC - or will it contact me?
28/05/24 06:00With rises in savings rates recently I now believe I owe the tax man a four figure sum. I've read conflicting reports on whether I should tell HMRC.
Bunq Bank looks to relaunch in Britain - can it compete with Monzo and Starling?
24/05/24 05:00Amsterdam-based digital bank Bunq is limbering up for a UK launch. It was forced to exit the market four years ago due to Brexit regulation.
New 5.5% loyalty savings rate from Nationwide - is this now Britain's best account?
23/05/24 10:23Nationwide Building Society has launched an 18 month fixed-rate account paying 5.5%.
Nationwide reveals £100 Fairer Share bonus for customers again - will you qualify for June's payout?
23/05/24 06:26Nationwide Building Society has announced it will pay out another 'Fairer Share' bonus this year after yet another set of bumper profits.
Nationwide doubles its maximum personal loan to £50k - how does it compare to other big banks?
21/05/24 05:00Nationwide Building Society has become the latest lender to offer a £50,000 personal loan.
Who would qualify for a £100 Nationwide loyalty bonus payment?
20/05/24 10:13Nationwide could be set to announce another 'Fairer Share' £100 bonus to members this week. Last year, it handed out £340m to 3.4mi members.
The best five free bank accounts with debit cards for children
18/05/24 05:00Children can find it hard to use cash given to them by parents and relatives in an increasingly cashless society. We pick five of the best accounts that come with a debit card.
Santander's easy-access saver will drop to 4.2% next week - should you move your money?
17/05/24 05:00Savers who rushed to open Santander's 5.2% easy-access account in September will see the rate on their account drop from Monday.
Santander's head of fraud warns customers about criminals shoulder surfing for phone passwords
16/05/24 11:23A sinister tactic known as shoulder surfing is on the rise in the UK. Fraudsters are watching unwitting people log in to their mobile banking apps over their shoulder.
Will Nationwide pay out a £100 loyalty bonus again this year?
14/05/24 05:00Last June, 3.4m members received a £100 payment from the building society. Now they will be wondering whether the offer will be replicated this year.
How Starling is helping launch banks worldwide and taking a risk-free slice by giving access to its software Engine
13/05/24 05:00Engine, the technology business Starling Bank was built on, has been busy launching banks around the world, from Romania to Australia.
Households with emergency savings pots rise substantially - five financial trends revealed
11/05/24 05:00More than 12million Britons could improve their financial situation over the long term by shifting money in cash or Isas to investments, a new report reveals.
Bank of England holds rates at 5.25% AGAIN - what it means for mortgages and savings
09/05/24 11:01The Bank of England has opted once again to hold the base rate at 5.25 per cent.
Banks should be forced to disclose why they debank small businesses, MPs say
08/05/24 01:32The Treasury Committee has called for the FCA to force banks to be more transparent about why decisions to debank small businesses are made.
Last chance to get 5.78% from this 365-day savings deal that beats one-year fixes
08/05/24 10:53Savers can still beat the best one-year fix with a 365-day savings account paying 5.78 per cent if they sign up this week.
My Isa has £24,000 in shares, trusts and ETFs - what's the cheapest investment platform?
08/05/24 06:00What would be the best investment platform for me in terms of the cost of holding investments and buying and selling?
First Direct relaunches £175 switching deal for new customers just two weeks after pulling it
07/05/24 02:15First Direct has relaunched its £175 switching deal just two weeks after its last switching deal ended due to demand from customers.
Record savers rushed to open Isas this April thanks to new rules and top rates
04/05/24 06:00New rules and higher rates resulted in a jump in the number of savers opening accounts at the start of this year's Isa season.
Hargreaves Lansdown will refund £100 in share dealing fees to customers - is it a deal worth taking?
03/05/24 01:32Hargreaves Lansdown* has launched the £100 refund for new and existing customers.
The best investment of last year? Premium Bond saver wins £100k from £100 bond - check all the winners
01/05/24 12:49The lucky winner put the £100 into Premium Bonds just over a year ago. Check who scooped the £1million jackpot and all other major prices above £1,000 in our tables.
Savers could gain £680 a year - just by switching to one of these top accounts
01/05/24 06:37The average high street easy-access account pays 1.7% interest - but savers could earn 5% if they moved their money elsewhere. We look at which banks have the top rates.
I transferred £61,000 into a new HSBC Isa - and my money vanished
29/04/24 02:51Customers who opened HSBC's one-year fixed rate Isa say they have been unable to see the new Isa they opened or the money they transferred in.
How well does YOUR bank protect you from mobile and online fraud?
27/04/24 07:31Weaknesses in some banks' security measures for online and mobile banking could leave customers more exposed to scammers, new data from Which? reveals.
Nationwide's £200 switching bonus saw a record 163,000 customers sign up - with other banks losing out
24/04/24 02:10Nationwide may have spent up to £39million on £200 switching bonuses to reel in new current account customers in just three months, new figures suggest.
This American Express Platinum card has an APR of 704.6% - here's why
11/04/24 05:00The American Express Platinum Card has the highest APR ever - but there is a good reason for the eyebrow-raising rate.
Chase Bank offers best buy easy-access savings rate - but with a few big catches
09/04/24 10:47Chase Bank has added a bonus rate of 1% to its popular easy-access saver, bringing the overall rate to 5.1%.
Lloyds Bank launches first-of-its-kind 'ready made' pension service
09/04/24 05:00The first-of-its-kind product will allow Lloyds customers to combine up to 10 pension pots, or open a Scottish Widows pension, through their banking app or internet banking.
New Isa rules explained for 2024/25: What does it mean for savers and investors?
09/04/24 05:00Savers and investors will soon be able to pay into as many Isas as they like, bar the Lifetime Isa - with as many providers as they choose, from the new tax year on 6 April.
NS&I Premium Bonds log-in problems: Is a bizarre 'time drift' quirk to blame?
08/04/24 10:00Hundreds of NS&I customers who have been struggling to log into their NS&I accounts could find it is due to an error with the time on their device.
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Premium Bonds Winners
| Prize | Area | Value of bond |
| £1,000,000 | Hertfordshire | £13,500 |
| £1,000,000 | Cumbria | £50,000 |
| £100,000 | Southampton | £20,000 |
| £100,000 | Havering | £5,000 |
| £100,000 | North Yorkshire | £49,999 |
| £100,000 | Outer London | £10,000 |
| £100,000 | Outer London | £5,000 |
| £100,000 | Kirklees | £100 |
More July 2024 winners
View list of July 2024 winners
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