Personal Finance
The basics
How to Save Money in 8 Easy Steps
Trying to save money but not sure where to start? Follow these steps and watch your money grow.
Hannah Logan
How to Get a Better Credit Score
Want to improve your credit? These strategies will demonstrate your creditworthiness to lenders and may help you build a better credit score.
Barry Choi
Janine DeVault
How to Get a Free Credit Report in Canada
Your credit report is a record of your credit history that’s used to calculate your credit score. Get your free credit report by contacting a credit bureau.
Sandra MacGregor
How to Check Your Credit Score and Credit History in Canada
You can check your credit report for free by contacting Canada’s two main credit bureaus, Equifax and TransUnion. Your credit score isn’t always included in your report and may require paying a fee.
Your questions, answered
How Do Credit Inquiries Work?
A soft inquiry pulls enough of your credit history to determine your creditworthiness; a hard inquiry is a formal review of your credit report.
What Is a Good Credit Score in Canada?
The definition of a good credit score depends on the reporting agency, but generally, scores above 660 are considered “good.”
Credit Utilization: How to Maintain an Ideal Ratio
Utilizing less than 30% of your available credit is a common guideline. The less credit you use, the lower your credit utilization ratio will be.
Deborah Kearns
Beth Buczynski
Helen Burnett-Nichols
Shannon Terrell