Portfolio/Relationship Manager, Commercial Lending

This role supports the portfolio management, relationship management and business development activities of the Bank’s commercial lending activities.

Responsibilities Include:

• Complete Annual Reviews to ensure the accuracy and completion of records. Additional annual Review activities may include required engagement to make corrections/follow-ups as needed. Annual Reviews include but are not limited to

o Covenants monitoring

o Covenant approval waivers

o Default notice (Reservation of rights level)

o Financial analysis to validate risk ratings

• Conduct site visits with the direction of Business Development Officer (“BDO”) or Relationship Manager – Team Leader as needed

• Identify, track, and communicate updates for identified risk to Relationship Manager – Team Leader, The first and second line of defense as well as Business Development Officer(s)

• Collaborate with Relationship Manager – Team Leader to mitigate outstanding challenges, and collaborate with the account manager on issues that require immediate attention

• Fulfill Ad-hoc assignments/portfolio maintenance activities as needed by Relationship Manager 2, BDO or LOB Leader, including but not limited to, assist with Deal Discussion, Modification, and Watchlist memos.

• Prepare and communicate findings for all quarterly compliance reports, and loan covenant monitoring for relationships that require quarterly compliance.

Become proficient utilizing nCino, spreading financial statements, ensuring, and verifying borrowers’ loan covenants and financial reporting, and tasks others when needed. Upload any additional documentation the Relationship Manager may receive during the review process.

Stay abreast of NCB’s loan policy, industry trends and issues; attend industry trade shows and seminars, when necessary; and participate in bank focus groups to facilitate the improvement in specific processes relative to the Corporate .

Assist Team Leader with quarterly CU Loan Source monitoring compliance.

Assist Team Leader with QC reviews of disbursement requests for the Renewable Energy LOB (Line of Business)

Minimum Qualifications Include:

• B.S. in business related field with 5+ years of commercial lending experience

• Formal Credit Training preferred

• Knowledge of credit administration required

• Experience dealing with customers required

• Strong writing and verbal communication skills required

• Must be well organized

• Must have good attention to detail

• Must be a quick learner and be able to multi-task

AA/EOE