![Policyholder experts told Law360 that a lower court decision that Willis Towers Watson is appealing to the Fourth Circuit flew in the face of principles for settling coverage disputes over ambiguous policy language and that a win at the appellate level would stand as a bulwark against insurers that are increasingly wielding a bump-up exclusion to strike down coverage. (Photo Illustration by Pavlo Gonchar/SOPA Images/LightRocket via Getty Images)](https://cdn.statically.io/img/assets.law360news.com/1859000/1859797/70fb78f3acd33578b4c71766831b4158d9fa127d-willis-towers-watson.jpg)
Towers Watson's Bump-Up Appeal Lifts Policyholder Hopes
Towers Watson's request that the Fourth Circuit reject a lower court decision freeing its insurers from paying out $54 million in directors and officers coverage has raised policyholders' hopes that a favorable ruling will clarify the reach of so-called bump-up exclusions.
![The Federal Emergency Management Agency issued the Federal Flood Risk Management Standard to encourage rebuilding stronger standards in high-risk flood areas by expanding the size of floodplains to prepare for greater flood risk. (Graeme Sloan/Sipa via AP Images)](https://cdn.statically.io/img/assets.law360news.com/1859000/1859613/4fc8c2936f71f9d1fd54feea965781f26420309b-dc__federal_emergency_management_agency_55042.jpg)
FEMA Flood Standard A Step In Right Direction, Experts Say
The Biden Administration's decision last week to continue implementing a stronger flood protection standard is being welcomed by experts as a way to improve resiliency, even though the rule likely won't have a significant direct effect on flood insurance.
![Actor Amber Heard speaks to her legal team in the courtroom at the Fairfax County Circuit Courthouse in Fairfax, Va., Friday, May 27, 2022. Actor Johnny Depp sued his ex-wife Amber Heard for libel in Fairfax County Circuit Court after she wrote an op-ed piece in The Washington Post in 2018 referring to herself as a "public figure representing domestic abuse." (AP Photo/Steve Helber, Pool)](https://cdn.statically.io/img/assets.law360news.com/1859000/1859321/a0b95d31213276d29e12503464ca9d2c1e5d861a-depp_heard_lawsuit_92628.jpg)
General Liability Cases To Watch In 2nd Half Of 2024
Insurance experts are keeping their eyes peeled on a number of pending commercial general liability cases, including a potential ruling from the Third Circuit on the duty to defend a hotel accused of participating in sex trafficking and a Tenth Circuit decision on the application of an absolute pollution exclusion. Here, Law360 looks at the general liability cases to watch in the second half of 2024.
Property More
A Rhode Island judge this month sided with beachfront property owners, represented by Hinckley Allen & Snyder LLP, ruling that a 2023 law that shifts the public access line landward amounts to a taking.
An insurer said it has no obligation to cover a cannabis company's business income loss stemming from a February 2020 fire, telling a Connecticut federal court that the loss was not caused by a suspension of o... (more story)
![An insurer says it deserves a default final judgment in its indemnification suit against a contractor that the insurer says owes it nearly $13 million. (iStock.com/nathaphat)](https://cdn.statically.io/img/assets.law360news.com/1798000/1798027/df914383d6632621f53517a081ed00f49481b727-istock-1411630763.jpg)
A Michigan-based insurer asked a Florida federal court Wednesday to grant a default final judgment in its indemnification suit against a contractor, seeking to force the company to cough up nearly $13 million ... (more story)
The Sixth Circuit on Wednesday pressed Geico about plan documents reviewed by a lower court when it tossed agents' claims they were misclassified as independent contractors, floating the possibility of sending... (more story)
The Michigan Court of Appeals properly ruled that insurance companies that are part of Nationwide should file their taxes as a unitary group, the company told the appeals court, saying the state Treasury Depar... (more story)
A welding company wasn't owed coverage for roof damage caused by wind and a hailstorm, the Sixth Circuit ruled, finding that a lower court didn't err in ruling that a cosmetic-damage exclusion in its policy pr... (more story)
Insurers must defend a drilling company accused of contaminating a rental property's water supply with dangerous levels of lead, a Montana federal court ruled, saying they haven't shown the underlying claims f... (more story)
General Liability More
The Third Circuit affirmed a Zurich unit's win Monday in a dispute over coverage for a boiler company sued by a motorcyclist injured in a crash with a company employee, saying not only are the motorcyclist's c... (more story)
Nationwide told a California federal court a Travelers unit must help defend a condominium association in an underlying lawsuit brought by a resident alleging he needed a double lung transplant because of hot ... (more story)
Massachusetts-based Hanover Insurance Group says it should not be forced to pay a $13.4 million judgment awarded by a jury in March to the family of a man who died in a Connecticut group home until the home op... (more story)
Nonresidents of Michigan or individuals whose vehicles aren't registered in Michigan can still recover tort damages for their in-state auto injuries under Michigan's no-fault insurance law, a state appeals cou... (more story)
Regeneron Pharmaceuticals Inc. has told a Massachusetts federal judge that a False Claims Act suit brought by the U.S. Department of Justice claiming the company withheld information about a drug's average sal... (more story)
A Ninth Circuit panel upheld a Department of Homeland Security rule barring some immigration surety firms from posting bonds for detained border-crossers Thursday, saying the rule's 2021 ratification by curren... (more story)
Specialty Lines More
A New York federal judge trimmed a $2.4 million coverage dispute between Liberty Mutual and an oil and gas trader over losses related to a contaminated oil shipment, finding that although the trader met its bu... (more story)
A California federal court has remanded to state court four suits by insurers claiming that Hyundai and Kia are on the hook for 829 engine failure and engine fire claims totaling over $7.7 million in damages, ... (more story)
![A Miami law firm’s insurer escaped covering a lawsuit alleging the firm overbilled a client. (Photo by AaronP/Bauer-Griffin/GC Images)](https://cdn.statically.io/img/assets.law360news.com/1797000/1797816/21771049e7c8cf91b7405f9bba7765d5a27d3dc0-gettyimages-1232139784.jpg)
An insurer does not have to defend a Miami law firm in a lawsuit accusing it of overbilling a client, a Florida federal judge has ruled, finding that the underlying allegations do not constitute professional s... (more story)
Donald Trump has appealed the $465 million judgment against him, arguing that the New York attorney general exceeded her authority in her civil fraud suit against the former president because the statute in qu... (more story)
A knitted wire mesh manufacturer lost its bid for coverage for pandemic losses at its Mexico facilities because it didn't show that COVID-19 caused covered physical damage, a Rhode Island federal court ruled F... (more story)
Following a contested nearly $25 million settlement agreement, an insurance coverage dispute arising from the molestation of children at an Olympia, Washington, day care center has been resolved, a Washington ... (more story)
A North Carolina federal court pared down a tobacco cooperative's suit accusing its excess insurer of wrongfully refusing to pay up to the full $10 million policy limit for defense and settlement costs associa... (more story)