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Financial services

At IKEA, we think everyone deserves a well-designed, functional home – and that paying for it shouldn’t be difficult.

That's why we offer flexible payment options that allow you to realize your dream home today.

Pay in 4 interest-free* payments with AfterpayPayPlan by RBC™ | FAQ

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Explore our financial service options

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Four interest-free* payments with Afterpay

Afterpay allows you to split your purchase into four interest-free* payments.

The first payment is taken when the order is placed and the remaining three are automatically processed every two weeks.

Available for purchases between $50 and $1,000 including services and taxes. 

Currently available for online purchases only.

Learn more about Afterpay
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PayPlan by RBC™

You can spread the cost of larger purchases over time with a PayPlan by RBC installment loan. Shop with confidence and manage your budget. 

  • Quick and easy application process 
  • No hidden fees or early repayment penalty 


Learn more about PayPlan by RBC™

PayPlan by RBC installment loans are provided by RBC Ampli Inc., a wholly-owned subsidiary of Royal Bank of Canada.

Apply now

Frequently asked questions

Terms & conditions

® / ™ Trademark(s) of Royal Bank of Canada. Used under license.

PayPlan by RBC financing is provided by RBC Ampli Inc. , a wholly owned subsidiary of Royal Bank of Canada.

* You must be of the age of majority in your province or territory, a resident of Canada, and meet additional eligibility criteria to qualify. Click here for complete terms.