Financial services
At IKEA, we think everyone deserves a well-designed, functional home – and that paying for it shouldn’t be difficult.
That's why we offer flexible payment options that allow you to realize your dream home today.
Pay in 4 interest-free* payments with Afterpay | PayPlan by RBC™ | FAQ
![Bird eye view of a living room with people sitting around eating pizza](https://cdn.statically.io/img/www.ikea.com/images/bird-eye-view-of-a-living-room-with-people-sitting-around-ea-175f38145dd20f3e5f34d72e80c9e757.jpg?f=s)
Explore our financial service options
![A man tossing a plush toy to a young child.](https://cdn.statically.io/img/www.ikea.com/images/a-man-tossing-a-plush-toy-to-a-young-child-56c2b9a5f8e8356ac2385168367e9af8.jpg?f=s)
Four interest-free* payments with Afterpay
Afterpay allows you to split your purchase into four interest-free* payments.
The first payment is taken when the order is placed and the remaining three are automatically processed every two weeks.
Available for purchases between $50 and $1,000 including services and taxes.
Currently available for online purchases only.
![A couple inside an IKEA store shopping for a kitchen sink.](https://cdn.statically.io/img/www.ikea.com/images/a-couple-inside-an-ikea-store-shopping-for-a-kitchen-sink-5cb0312ec383fc3f6c9d6c86876a5e21.jpg?f=s)
PayPlan by RBC™
You can spread the cost of larger purchases over time with a PayPlan by RBC installment loan. Shop with confidence and manage your budget.
- Quick and easy application process
- No hidden fees or early repayment penalty
Learn more about PayPlan by RBC™
PayPlan by RBC installment loans are provided by RBC Ampli Inc., a wholly-owned subsidiary of Royal Bank of Canada.
Frequently asked questions
Terms & conditions
® / ™ Trademark(s) of Royal Bank of Canada. Used under license.
PayPlan by RBC financing is provided by RBC Ampli Inc. , a wholly owned subsidiary of Royal Bank of Canada.
* You must be of the age of majority in your province or territory, a resident of Canada, and meet additional eligibility criteria to qualify. Click here for complete terms.