Personal finance workshop: Risk and return
Dallas
High school groups visiting our Dallas office can learn about personal finance during a free 45-minute workshop led by Dallas Fed economic education staff. The activity can be paired with a self-guided tour of the Economy in Action exhibit. Allow an additional 45 minutes for your exhibit visit.
Availability
- 10 a.m. or 2 p.m. Tuesdays and Thursdays.
- Groups of up to 30 students.
- Advance registration required. Request workshop
Learning outcomes
The workshop content is aligned with Texas state standards for high school. Students will be able to:
- Define the meaning and functions of the following saving and investment options: savings account, money market account, certificate of deposit (CD), U.S. Treasury Security, mutual fund and stock.
- Recognize that there is a trade-off between risk and return when choosing saving and investment options.
- Identify how compound interest allows savings to grow.
Applicable Texas Essential Knowledge and Skills (TEKS) standards | |||
Course | Rule | Sub number | TEKS description |
Personal Finance & Economics | §113.76 | d.6.B | Analyze the opportunity costs of spending and saving in recognizing short-term, medium-term and long-term goals. |
§113.76 | d.8.C | Evaluate the costs and benefits of various savings options such as bank savings accounts, certificates of deposit and money market mutual funds. | |
§113.76 | d.8.D | Evaluate risk and return of various investment options, including stocks, bonds, mutual funds and exchange-traded funds (ETFs). | |
Personal Financial Literacy | §113.50 | c.6.B | Demonstrate the impact of compound growth over time. |
§113.50 | c.6.C | Evaluate the costs and benefits of various savings options such as bank savings accounts, certificates of deposit and money market mutual funds. | |
§113.50 | c.6.D | Evaluate risk and return of various investment options, including stocks, bonds and mutual funds. | |
Economics with Emphasis on the Free Enterprise System | §113.31 | c.16.C | Analyze the role of interest and risk in allocating savings to its most productive use. |
§113.31 | c.16.D | Examine the types of accounts available to consumers from financial institutions and the risks, monetary costs and benefits of maintaining these accounts. | |
Money Matters | §130.182 | c.11.B | Evaluate investment goals and objectives as they relate to risk tolerance. |