Apple Pay

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Provide a fast, easy, and secure way for users to buy goods and services in your app or on your website using Apple Pay.

Posts under Apple Pay tag

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Apple Pay - Payment Processing Certificate
Hey there, I have a question about the Payment Processing Certificate. Does this certificate need to be in an account that is only using Push Provisioning in the apps? We don't have any payments being made in app. Do the Wallet app use this certificate to make the payments? Or only stores uses it to make in-app payments? The final question is: can we remove this certificate?
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3DS - Apple Pay
Hello! I have a question regarding the Apple Pay payment method. We're adding this payment method to our app and noticed that during the initiation of a transaction, i.e., when invoking Apple Pay to reserve a product in our app, the 3DS verification doesn't occur. Our assumption was that 3DS happens when a card is added to the Apple Pay wallet, which is before the user purchases a product. But is that correct? Shouldn't 3DS be processed each time a transaction is initiated? If the case where a transaction happened for a card where the 3DS authentication is completed when it was added, will the liability shift for this transaction from us as merchant to the bank as well, like regular 3DS auth on a transaction basis would do?
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Possibilities of HCE with new EEU regulations
We want to use HCE or Wallet to use the iPhone on NFC readers that start EV chargers. They use the same tech as transit systems (MiFare and ISO 14443-4), but the backend systems only use the NFC UID for verification. Is it possible to use HCE (CardSession) or Wallet (Transit card) to transmit a static UID? If so, could our use-case go under either In-store purchase, loyalty programme, or transit? Or are those categories very rigid as to their use case? The new EEU regulation seems to open up this a bit.
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Not able to make payment to apple using test cards.
Im trying to do the payment using authorize.net through react native framework. I have registered the merchant ID in application and replaced merchant identifier in below code. Below i have posted my code that I'm trying to do the payment and I'm using the cards that are provided in this link. I can able to add one card and at the end step its trying for payment and its failing.Please help me out .Thanks.
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apple pay and in app purchases
Hello, I‘m a developer and I want to integrate apple pay to my app but I don’t want to pay the 30% charges (in fact I can’t because if apple does I’m in deficit i’ll explain below) My app is a ticketing app for events like parties, gigs, etc… and I don’t know if it is eligible for not using iap but apple pay (like that I’m not charged 30%). I’m also using a third party payment provider. In my case is it authorized by apple? I was saying I’m in deficit if apples charges me 30% because when a user buys a ticket I keep around 3% of the ticket and the rest goes for the organization of the event. If apple takes 30% I’ll not be able to fit in my prices. Lastly, if I’m eligible to using only apple pay and not iap, how do I say to apple « hey I don’t want to use iap but just apple pay ». Is it in the apple store connect panel? Or it has to be declared somewhere else?
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Apple pay web authentication failed (SSL connection)
I have setup the server settings TLS, HTTPS I have performed the following steps but not working for me: 1. I have validated my domain 2. Generate Certificate Signing Request (CSR) using keychain. It created public and private key in MAC keychain 3. Uploaded CSR (from point 2) to apple Pay Merchant Identity Certificate. It gave me merchant_id.cer 4. Generated .p12 with merchant_id.cer, public and private key using keychain Now I am using this .p12 to create the ApplePaySession (paymentSession) using server side code in C# but getting error from apple side. Exception: The SSL connection could not be established Inner Exception: Authentication failed, The credentials supplied to the package were not recognized at System.Net.SSPIWrapper.AcquireCredentialsHandle Sample Code: var request = new MerchantSessionRequest() { DisplayName = "StoreName", Initiative = "web", InitiativeContext = "applepaypoc.xxxxxx.com", MerchantIdentifier = "merchant.com.xxxxxx.applepaypoc", }; string certPath = Path.Combine(Directory.GetCurrentDirectory(), "wwwroot\\files", "NewP12.pfx"); X509Certificate2 certificate = new X509Certificate2(certPath, "xxxxx"); HttpClientHandler handler = new HttpClientHandler(); handler.ClientCertificates.Add(certificate); handler.SslProtocols = System.Security.Authentication.SslProtocols.Tls12; var resCode = string.Empty; using (HttpClient client = new HttpClient(handler)) { try { HttpResponseMessage response = await client.PostAsJsonAsync(request.ValidationURL, validationPayload); response.EnsureSuccessStatusCode(); resCode = response.StatusCode.ToString(); string responseBody = await response.Content.ReadAsStringAsync(); return responseBody; } catch (HttpRequestException e) { return $"resCode = {resCode} ///// Response Message: {e.Message} ///// Response Inner Exception: {e.InnerException.Message}"; } } **Ref: ** https://developer.apple.com/documentation/technotes/tn3103-apple-pay-on-the-web-troubleshooting-guide https://tech.justeattakeaway.com/2016/10/10/bringing-apple-pay-to-the-web/
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merchant : Verification failed for domain
Hi , I'm trying to verify my domain , I uploaded the verification file and when I open the file by browser it works.But the verification status remains “Pending”. My domain has a firewall and is whitelisted, perhaps the request from Apple was intercepted? 17.0.0.0/8 has already been activated in the whitelist. How can solve this problem?
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Apple Pay Display Name
My company rebranded and we need to update our merchant name that displays when a user makes a purchase with their Apple Wallet. The merchant name displays correctly on bank statements, but still reflects the old name within apple wallet. I can't seem to find where the actual display name for the merchant is set or updated. Any insights here would be helpful!
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Need Apple Pay test cards for failed cases (insufficient balance, etc.) on sandbox environment
I am currently testing Apple Pay integration on my sandbox environment and I am in need of test cards for failed cases such as insufficient balance. Does anyone have access to or know where I can find Apple Pay test cards specifically for scenarios where transactions fail due to reasons like insufficient balance? Any help or guidance on this matter would be greatly appreciated. Thank you.
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Apple pay - determine active card
The documentation states canMakePaymentsWithActiveCard is deprecated but will continue to work on Safari browsers. The suggested method to use applePayCapabilities is in Beta. This is confusing for a developer! which method should be used. I do not want to use a 'Beta' version in a Production environment. On the other hand, I also don't want to use a method which is deprecated. Any help or guidance would be welcome. Thank you
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Unable to read data from the transport connection: An existing connection was forcibly closed by the remote host..
I am getting error while await applePayClient.PostAsJsonAsync(validationUrl, validationPayload) I am testing it on local machine. Am I even can test this on local machine or not? Error: Unable to read data from the transport connection: An existing connection was forcibly closed by the remote host.. validationUrl: https://apple-pay-gateway.apple.com/paymentservices/startSession JS C# code: var applePayClientHandler = new HttpClientHandler { SslProtocols = System.Security.Authentication.SslProtocols.Tls12 | System.Security.Authentication.SslProtocols.Tls13 }; var applePayClient = new HttpClient(applePayClientHandler); var merchantId = "merchant.com.xxxxxx.sandbox"; var _displayName = "Sandbox"; var domainName = "xxxxxx.co"; var validationUrl = request.ValidationURL; var validationPayload = new { MerchantIdentifier = merchantId, DisplayName = _displayName, Initiative = "web", InitiativeContext = domainName }; try { var response = await applePayClient.PostAsJsonAsync(validationUrl, validationPayload); var merchantSession = await response.Content.ReadAsStringAsync(); return merchantSession; } catch (HttpRequestException httpEx) { // Log detailed HTTP request/response information Console.WriteLine($"HttpRequestException: {httpEx.Message}"); if (httpEx.InnerException != null) { Console.WriteLine($"InnerException: {httpEx.InnerException.Message}"); } throw; }
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In App Purchases (Subscription Issue)
Hello, We are facing an issue with our customers on in-app purchasing. One of our customers tried to get a yearly subscription on 23rd May 2024 but could not succeed due to a billing error. But on 19th June 2024, his subscription was purchased automatically for 1 year, and the package expiry date shows 19th June 2025. So why did Apple charge to customer after 1 month without any intimation? Can anybody help here? Thanks
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Effective of way of payout for creators through Apple and third parties
Hello. I have a mobile iOS app Im connecting with Stripe currently. Ideally to have content creators get paid based off their content. My question is, is this best approach to getting creators paid and are able to do this with Apple. If my iOS app allows for creators to create content and lock it for their audience. their subscribers can pay a onetime or an ongoing subscription to unlock their content like articles for example. I give them an 8% platform fee. However we are using apple pay for their supporters to also pay with to unlock their content. This means we need to abide by the 30% Apple cut. These creators are based in different countries, as well as their supporters are also based in different countries. We use Stripe to connect these dots. Allowing the creator to signup through Stripe as a business. Their supporters pay with Stripe (Apple Pay and / or Card) We then allow them to get paid out what they earned from the supporter. All through Stripe. Question: Is this a good way of going about it? Would we get rejected? **Payout question ** Is there another way of handling this? Outside of Stripe? **Sales Tax ** I would love to understand this and find a process I can follow to be successful. I'm pretty new to sales tax world. Has there been a successful process that anybody else follows and can share? To calculate sales tax and do this on a yearly basis? For not only the US, but if your product is also in different countries. Again I don't really know this sales tax stuff and I'm trying to learn it as I go. All the best
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Jun ’24