Current and Historical Mortgage Rates

Average Mortgage Rates Between and

Average Mortgage Rates Between and

*30-Yr FRM and 5/1 ARM spread
** Monthly payment when you borrow $200,000, not including insurances, taxes and fees.
30-Yr FRM15-Yr FRM5/1-Yr ARM
DateMonthly Payment **RatePointsRatePointsRatePoints*Spread
July 18, 2024 $1,3006.77 6.05 N/A
July 11, 2024 $1,3166.89 6.17 N/A
July 3, 2024 $1,3246.95 6.25 N/A
June 27, 2024 $1,3126.86 6.16 N/A
June 20, 2024 $1,3136.87 6.13 N/A
June 13, 2024 $1,3246.95 6.17 N/A
June 6, 2024 $1,3296.99 6.29 N/A
May 30, 2024 $1,3357.03 6.36 N/A
May 23, 2024 $1,3236.94 6.24 N/A
May 16, 2024 $1,3337.02 6.28 N/A
May 9, 2024 $1,3437.09 6.38 N/A
May 2, 2024 $1,3607.22 6.47 N/A
April 25, 2024 $1,3547.17 6.44 N/A
April 18, 2024 $1,3447.10 6.39 N/A
April 11, 2024 $1,3156.88 6.16 N/A
April 4, 2024 $1,3076.82 6.06 N/A
March 28, 2024 $1,3036.79 6.11 N/A
March 21, 2024 $1,3136.87 6.21 N/A
March 14, 2024 $1,2966.74 6.16 N/A
March 7, 2024 $1,3156.88 6.22 N/A
Feb. 29, 2024 $1,3236.94 6.26 N/A
Feb. 22, 2024 $1,3176.90 6.29 N/A
Feb. 15, 2024 $1,3006.77 6.12 N/A
Feb. 8, 2024 $1,2836.64 5.90 N/A
Feb. 1, 2024 $1,2816.63 5.94 N/A
Jan. 25, 2024 $1,2896.69 5.96 N/A
Jan. 18, 2024 $1,2776.60 5.76 N/A
Jan. 11, 2024 $1,2856.66 5.87 N/A
Jan. 4, 2024 $1,2806.62 5.89 N/A
Dec. 28, 2023 $1,2796.61 5.93 N/A
Dec. 21, 2023 $1,2876.67 5.95 N/A
Dec. 14, 2023 $1,3246.95 6.38 N/A
Dec. 7, 2023 $1,3357.03 6.29 N/A
Nov. 30, 2023 $1,3607.22 6.56 N/A
Nov. 22, 2023 $1,3707.29 6.67 N/A
Nov. 16, 2023 $1,3907.44 6.76 N/A
Nov. 9, 2023 $1,3987.50 6.81 N/A
Nov. 2, 2023 $1,4347.76 7.03 N/A
Oct. 26, 2023 $1,4387.79 7.03 N/A
Oct. 19, 2023 $1,4167.63 6.92 N/A
Oct. 12, 2023 $1,4087.57 6.89 N/A
Oct. 5, 2023 $1,3977.49 6.78 N/A
Sept. 28, 2023 $1,3737.31 6.72 N/A
Sept. 21, 2023 $1,3567.19 6.54 N/A
Sept. 14, 2023 $1,3557.18 6.51 N/A
Sept. 7, 2023 $1,3477.12 6.52 N/A
Aug. 31, 2023 $1,3557.18 6.55 N/A
Aug. 24, 2023 $1,3627.23 6.55 N/A
Aug. 17, 2023 $1,3437.09 6.46 N/A
Aug. 10, 2023 $1,3256.96 6.34 N/A
Aug. 3, 2023 $1,3176.90 6.25 N/A
July 27, 2023 $1,3056.81 6.11 N/A
July 20, 2023 $1,3016.78 6.06 N/A
July 13, 2023 $1,3256.96 6.30 N/A
July 6, 2023 $1,3056.81 6.24 N/A
June 29, 2023 $1,2926.71 6.06 N/A
June 22, 2023 $1,2876.67 6.03 N/A
June 15, 2023 $1,2896.69 6.10 N/A
June 8, 2023 $1,2926.71 6.07 N/A
June 1, 2023 $1,3036.79 6.18 N/A
May 25, 2023 $1,2736.57 5.97 N/A
May 18, 2023 $1,2506.39 5.75 N/A
May 11, 2023 $1,2446.35 5.75 N/A
May 4, 2023 $1,2506.39 5.76 N/A
April 27, 2023 $1,2556.43 5.71 N/A
April 20, 2023 $1,2506.39 5.76 N/A
April 13, 2023 $1,2346.27 5.54 N/A
April 6, 2023 $1,2356.28 5.64 N/A
March 30, 2023 $1,2416.32 5.56 N/A
March 23, 2023 $1,2546.42 5.68 N/A
March 16, 2023 $1,2776.60 5.90 N/A
March 9, 2023 $1,2956.73 5.95 N/A
March 2, 2023 $1,2846.65 5.89 N/A
Feb. 23, 2023 $1,2646.50 5.76 N/A
Feb. 16, 2023 $1,2416.32 5.51 N/A
Feb. 9, 2023 $1,2156.12 5.25 N/A
Feb. 2, 2023 $1,2116.09 5.14 N/A
Jan. 26, 2023 $1,2166.13 5.17 N/A
Jan. 19, 2023 $1,2186.15 5.28 N/A
Jan. 12, 2023 $1,2426.33 5.52 N/A
Jan. 5, 2023 $1,2626.48 5.73 N/A
Dec. 29, 2022 $1,2546.42 5.68 N/A
Dec. 22, 2022 $1,2346.27 5.69 N/A
Dec. 15, 2022 $1,2396.31 5.54 N/A
Dec. 8, 2022 $1,2426.33 5.67 N/A
Dec. 1, 2022 $1,2636.49 5.76 N/A
Nov. 23, 2022 $1,2756.58 5.90 N/A
Nov. 17, 2022 $1,2796.61 5.98 N/A
Nov. 10, 2022 $1,3417.080.9 6.381.0 6.060.2 1.02
Nov. 3, 2022 $1,3246.950.8 6.291.2 5.950.2 1.00
Oct. 27, 2022 $1,3417.080.8 6.361.4 5.960.3 1.12
Oct. 20, 2022 $1,3236.940.9 6.231.1 5.710.4 1.23
Oct. 13, 2022 $1,3206.920.8 6.091.1 5.810.2 1.11
Oct. 6, 2022 $1,2856.660.8 5.901.0 5.360.3 1.30
Sept. 29, 2022 $1,2916.700.9 5.961.3 5.300.4 1.40
Sept. 22, 2022 $1,2376.290.9 5.441.0 4.970.4 1.32
Sept. 15, 2022 $1,2026.020.8 5.210.9 4.930.2 1.09
Sept. 8, 2022 $1,1855.890.7 5.160.8 4.640.4 1.25
Sept. 1, 2022 $1,1565.660.8 4.980.8 4.510.4 1.15
Aug. 25, 2022 $1,1425.550.8 4.850.8 4.360.4 1.19
Aug. 18, 2022 $1,0905.130.8 4.550.7 4.390.3 0.74
Aug. 11, 2022 $1,1015.220.7 4.590.7 4.430.0 0.79
Aug. 4, 2022 $1,0724.990.8 4.260.6 4.250.3 0.74
July 28, 2022 $1,1115.300.8 4.580.8 4.290.3 1.01
July 21, 2022 $1,1415.540.8 4.750.8 4.310.3 1.23
July 14, 2022 $1,1375.510.8 4.670.8 4.350.2 1.16
July 7, 2022 $1,1115.300.8 4.450.8 4.190.4 1.11
June 30, 2022 $1,1615.700.9 4.830.9 4.500.3 1.20
June 23, 2022 $1,1755.810.8 4.920.9 4.410.3 1.40
June 16, 2022 $1,1715.780.9 4.810.9 4.330.3 1.45
June 9, 2022 $1,1025.230.9 4.380.8 4.120.3 1.11
June 2, 2022 $1,0855.090.8 4.320.8 4.040.3 1.05
May 26, 2022 $1,0865.100.9 4.310.8 4.200.3 0.90
May 19, 2022 $1,1045.250.9 4.430.9 4.080.2 1.17
May 12, 2022 $1,1115.300.9 4.480.9 3.980.3 1.32
May 5, 2022 $1,1075.270.9 4.520.8 3.960.2 1.31
April 28, 2022 $1,0865.100.8 4.400.9 3.780.3 1.32
April 21, 2022 $1,0875.110.8 4.380.8 3.750.3 1.36
April 14, 2022 $1,0745.000.8 4.170.9 3.690.3 1.31
April 7, 2022 $1,0404.720.8 3.910.8 3.560.3 1.16
March 31, 2022 $1,0344.670.8 3.830.8 3.500.3 1.17
March 24, 2022 $1,0044.420.8 3.630.8 3.360.3 1.06
March 17, 2022 $9734.160.8 3.390.8 3.190.2 0.97
March 10, 2022 $9383.850.8 3.090.8 2.970.3 0.88
March 3, 2022 $9273.760.8 3.010.8 2.910.3 0.85
Feb. 24, 2022 $9423.890.8 3.140.7 2.980.3 0.91
Feb. 17, 2022 $9463.920.8 3.150.8 2.980.3 0.94
Feb. 10, 2022 $9193.690.8 2.930.8 2.800.3 0.89
Feb. 3, 2022 $9043.550.8 2.770.7 2.710.3 0.84
Jan. 27, 2022 $9043.550.7 2.800.6 2.700.2 0.85
Jan. 20, 2022 $9053.560.7 2.790.6 2.600.3 0.96
Jan. 13, 2022 $8933.450.7 2.620.7 2.570.3 0.88
Jan. 6, 2022 $8673.220.7 2.430.6 2.410.5 0.81
Dec. 30, 2021 $8553.110.7 2.330.7 2.410.5 0.70
Dec. 23, 2021 $8493.050.7 2.300.7 2.370.4 0.68
Dec. 16, 2021 $8563.120.6 2.340.7 2.450.3 0.67
Dec. 9, 2021 $8543.100.7 2.380.7 2.450.3 0.65
Dec. 2, 2021 $8553.110.6 2.390.6 2.490.3 0.62
Nov. 24, 2021 $8543.100.7 2.420.7 2.470.3 0.63
Nov. 18, 2021 $8543.100.7 2.390.6 2.490.3 0.61
Nov. 10, 2021 $8412.980.7 2.270.6 2.530.4 0.45
Nov. 4, 2021 $8533.090.7 2.350.6 2.540.3 0.55
Oct. 28, 2021 $8583.140.7 2.370.7 2.560.3 0.58
Oct. 21, 2021 $8533.090.7 2.330.7 2.540.3 0.55
Oct. 14, 2021 $8493.050.7 2.300.7 2.550.2 0.50
Oct. 7, 2021 $8422.990.7 2.230.7 2.520.3 0.47
Sept. 30, 2021 $8443.010.7 2.280.6 2.480.3 0.53
Sept. 23, 2021 $8302.880.7 2.150.6 2.430.3 0.45
Sept. 16, 2021 $8282.860.7 2.120.6 2.510.1 0.35
Sept. 9, 2021 $8302.880.7 2.190.6 2.420.3 0.46
Sept. 2, 2021 $8292.870.6 2.180.6 2.430.3 0.44
Aug. 26, 2021 $8292.870.6 2.170.6 2.420.2 0.45
Aug. 19, 2021 $8282.860.7 2.160.6 2.430.3 0.43
Aug. 12, 2021 $8292.870.7 2.150.7 2.440.3 0.43
Aug. 5, 2021 $8192.770.6 2.100.6 2.400.4 0.37
July 29, 2021 $8222.800.7 2.100.7 2.450.3 0.35
July 22, 2021 $8202.780.7 2.120.7 2.490.4 0.29
July 15, 2021 $8302.880.7 2.220.6 2.470.3 0.41
July 8, 2021 $8322.900.6 2.200.7 2.520.2 0.38
July 1, 2021 $8412.980.6 2.260.7 2.540.3 0.44
June 24, 2021 $8453.020.7 2.340.7 2.530.3 0.49
June 17, 2021 $8362.930.7 2.240.6 2.520.3 0.41
June 10, 2021 $8392.960.7 2.230.6 2.550.2 0.41
June 3, 2021 $8422.990.6 2.270.6 2.640.2 0.35
May 27, 2021 $8382.950.7 2.270.6 2.590.2 0.36
May 20, 2021 $8433.000.6 2.290.7 2.590.3 0.41
May 13, 2021 $8372.940.7 2.260.6 2.590.3 0.35
May 6, 2021 $8392.960.6 2.300.6 2.700.3 0.26
April 29, 2021 $8412.980.7 2.310.7 2.640.3 0.34
April 22, 2021 $8402.970.7 2.290.6 2.830.3 0.14
April 15, 2021 $8483.040.7 2.350.7 2.800.4 0.24
April 8, 2021 $8573.130.7 2.420.6 2.920.1 0.21
April 1, 2021 $8633.180.7 2.450.6 2.840.3 0.34
March 25, 2021 $8623.170.7 2.450.6 2.840.2 0.33
March 18, 2021 $8533.090.7 2.400.7 2.790.3 0.30
March 11, 2021 $8493.050.6 2.380.6 2.770.3 0.28
March 4, 2021 $8453.020.6 2.340.7 2.730.3 0.29
Feb. 25, 2021 $8402.970.6 2.340.6 2.990.1 -0.02
Feb. 18, 2021 $8232.810.7 2.210.7 2.770.2 0.04
Feb. 11, 2021 $8142.730.7 2.190.6 2.790.2 -0.06
Feb. 4, 2021 $8142.730.7 2.210.6 2.780.3 -0.05
Jan. 28, 2021 $8142.730.7 2.200.6 2.800.3 -0.07
Jan. 21, 2021 $8192.770.7 2.210.6 2.800.4 -0.03
Jan. 14, 2021 $8212.790.7 2.230.7 3.120.4 -0.33
Jan. 7, 2021 $8062.650.7 2.160.6 2.750.3 -0.10
Dec. 31, 2020 $8082.670.7 2.170.7 2.710.4 -0.04
Dec. 24, 2020 $8072.660.7 2.190.5 2.790.2 -0.13
Dec. 17, 2020 $8082.670.7 2.210.6 2.790.3 -0.12
Dec. 10, 2020 $8122.710.7 2.260.6 2.790.3 -0.08
Dec. 3, 2020 $8122.710.7 2.260.6 2.860.3 -0.15
Nov. 25, 2020 $8132.720.7 2.280.6 3.160.3 -0.44
Nov. 19, 2020 $8132.720.7 2.280.6 2.850.3 -0.13
Nov. 12, 2020 $8262.840.7 2.340.6 3.110.4 -0.27
Nov. 5, 2020 $8202.780.7 2.320.6 2.890.3 -0.11
Oct. 29, 2020 $8232.810.7 2.320.6 2.880.3 -0.07
Oct. 22, 2020 $8222.800.6 2.330.6 2.870.3 -0.07
Oct. 15, 2020 $8232.810.6 2.350.5 2.900.2 -0.09
Oct. 8, 2020 $8292.870.8 2.370.7 2.890.2 -0.02
Oct. 1, 2020 $8302.880.8 2.360.7 2.900.2 -0.02
Sept. 24, 2020 $8322.900.8 2.400.7 2.900.2 0.00
Sept. 17, 2020 $8292.870.8 2.350.8 2.960.3 -0.09
Sept. 10, 2020 $8282.860.8 2.370.7 3.110.2 -0.25
Sept. 3, 2020 $8362.930.8 2.420.8 2.930.2 0.00
Aug. 27, 2020 $8342.910.8 2.460.7 2.910.2 0.00
Aug. 20, 2020 $8422.990.8 2.540.7 2.910.3 0.08
Aug. 13, 2020 $8392.960.8 2.460.8 2.900.4 0.06
Aug. 6, 2020 $8302.880.8 2.440.8 2.900.4 -0.02
July 30, 2020 $8422.990.8 2.510.7 2.940.4 0.05
July 23, 2020 $8443.010.8 2.540.7 3.090.3 -0.08
July 16, 2020 $8412.980.7 2.480.7 3.060.3 -0.08
July 9, 2020 $8463.030.8 2.510.8 3.020.3 0.01
July 2, 2020 $8513.070.8 2.560.8 3.000.3 0.07
June 25, 2020 $8573.130.8 2.590.8 3.080.5 0.05
June 18, 2020 $8573.130.8 2.580.8 3.090.4 0.04
June 11, 2020 $8663.210.9 2.620.8 3.100.4 0.11
June 4, 2020 $8633.180.7 2.620.7 3.100.4 0.08
May 28, 2020 $8593.150.8 2.620.7 3.130.4 0.02
May 21, 2020 $8693.240.7 2.700.7 3.170.4 0.07
May 14, 2020 $8743.280.7 2.720.7 3.180.3 0.10
May 7, 2020 $8723.260.7 2.730.7 3.170.3 0.09
April 30, 2020 $8683.230.7 2.770.6 3.140.4 0.09
April 23, 2020 $8793.330.7 2.860.7 3.280.3 0.05
April 16, 2020 $8773.310.7 2.800.7 3.340.3 -0.03
April 9, 2020 $8793.330.7 2.770.6 3.400.3 -0.07
April 2, 2020 $8793.330.7 2.820.6 3.400.3 -0.07
March 26, 2020 $8983.500.7 2.920.6 3.340.3 0.16
March 19, 2020 $9153.650.7 3.060.7 3.110.2 0.54
March 12, 2020 $8833.360.7 2.770.7 3.010.2 0.35
March 5, 2020 $8753.290.7 2.790.7 3.180.2 0.11
Feb. 27, 2020 $8933.450.7 2.950.8 3.200.2 0.25
Feb. 20, 2020 $8973.490.7 2.990.8 3.250.2 0.24
Feb. 13, 2020 $8953.470.7 2.970.8 3.280.3 0.19
Feb. 6, 2020 $8933.450.7 2.970.7 3.320.2 0.13
Jan. 30, 2020 $8993.510.7 3.000.7 3.240.3 0.27
Jan. 23, 2020 $9093.600.8 3.040.8 3.280.3 0.32
Jan. 16, 2020 $9153.650.7 3.090.7 3.390.3 0.26
Jan. 9, 2020 $9143.640.7 3.070.7 3.300.3 0.34
Jan. 2, 2020 $9233.720.7 3.160.7 3.460.3 0.26
Dec. 26, 2019 $9253.740.7 3.190.7 3.450.3 0.29
Dec. 19, 2019 $9243.730.7 3.190.7 3.370.4 0.36
Dec. 12, 2019 $9243.730.7 3.190.7 3.360.4 0.37
Dec. 5, 2019 $9183.680.5 3.140.4 3.390.4 0.29
Nov. 27, 2019 $9183.680.5 3.150.5 3.430.3 0.25
Nov. 21, 2019 $9163.660.6 3.150.5 3.390.4 0.27
Nov. 14, 2019 $9263.750.6 3.200.5 3.440.4 0.31
Nov. 7, 2019 $9193.690.5 3.130.4 3.390.3 0.30
Oct. 31, 2019 $9303.780.5 3.190.6 3.430.4 0.35
Oct. 24, 2019 $9263.750.5 3.180.5 3.400.3 0.35
Oct. 17, 2019 $9193.690.6 3.150.5 3.350.4 0.34
Oct. 10, 2019 $9063.570.6 3.050.5 3.350.3 0.22
Oct. 3, 2019 $9153.650.6 3.140.5 3.380.4 0.27
Sept. 26, 2019 $9143.640.6 3.160.5 3.380.4 0.26
Sept. 19, 2019 $9243.730.5 3.210.5 3.490.4 0.24
Sept. 12, 2019 $9053.560.5 3.090.5 3.360.3 0.20
Sept. 5, 2019 $8973.490.5 3.000.6 3.300.4 0.19
Aug. 29, 2019 $9073.580.5 3.060.5 3.310.4 0.27
Aug. 22, 2019 $9043.550.5 3.030.5 3.320.3 0.23
Aug. 15, 2019 $9093.600.5 3.070.5 3.350.3 0.25
Aug. 8, 2019 $9093.600.6 3.050.5 3.360.3 0.24
Aug. 1, 2019 $9263.750.6 3.200.5 3.460.4 0.29