Kiva Reviews

544  •  Excellent
TrustScore 4.5 out of 5

4.7

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Rated 5 out of 5 stars

A Hand Up

I've always been a big believer in the charitable philosophy of a "hand up" rather than a "hand out." I've also been impressed with the concept of microcredit--small loans to individuals so that they can become self-sufficient through their own business endeavors. Kiva encapsulates both these concepts in its platform. Plus Kiva in my mind maximizes the efficiency of charitable lending. The most bang for the lent dollar. Kiva allows the lender to customize their loan portfolio to match their interests: country, gender, type of business, environmental concerns, etc. It is by far my favorite cause!

Date of experience: July 12, 2024


Rated 5 out of 5 stars

I've participate in more than 2,700…

I've participate in more than 2,700 loans over the last eight or nine years. KIVA is an incredibly effective tool for helping others. My wife and I visited an NGO in the Philippines a number of years ago that we support via KIVA. We met with the CEO and their business development person. It was an eye opener. Keep up the great work - we are big fans of KIVA,

Date of experience: July 12, 2024


Rated 4 out of 5 stars

I love making loans to KIVA

I love making loans to KIVA. As a senior living on a pension, I do not have a lot of "disposable" income. The fact that I can loan as little as $25.00 and be part of a group who has helped a desperate person/family to start a business, maintain a current business, put a sanitary toilet in their home instead of an outhouse, pay for uniforms for their children so they can attend school, in some of the most desperately poor regions of the world, makes me feel like I CAN have some impact. $25.00 wouldn't make me bankrupt but it also wouldn't make me a millionaire if I held onto it. Those of us who were born in and grew up in the Western world have never had the hardships that these people have.

Date of experience: July 03, 2024


Rated 5 out of 5 stars

Finding ways to help.

The ability to help a lot or a little with feeling like I’m a part of someone journey and making a difference is what I love about Kiva. Paying it forward with Kivas help.

Date of experience: July 02, 2024


Rated 5 out of 5 stars

Do good and feel good

We have been involved with Kiva for over 10 years now and what I love about it is that by depositing money with Kiva you are helping people who want to help themselves. I also like that you can direct your funds to borrowers whose values match your own and that as you are repaid you can relend the funds, over and over!

Date of experience: June 18, 2024


Rated 5 out of 5 stars

Helping people so that they can help themselves

I saw an advert for Kiva on Black Friday , previously I didn't know it existed. I give to charity on a regular basis and I thought that my gift would just be another donation . I was stunned when the borrower started to pay me back. Which meant that I could re lend the same money over and over and help even more people.So I am helping people to help themselves!

Date of experience: June 15, 2024


Rated 5 out of 5 stars

Easy to support individuals directly

Kiva makes it very easy to impact the lives of meant people directly. The website is very easy to use. Over more than 12 years, I've never been mislead out had any technical or financial issues.

Date of experience: June 15, 2024


Rated 5 out of 5 stars

Great results since 2017

I started making microloans with Kiva in 2017. I've made 408 loans totaling $10,500. My losses have been just under $400. Each month I just relent what has been repaid to me. So I keep re-lending the same money over and over. You get to pick who you want to help. And my case I want to help women who in many cultures are marginalized and cannot get loans. This is just been a .

Date of experience: June 20, 2024


Rated 5 out of 5 stars

Easy to Use

It’s easy to check out people you’d like to lend to, plus you get updates on how your donation is being used.

Date of experience: March 26, 2024


Rated 5 out of 5 stars

Help people quickly in meaningful ways

Finding suitable borrowers to match my interests was fast and easy. $25 as the basic loan is the right amount - not too much for me to be reluctant to risk losing , and enough to quickly add up with other lenders’ loans to reach the borrower’s goal. This kind of person to person loan really helps people to help themselves.

Date of experience: February 14, 2024


Rated 5 out of 5 stars

some coins make the difference!

You can loan small amount of money that can change the life of many people around the world. After a while, when you start receiving money back, it will cost you nothing to continue lending. It's great!!!

Date of experience: June 15, 2024


Rated 2 out of 5 stars

The steam room smelt and tasted like…

The steam room smelt and tasted like mould.
The cleanliness was pretty low, there was mould everywhere and no one showered in between sauna and cold pool etc.

Also, people did leave at the end of their hour session, so there were a lot of people in the sauna, it was over crowded.

I’ve been multiple times, and it’s often like this.

It could be so awesome, they just need to clean it to a much higher standard more regularly, and maintain a better time management system.

Date of experience: April 17, 2024


Rated 5 out of 5 stars

Help others achieve their dreams

Kiva is a fantastic opportunity to help others around the world achieve their dreams. I can add my contribution to a loan financed by other supporters. The loans are made to individuals who would otherwise struggle to get the financial support they need for a project, business, improved lifestyle, etc. Best of all, once the loan is repaid, I reinvest the money by supporting another loan applicant. The Kiva website makes the whole process seamless, from choosing a loan to contributing to reinvesting as loans are paid off.

Date of experience: May 21, 2024