Antony Martins

Publishers vão se aliar a OpenAI Aqui só um primeiro exeplo como : OpenAI has struck a deal with Reddit OpenAI will use content from the social media platform for its artificial intelligence chatbot, sending shares in the company up as much as 15 per cent in after-hours trading. Thursday’s announcement is the latest in a number of deals between the Microsoft-backed start-up and media brands as the competition for high-quality and reliable data to underpin powerful new AI models intensifies. At the same time, OpenAI is fighting copyright lawsuits from publishers who are reluctant to allow their content to be used by the ChatGPT-maker. The agreement gives OpenAI access to content on Reddit’s website and will allow the social media platform to embed more AI tools. Financial terms were not disclosed, but a jump in Reddit’s stock would mean a windfall for Sam Altman, the co-founder and chief executive of OpenAI, who has invested tens of millions of dollars into the social media group. Altman, who has said he has no equity stake in OpenAI, held close to 10 per cent of Reddit’s stock ahead of its public listing in March via various entities, according to public filings. The 39-year-old, a serial entrepreneur and investor, did not lead the negotiations with Reddit, according to OpenAI. The deal will also be a boon to Reddit’s monetisation efforts, which have until now mainly focused on building up its advertising-based business model. On its roadshow ahead of its listing, Reddit told investors that it also hoped to see a windfall from selling its data to third parties so that they could train their AI. It has already struck deals with Google and Cision. OpenAI has struck a series of deals with publishers this year, including the Financial Times, US-based Associated Press, Germany’s Axel Springer, France’s Le Monde and Spain’s Prisa Media. Those deals give the San Francisco-based start-up access to material which can in turn be used to develop and run generative AI technology that can create text, images and code from human prompts. “We are thrilled to partner with Reddit to enhance ChatGPT with uniquely timely and relevant information, and to explore the possibilities to enrich the Reddit experience with AI-powered features,” said Brad Lightcap, OpenAI’s chief operating officer. Including Reddit in ChatGPT “upholds our belief in a connected internet, helps people find more or what they’re looking for, and helps new audiences find community on Reddit”, said Steve Huffman, Reddit’s co-founder and chief executive. While some media brands have partnered with OpenAI, others have resisted. The New York Times and other publishers have instead sued OpenAI and Microsoft for harvesting their articles. In December, the NYT filed a lawsuit seeking billions of dollars in damages from the two companies for “profit[ing] from the massive copyright infringement, commercial exploitation and misappropriation of The Times’s intellectual property”.

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It's gratifying to see the crypto universe and innovation becoming increasingly part of people's lives, especially in important areas like culture. The immersive exhibition "Decade of the Oceans - 1st National Cryptart Exhibition" has been at the CCBB - Centro Cultural Banco do Brasil in São Paulo since March 27, bringing together innovation, technology, and art. The theme was defined in partnership with the UN regarding the Decade of the Oceans, which runs from 2021 to 2030. Events like this show how Blockchain is increasingly present in our daily lives, becoming an accessible means of promoting culture. Here at WEB3DEV, we understand this role and want to bring more knowledge about this decentralized universe! If you want to learn more about Blockchain, we have a study group every Tuesday at 7 pm in our Discord community! https://lnkd.in/dW5qVMJR

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Dear friends, we’re thrilled to announce that we’re (finally) launching our set custom of gen-ai solutions for the Brazilian market at the #riosebsummit. AI is a game changer for everything analytics. It’s all in Portuguese for now (sorry!),hit me up and we can walk you through our approach and why it’s different. A hint: it’s all powered by Observable. Everything is light-weigh, modular, auditable and reproducible. You can check it out at https://ai.belo.re

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Last week, I had the opportunity to spend a couple of days in the Bay Area, participating in some fantastic events, including Brazil at Silicon Valley. 💥 Unsurprisingly, AI remains the "talk of the town," and has been for quite some time now. 🎯 I synthesized six initial and preliminary insights into AI, both in general and within the realm of finance. These insights were drawn from my extensive reading, as well as conversations with ML specialists, founders, professors, and VCs. 🔊 I'd love to hear your thoughts on these observations. 🙂 💪 🔝 #AI #innovation #siliconvalley #future #perspectives #technology

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I took this picture on the first day of Web Summit Rio. It’s a good snap on crypto adoption in Brazil, led by stablecoins and Bitcoin. It was also interesting to learn that 40% of Brazilian startups are fintech. It was vivid, beyond the Web Summit, how traditional players, like Mastercard, try hard not to get obsolete. It’s always fascinating to observe how industries undergo disruptive transformation, and it felt so true for Finance being disrupted in Brazil this time. It’s already partly and will be more being run on new rails. Probably, there will be even no traditional banks in 20 years from now. “Evolve or die” would say the legendary biologist.

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_We shall emphasized that VC landscape in Brazil entered a period of consolidation in 2023. _LAVCA has released that investors deployed US$4 billion across 770 transactions in Latin America, with US$1,764 billion being directed at 325 Brazilian start-ups. #venturecapital #startups #mastropasqua

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Top 200 fintechs in Brazil: 1H24 coverage. Initiating coverage: Brazil is one of the most mature fintech ecosystems in the world fed by talented entrepreneurs, a pro-competition Central Bank, and local / global venture funds attracted to a massive underserved market with high net interest margins. Top 200 private fintechs have raised +10bn usd and employ +60k people, so the group provides a good picture of the overall space. As we close 1H24, we took a snapshot of the group with the count of startups by stage (top graph) and by segment (bottom graph). Stage is broken down by projected size of next round of financing, an exit via M&A, or an IPO listing. We have also measured the number of months elapsed since the last fund raise. 1H24 reading: More than 55% of the fintechs in the group will be raising between 10-50mn usd in their next round in the next 12-18 months, given that their last raise was 24-30 months ago. This implies a very competitive market for shrinking dry powder from VCs, and increasing M&A transactions, since some players will not succeed in raising sufficient funds. More than 50% of the fintechs in the group are in payments and lending. These segments along with insurance last raised 20-30 months ago. As a result, in the next 12-18 months, the insurance segment, still relatively early stage, will be very active in fund raising, whereas payments and lending, with a lot more established players, will see more M&A. We will continue monitoring the evolution of the top 200 fintechs in Brazil in the following quarters, updating the status of fintechs that remain in the group, adding new emerging names, and subtracting underperforming ones.

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Healthcare in Brazil is a $200B market. Broken, inefficient and extraordinary complex 🤯 Today we are digging in the story of Alice, one of Brazil's largest health tech startups, backed by the likes of KASZEK, SoftBank Latin America Fund, Globo Ventures, MAYA CAPITAL, Canary, Endeavor Catalyst and ThornTree Capital Partners and Allen & Company LLC. 👇🏻 For this week’s episode of The J Curve I sat down with André Florence and Guilherme [Gui] Azevedo, Endeavor entrepreneurs and co-founders at Alice. Prior to launching Alice, Andre was a CFO at Brazilian first-known tech unicorn 99 and led the company through the acquisition by Chinese Didi; and Gui was a co-founder of a chain of healthcare clinics dr.consulta. We discuss 👇🏻 1️⃣ Alice partnership playbook: how to build a co-founder relationship that lasts? 2️⃣ Growth at all cost is dead: five lessons learned from pivoting towards efficiency 3️⃣ The vicious cycle: why healthcare innovation is broken in Brazil and how tech natives can fix it?  4️⃣ Fasten your seatbelts: how to build a resilient startup culture in a volatile market? 5️⃣ Breaking the mold: the biggest challenges of challenging the status quo industries Watch / listen to the episode by tuning into The J Curve podcast on 👇 Youtube 👀 ===> https://lnkd.in/e2NkfkS2 Spotify 🎙===> https://lnkd.in/eAdG-aXy Apple Podcast 🍏 ===> https://lnkd.in/eepvjPnd Please enjoy this wide-ranged conversation!

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Which fintech companies received new investments last week? 1️⃣ Kanastra was founded in 2022 by Gustavo Mapeli and Manuel Netto in Brazil. It operates as a capital markets infrastructure, a platform that simplifies debt facilities for both originators and investors by bringing a tech-driven solution to the market. They have just raised US$ 20.86 M in Series A funding, led by new investors KASZEK and Atlantico. Returning investors Valor Capital Group, QED Investors, Quona Capital, Actyus, also participated in the round. 2️⃣ Fizz, a NY-based company founded in 2021 by Carlo Kobe, Scott S., and Christopher Kinyua, offers student debit cards enabling them to earn cashback. They have just raised US$14.4 M in seed funding, led by new investor Kleiner Perkins, with participation from returning investor Y Combinator. New investors New Era Capital Partners, SV Angel, and other unspecified investors also participated in the round. __________ 🟣 Projections on FinTech can be found in our report, available for free download: Global FinTech Market Analysis: Trends, Investments, Emerging Startups & Future Outlook (🔗 link in the comments) __________ 3️⃣ Torpago, another US company founded in 2019 by Brent Jackson, helps banks launch cutting-edge business credit card programs. They raised US$ 10 M in Series B funding co-led by new investor Priority Technology Holdings, and returning investors EJF Capital LLC, BankTech Ventures, and other unspecified investors. 4️⃣ FXLoader is a cloud-based provider of currency exchange rates, servicing Oracle Cloud, Salesforce, and ERP applications. Established in 1998 by Peter Care and based in Hampshire, UK, FXLoader was acquired by insightsoftware, a portfolio company of Hg, TA Associates, and Genstar Capital. 5️⃣ Based in St. Gallen, Switzerland, and founded in 2020 by Sebastian Büchler, Lauro Böni, Lukas Plachel, PhD, and Jan-Philip Schade, PhD, Kaspar& offers seamless and comfortable access to professional financial services across asset advice, asset management, investment advice, and finance. Kaspar& just raised US$ 2.79 M in seed funding thanks to Avaloq. We congratulate you on the successful capital raise! __________ 🟣 Stay tuned for more news on the latest investments and trends in private markets and get instant access to data on: ▶ 4,000,000+ private companies  ▶ 23,000+ upcoming funding rounds  ▶ 750+ markets ▶ 31,000+ investment firms by visiting #DealPotential website and requesting a free trial today. #investments #fintechstartups #privatemarkets

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Dear CEO, This week, I had the delightful opportunity to mingle with some of Brazil's unicorn CEOs. Observing their dedication made me reflect deeply on the groundbreaking paths they are paving for future generations. What an inspiring journey! Recently, I've been mentoring the bright minds from Link School right here in Silicon Valley. Teaching entrepreneurship is challenging, but seeing their enthusiasm and potential unfold is incredibly rewarding. It's not just about imparting business knowledge—it's about nurturing a mission that can transform lives. Here's the truth: Entrepreneurship is less of a skill and more of a life mission. The entrepreneurs I've met have achieved unimaginable heights by focusing relentlessly on their goals, never shying away from the need to evolve or reinvent as needed. Their resilience is nothing short of legendary. They possess a grit that almost seems obsessive. Consider Gympass during the COVID crisis: when faced with potential disaster, they didn’t just find a way to survive; they innovated a new business model that made even more sense. They mastered their own "Death Valley" with a creative leap. Reflecting on my early days as an entrepreneur, before this ecosystem was well understood, we had no idea what an angel investor or venture capital was. Our version of "Nasdaq" was securing a line of credit at Banco do Brasil! Back then, our venture capital was the cash we scrambled together from family after our own funds dried up. Now, thanks to the efforts of these visionaries, young people have role models who not only build businesses but also build futures. From Nubank to Loft, each Brazilian unicorn is a beacon for aspiring entrepreneurs, showing that with enough resilience and vision, you can indeed make a significant impact. Cheers to the pioneers who are not just running businesses but are also mentoring the next wave of innovators and dreamers. The roads you are building today will guide countless others tomorrow. Keep inspiring, P.S. Remember when 'scaling up' meant buying a bigger whiteboard? How times have changed! 😉 Cristina Junqueira, Gabriel Braga, Andre Penha , Andre Street, Sergio Furio Eduardo Baer, Guilherme Pinho Bonifacio, Patrick Sigrist, Felipe Fioravante, Cesar Carvalho (he/his), Joao Barbosa, Vinícius Ferriani, Leandro Farah Caldeira, Victor Lazarte Arthur Lazarte, Alphonse Voigt, João Del Valle, Wagner Ruiz, Mariano Gomide de Faria - CMX, Geraldo Thomaz, Henrique Dubugras, Pedro Franceschi #Entrepreneurship #Innovation #StartUpCulture #BrazilianUnicorns. #Leadership #FutureOfBusiness #TechTrends #Mentoring #SiliconValley #BusinessTransformation #Resilience #GritAndGrowth

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🇧🇷Brazil's largest bank, Itaú Unibanco, now offers #Bitcoin and crypto trading to all users via its Ion app, which has over 3.5M downloads 📱. Initially for select clients, the move follows strong demand and aims to boost mainstream adoption 🚀. Each user gets a separate wallet for security 🔒. A milestone for Bitcoin's financial mainstreaming in Latin America! 🌎 #Crypto #Bitcoin #Brazil https://lnkd.in/df5AkkvM

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🗣️ Next week I will be in ProXXima 2024, the most important event for media, technology, and innovation in Brazil's marketing and communications sector! 🇧🇷 We will meet clients, colleagues, and journalists to discuss the challenges and opportunities in the digital industry in the U18 segment. 📊 Did you know that 95% of children influence household purchases and that 64% of teenagers in Brazil have their own money to spend? 💡 Currently, 7 out of 10 dollars invested in digital advertising to connect with minors are wasted. 💸 On these topics, and more, Ricardo Wako, Country Manager of Kids Corp Brazil, will present an exclusive session on Tuesday, 6/4 at 11:10 am on the Content Stage about "The power and influence of children in family purchasing decisions: how to connect with them in compliance with the LGPD." 📅 🙌 If you want to learn more about Martech for U18, come to our booth (#6), where we will provide more information and have games and surprises. 🎉 #ProXXima2024 #Brazil #Martech #KidsCorp #Innovation

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In the first quarter of this year, I had a very good conversation with Edson Rigonatti mediated by Endeavor Brasil. Good conversations resonate with you for weeks. This was one of them. We talked about entrepreneurial #motivations, technological #advancements, and #trends. The reflections were all around #business #strategy: where and how to play. This conversation was so beneficial for me, and it has helped me so much to reflect over the past few months that, as an entrepreneur, I feel the duty to share this with more people, whether they are entrepreneurs or not. Three takeaways have been valuable for me to guide my journey of #exploration and #construction at this moment. They are useful for both entrepreneurs in the first journey and those who, after the first journey, are already building new companies: 1) Where do your 10,000 hours as an entrepreneur come from? As we talked about this topic, I remembered the concept of the 10,000 hours presented by Malcolm Gladwell in his book "Outliers" - in short, to become really good at something, you need 10,000 hours in it. When choosing your next challenge as an entrepreneur, prioritize the one where you have completed the task 10,000 hours of flight. Here, entrepreneurs in the second journey have an advantage if they know how to capitalize on the lessons learned from the first journey. In general, these 10,000 hours come from four points: i) deep knowledge of an industry ii) ability to build a specific product iii) ease in operating a specific business model iv) experience with a certain type of GTM (Go-To-Market). 2) Technological evolution cycles Technological innovations with high commercial potential require a combination of four elements: i) an infrastructure layer ii) platforms that will enable the construction of applications iii) the actual applications iv) finally, transactions, where most of the value to be captured usually lies. As an entrepreneur, you need to understand the maturity level of a technology to be able to use it effectively in your business. 3) Maslow's pyramid of companies Just as people have needs that can be hierarchized in the well-known Maslow's Pyramid, companies also have needs that can be hierarchized. i) The first need is to survive, systems and processes that allow the company to exist, that allow it to be able to offer the basics. ii) In second place, there is the need to sell more, iii) In third place, cost reduction iv) Finally, pure productivity gain (which does not directly contribute to any of the previous needs). As an entrepreneur, you need to understand where, in the pyramid of needs, your pain is located. This will determine your customer’s willingness to pay and the ease of GTM (Go-To-Market) for your product. I’m immensely grateful to Edson Rigonatti and Endeavor Brasil for providing me with these excellent reflections! Hope they are useful for you as they were for me. Thank you Diego Tutumi Moreira and Alexandre Frazão for all the support!

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A venture capitalist with nearly two decades of experience. He's invested in over 6 unicorns, including iFood, CargoX, and Pismo. Meet Rodrigo Baer, co-founder of Upload Ventures and a key figure in developing venture funding in Brazil. 🧠 Key Takeaways #1 Evaluate growth strategies: Quickly identify and adjust or remove activities that don't drive your startup's growth. #2 Use investor insight: Engage investors as strategic partners to navigate challenges and optimize performance. #3 Prioritize efficiency by strategically expanding your team; start small to perfect your sales process before scaling, ensuring each step aligns with your business goals. Listen to the full episode here 👇 Spotify: https://lnkd.in/ex6iv5EJ Youtube: https://lnkd.in/eJMCuUef Apple Podcasts: https://lnkd.in/ewT3Gw2x

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As account-to-account (#A2A) #payments becomes the de facto way to pay in a country, visiting foreigners with only cards in their hands are excluded - and have to revert to using #cash 😱 This was my experience in #India 🇮🇳 when I visited earlier this year: all the locals were using their phones to make #UPI transactions, but cards weren't accepted at most places, so I had to go and find a bank - and a working #ATM 🏦 There are moves to allow foreigners to use #UPI but they're not widely available in India yet - and last time I checked it will involve going through a cumbersome #KYC process at an airport when you enter the country 😔 Good to see #fintech firms (e.g. PagBrasil - see below) in #Brazil 🇧🇷 solving the problem so that visitors can use #PIX 🙌

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Exploring new horizons in the world of e-commerce. 🚀 In recent years, the e-commerce scene in Brazil has witnessed a remarkable revolution, driven by the advent of live streaming with product sales, popularly known as live commerce. Discover how my daughter, Monique Lima, Co-Founder and CEO of Mimo Live Sales, is leading this transformation and inspiring the future of entrepreneurship in Brazil! Read the full story in english on my Medium (link in the comments).

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Join Us for V20 Brazil 2024! We’re thrilled to share a sneak peek into the upcoming V20 Summit in Brazil with Ray Moran and TERCIO QUEIROZ. In this trailer, they delve into the significance of the event, hosted by IBAPE Nacional, Brazil's foremost valuation institute. This year's V20 will cover crucial topics like international valuation standards, ESG, AI, and more, bringing together top valuation professionals and G20 representatives. It's not just about learning—it's about building connections that matter. 📅 Event Dates: September 30 - October 1, 2024 Why Attend: - Expert Insights: Gain knowledge from leading professionals. - Global Standards: Understand the aspects of International Business Valuations. - Networking: Connect with industry leaders and peers. - Cutting-Edge Topics: Explore AI, ESG, and the future of valuation. Stay tuned for the full interview and get ready to elevate your expertise in valuation! 📧 Contact: info@aarvf.org   🔗 Learn more & register: [Link in the comments] #iiBV #IBAPE #AaRVF #IVSC #V20 #ValuationSummit #ESG #BusinessValuation

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Pix is changing the financial services industry in Brazil. Our new article explores how card companies can compete with Pix, keeping its value and relevance.

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