iCred - Crédito Inteligente

iCred inicia operação com Cartão Magnético para clientes INSS. Confira em: https://lnkd.in/d7jif3Hc

A iCred, fintech sergipana criada no começo de 2022, captou 422 milhões de reais nos últimos 45 dias para dar sequência na sua oferta de crédito consignado via Saque FGTS e para beneficiários do INSS. O dinheiro entrou por meio de um FIDC (Fundo de Investimento em Direitos Creditórios), modalidade de investimento no qual titulares de cotas têm rendimentos atrelados a recursos advindos de uma empresa. Essa não é a primeira captação que a iCred faz para ampliar a capacidade de conceder crédito para seus clientes. No seu primeiro ano de operação, levantou 100 milhões de reais. No início do ano seguinte, outros 300 milhões de reais. Agora, conclui uma nova rodada. Todo dinheiro será usado como crédito para os clientes da empresa pegarem a grana emprestada. Desde que nasceu, a iCred já antecipou 1,4 bilhão de reais de FGTS para seus clientes e segue expandindo a atuação no mercado brasileiro. A meta da empresa para este ano é atingir um patrimônio líquido de cerca de 2,5 bilhões de reais. Com a redução das taxas de juros, a iCred está prestes a lançar a portabilidade de crédito. Leia a matéria completa em #EXAME 🔗 https://bit.ly/3Uo1Wn1 🖋️ Daniel Giussani 📸 Divulgação/Divulgação

Daily research from FinTech Global Brazil is home to a third of all Latin American FinTech deals in 2023 In 2023, the Latin American FinTech sector experienced a significant decline in deal activity, with only 335 deals recorded, marking a substantial 37% reduction compared to the previous year. Latin American FinTech companies faced a substantial decrease in funding, raising a total of $1.3bn, which represented a striking 60% drop from their 2022 fundraising efforts. QI Tech, which provides tech solutions for the credit market, had the largest Latin American FinTech deal in 2023 after raising $199m in their latest Series B funding round, led by General Atlantic. QI Tech intends to utilize the fresh infusion of capital to not only strengthen its already prominent product position but also to delve into strategic merger and acquisition possibilities for future growth and development. QI Tech provides an extensive range of APIs that enable businesses to effortlessly offer financial products to their clientele. Their all-in-one solution encompasses an array of digital tools, including registration tools, data validation, credit scoring, digital account opening, wire transfers, Pix services, bank slips, and credit underwriting, catering to diverse sectors of the economy. Brazil was the most active Latin American FinTech country in 2023 with 111 deals, a 33% share of all funding rounds. This was followed by Mexico with 64 deals, a 19.4% share of all transactions. Colombia was the third most active FinTech country with 43 deals. The Latin American region has been an early adopter of Open Finance. In 2023, the market grew significantly, with several players entering the market. Brazil has been a pioneer, with the Central Bank introducing Open Banking regulations in 2021, leading to rapid growth and expansion into areas like Open Insurance in 2023. Mexico made significant progress since 2020, but its Open Finance is still in early stages. Colombia, after introducing Open Banking regulations in 2021, is witnessing substantial growth as major players develop their platforms. Chile is preparing for Open Banking regulations in 2024, with numerous FinTech’s and institutions gearing up. Peru is analysing Open Banking regulations, expecting progress by the end of 2023. The Dominican Republic and Guatemala are exploring Open Finance, with the former progressing in regulatory definitions, while the latter sees increasing demand. Argentina is working on regulations and initiatives for open banking. Uruguay is enthusiastic about potential Open Banking initiatives but has yet to start the regulatory process. Ecuador, though lacking official regulations, is experiencing market-driven adoption of Open Banking principles.   QI Tech Nomad Clara iCred - Crédito Inteligente albo Kapital Colombia Galgo KLYM Supra

Quer fazer parte de um time de sucesso na Fintech que mais cresce?? Cadastre-se: https://lnkd.in/dN6xChku Vagas em Aracaju/SE.

Crédito consignado para aposentados do INSS terá juro menor Taxa máxima do crédito consignado cai de 1,97% para 1,91% ao mês para beneficiários do INSS. Bancos dizem que medida pode prejudicar a concessão de novos empréstimos. https://lnkd.in/dvcSzrHa