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Do I have to declare capital gains and dividends if they are tax-free?
22/07/24 05:00
I held some shares in investment trusts outside of an Isa and sold them all in March, so that I could take my profits before the capital gains tax allowance was cut. Both my dividends and capital gains are under the threshold. Do I have to declare them on my self-assessment tax return? We explain how it works....read
One-off payouts push UK dividends to record £37bn in second quarter - but mining sector weighs on growth
22/07/24 05:00Headline figures show dividends rose 11.2% to £36.7bn in the second quarter, according to Computershare's Dividend Monitor.Inheritance tax bill hits £2.1bn in three months as more households are dragged into the net
19/07/24 08:43The figures released by HMRC show that inheritance tax (IHT) receipts were £83million higher than they were at the same point in 2023.Half a MILLION caught in the 60% tax trap by earning £100,000
17/07/24 06:00More people than ever are being stung by the 60 per cent tax trap , which affects those earning between £100,000 and £125,150 a year.I have dementia and scammers stole my £1,800: Do banks do enough to help vulnerable victims?
14/07/24 08:51As a former police community support officer, Peter Middleton, 70 was initially sceptical of a caller claiming to be from Barclays - but the scammer's tactics were clever.Bank of Mum and Dad being used by entrepreneurs to fund start-ups
10/07/24 06:00The average cost of starting a new business now stands at £16,000, or slightly lower at £11,500 for sole traders, according to data from SME bank Zempler.Terry Smith defends not holding Nvidia in Fundsmith Equity, despite costing investors better returns
09/07/24 02:14Terry Smith defended his decision not to add Nvidia to the Fundsmith Equity portfolio, despite the fund lagging the benchmark since January.Which companies have the best customer service? Survey shows top 10... but most firms are below par
08/07/24 11:01Survey asked 60,000 people what they thought of the customer service at 275 major firms - and found that satisfaction was at its lowest level since 2010.What does Labour's election win mean for your money? From tax, to pensions and homes, what Keir Starmer's government plans to do
05/07/24 04:32The manifesto was notably light on detail, but now the votes are in we will finally find out what Labour intends to do on regaining power after 14 years.I earn £130k and lost all my personal allowance - is there any advantage in doing my tax return early?
28/06/24 06:00I thought that my employer was deducting the extra tax from my pay, but it wasn't and I am now going to end up with a big bill. What do I need to know about doing a tax return?Meet the Lucky Egg duo making board games cool for the TikTok generation by making them go viral on social media first
28/06/24 06:00Lucky Egg is 'actively manufacturing virality' from its office in the heart of Soho. We speak to founders Luke Shelley and Marcus Ereira about the games business.Half a MILLION more pensioners are paying income tax, latest HMRC figures show
27/06/24 09:48More pensioners than ever are now paying tax on their income, according to the latest figures from HMRC. The number over state pension age paying tax increased by 660,000.Could the Lib Dem plan to hike capital gains tax make it fairer - and save some investors money?
22/06/24 06:00The Liberal Democrats are the only main party committed to hike capital gains tax rates - but they would also bring a radical overhaul of the systemI nearly lost thousands to a supplier invoice scam - these were the red flags that helped me spot the fraudsters
20/06/24 05:01Saagar Patel, who runs Dentristry100 in London, received a call from someone claiming to be a long-established supplier who he was due to pay.Tesco launches marketplace to rival Amazon - why are retailers opting for platforms with third-party sellers?
20/06/24 05:00Tesco recently launched a new marketplace to sell products beyond its core grocery offering, intending to become a one-stop shop for all household items.Should we hike the 40% tax threshold to £70k - or bring in a wealth tax? Reform and the Green Party's ideas
18/06/24 11:59While Labour and the Conservatives take up general election airtime, the smaller parties are the ones trying to shake up conventional economic thinking.Demand for retro international football shirts soar ahead of the Euros… and some are worth HUNDREDS of pounds
14/06/24 06:00Fans digging out an old shirt from the back of their cupboard ahead of the tournament, could unknowingly be sitting on a small fortune.What the Labour manifesto means for your finances: From income tax, to pensions and 'securonomics'
13/06/24 01:04With the polls showing Labour is very likely to form the next government, taxpayers will be keeping a watchful eye on what the party's pledges mean for their finances.Over 65s now more likely to pay income tax than those aged 16 to 64, IFS says
12/06/24 12:15Retaining the freeze on the personal allowance means a pensioner who receives full state pension and some private pension income, will have to pay income tax.What the Conservative manifesto means for your finances: From an NI tax cut, to pensions and stamp duty
11/06/24 01:06The Conservative Party has launched its manifesto in a bid to woo voters ahead of July's general election with a package of tax-cutting measures. We analyse them.Money market funds - what are they and can they be a better option for parking your cash than a savings account?
10/06/24 10:15With yields above 5 per cent, it is no wonder investors are turning to cash-like instruments to protect from inflation eating into their cash.Labour rumoured to have dropped plans to reinstate the pensions lifetime allowance in boost to savers
10/06/24 10:01The Government abolished the old £1.073m lifetime allowance last year, largely to appease senior doctors.A company car took away my child benefit: How work perks can unexpectedly increase your tax
10/06/24 06:00I was not aware my car and fuel benefits from work counted towards my income when calculating child benefit. What else is included for these purposes?Home swapping site from The Holiday sees family demand soar: How does it work and is it safe?
07/06/24 06:00While The Holiday catapulted home swapping into the mainstream, its origins go back to the 1950s, set up by European teachers who wanted to travel on a budget.Council tax in England is frozen in 1991 and needs urgent reform, says the IFS
06/06/24 02:52The Institute for Fiscal Studies has called for reform of the council tax system as well as the abolition of stamp duty to promote growth.Child benefit chaos as HMRC says half a million parents haven't received payments today
03/06/24 10:15Many parents have missed out on child benefit payments due to an issue with HMRC, leaving some in the red.Fidelity won't let me do a partial transfer of my stocks and shares Isa - what can I do?
03/06/24 06:00I want to sell some of my funds and Isa transfer the cash to other savings. However, Fidelity has told me it doesn't allow partial transfers. What can I do?JD Sports shares plummet as 'challenging market' puts a dent in profits
31/05/24 08:34The sports retailer said revenues increased 2.7 per cent to £10.4bn in the year to 27 January, while organic like-for-like sales grew 3.8 per cent.Meet the man who hopes to help cut tax office call waiting times
31/05/24 06:00We speak to Netcompany CEO Andre Rogaczewski about what he thinks HMRC's biggest issues are and what a fully digital tax office might look like.Is it a good time to buy Scottish Mortgage? Shares have rebounded but are still down 40% on the peak
29/05/24 05:00Since its peak in late 2021 Scottish Mortgage shares have fallen more than 40 per cent to 895p as higher interest rates triggered a sell-off in technology stocks.I earn £65,000 - should I start taking child benefit again?
27/05/24 06:01When my salary then went up, I stopped taking child benefit and have not claimed it for the past four years - but I heard the allowances have changed and now I could be eligible again.What the general election means for the economy and your finances
24/05/24 05:00The economy and its impact on people's wallets are likely to take centre stage as both major parties ramp up their campaigning ahead of the July General Election.My mum lost £30,000 to romance scammers who preyed on her loneliness after my dad died
23/05/24 05:00Howard Kosky discovered his mother, Shirley, had lost thousands to scammers she met online, a few months after she died.How coastal towns in Britain have become micro-business hotspots
21/05/24 11:01Coastal towns including Felixstowe, Bournemouth and Sidmouth are among the fastest growing areas for UK microbusinesses, which have fewer than 10 employees.What can I pay for using my work salary sacrifice scheme - as well as my gym membership?
21/05/24 02:00Can I buy other things via salary sacrifice like a phone or a car? It seems like it could save me a lot of money if it's taken from my gross pay.Someone used my address to register a business on Companies House - why will it take 30 days to take it down?
16/05/24 05:00Companies House has been beset by issues with fraudsters using other peoples' addresses to register new companies.Fraudsters are brazenly advertising fake banknotes on social media, currency firm warns
15/05/24 03:22Social media sites, including Facebook and X are awash with carefully targeted adverts offering free postage and discounts on counterfeit notes.HMRC phone customers spent 798 YEARS on hold in single tax period, National Audit Office reveals
14/05/24 11:01The National Audit Office found that the average wait time was nearly 23 minutes in the first 11 months of 2023-24, up from five minutes in 2018-19.Nectar customers still losing thousands of points to scammers - why hasn't it been fixed? ANGHARAD CARRICK
14/05/24 05:00As with our debit and credit cards, we expect some level of security when we hand over our details to supermarkets. Sadly, some Sainsbury's customers can't say the same.Sainsbury's now tells customers to go to the POLICE to investigate stolen Nectar points…
14/05/24 05:00A Sainsbury's customer who lost £230 Nectar points to fraudsters has been directed to the police to investigate, but it is not a recordable crime.Evri issues warning over huge rise in smishing scams - here's what to look out for
13/05/24 10:45Smishing is used by criminals to target consumers with texts impersonating trusted organisations, and often contain a link to a fraudulent website.Scottish Power says our meters are too old - is this a ruse to force us to get a smart meter?
09/05/24 05:00Scottish Power has said that our meters have come to the end of their life expectancy and need replacing with a smart meter. Is there anything we can do?Could the Bank of England leapfrog the Fed and cut interest rates first?
04/05/24 02:00The BoE has so far followed the Fed's lead - but markets are starting to consider whether we might start to see divergence between the US and other central banks.Trainline shares steam ahead as it doubles profits amid European expansion
03/05/24 09:47The FTSE-250 listed company reported that its operating profits rose from £28million to £56million in the year to the end of February.Do I have to pay capital gains tax if I sell bitcoin but don't take cash out?
03/05/24 06:00How does the taxman deal with capital gains from investing in bitcoin? Is the tax due when you sell the asset or when you realise the benefit back in your (fiat) bank account?UK GDP growth will be second-worst of all G7 nations in next 18 months, says OECD
02/05/24 11:29GDP is expected to 'remain sluggish' at 0.4% in 2024 before rising to 1% by 2025. It is the slowest growth of every other G7 economy apart from Germany.How to save on business energy bills - what you need to know
02/05/24 11:06In our essential guide to business energy, we explain how commercial contracts differ from domestic bills, what you might pay, and how to compare energy deals.Hiscox reports rise in premiums - but warns of 'moderate' loss from fallout of Baltimore Bridge crash
02/05/24 08:37In the first three months of the year, total insurance contract written premiums (ICWP) increased 8.3% to $1.5billion.Standard Chartered beats profit estimates as higher interest rates boost income
02/05/24 08:08Bank saw a 6% increase in reported pre-tax profit of $1.9billion in the first quarter, compared with $1.81billion the previous year and beating analyst estimates of $1.4billion.Have we hit peak self-checkout? Retailers love them but customers are divided, and theft is on the rise
02/05/24 06:00Self-scanners are now not only in the supermarket, but also in clothes shops. Have customers had enough of unexpected items in the bagging area?I paid my Thames Water bill when I moved - now it says I owe more and marked my credit file
30/04/24 06:00When Andrew moved house last November, he was told to settle the £5.24 balance on his Thames Water account and close the account, but instead he has been chased for months.One-off payouts drive UK dividends to £15.6bn in the first quarter - but growth likely to slow
24/04/24 11:01Headline figures show dividends rose 4.9 per cent to £15.6billion in the first quarter of 2024, with 95 per cent of payers either increasing or holding dividends steady.Monzo changes paid bank accounts: Free Greggs... but new cheapest plan has no access to top savings rate
23/04/24 07:00The digital bank has introduced three new plans - Extra, Perks and Max - replacing its existing Plus and Premium plans for new customers.Thames Water customers face huge increase in bills
22/04/24 08:22Thames Water hopes to persuade the industry regulator to allow it to hike customer bills by about 45 per cent to finance new environmental project plans.Could the recent record rainfall leave our supermarket shelves empty?
19/04/24 06:00As Britain reaches a record rainfall in the last 18 months and other countries experience extreme temperatures, could we start to see empty shelves again?Virgin Media tops list of most-complained about phone and broadband firms to Ofcom
17/04/24 01:37Virgin Media has once again topped the list of the most complained about broadband and phone companies, according to the latest data from Ofcom.Why craft breweries are under threat as closures leap 49%
16/04/24 11:02Smaller breweries have been hit particularly hard by rising interest rates and higher costs, with many relying on debt to finance equipment, raw materials and in some cases, operating costs.How much does YOUR supermarket charge for bags? Some now cost 40p... and even paper ones aren't always free
13/04/24 05:00Shops have been required to charge at least 10p for plastic carrier bags since 2021, but some now cost four times that. How do supermarkets justify it - and are they making a profit?How Chinese retailer Miniso is looking to take the UK market by storm
12/04/24 05:00While other Chinese retailers like Shein have shaken up the fast fashion e-commerce model, Miniso has gone head first into retail stores in the UK.Ebay cuts fees on selling clothes: Is it now cheaper than Vinted and Depop?
11/04/24 05:00The fee change means it will now be much cheaper to buy and sell clothes on Ebay - but how does it compare to rival selling apps like Vinted and Depop?I was in series one of the Apprentice and been bankrupt twice - but entrepreneurs shouldn't worry about failure
06/04/24 05:00Raj Dhonota, who was in the first season of Lord Sugar's BBC show, found success in business but has been declared bankrupt twice. Now he is looking to launch a new venture in the US.Utility Warehouse boss Stuart Burnett: 'We can take on the Big Six of energy'
05/04/24 05:00Utility Warehouse is the seventh biggest energy supplier in the UK and wants to compete with the giants. But how keen are customers on its selling point of 'bundling' different services?Parents can now get 15 hours of childcare from age 2 in England - are you eligible?
02/04/24 10:06Working parents in England are now entitled to 15 hours of free childcare a week for their two year olds.Should you prioritise generating income for your Isa? Experts give their top picks
02/04/24 05:00Income funds and dividend-paying stocks continue to be popular among investors this year as they look for steady returns. Experts give their top picks for income-seeking investors.Oliver Cookson launches supergreens business Verve Nutrition - can he replicate his multimillion pound MyProtein success?
30/03/24 07:30Oliver Cookson launched MyProtein in 2004 with just £500, before selling it to THG for millions a few years later. Now he wants to take on a new industry, but can he replicate the same success?Robinhood share trading app now available in UK - and won't charge fees
18/03/24 12:24US trading giant Robinhood has opened its platform to UK investors, offering 6,000 US stocks, fractional share trading and no fees.How to build up a stocks and shares Isa at any stage of your life
16/03/24 07:00Experts often say investing is about time in the market not timing the market, but it's never too late to start. Experts give their top picks for your Isa, regardless of what stage of life you have reached.Scottish Mortgage launches £1bn buyback programme in bid to cut discount
15/03/24 09:02The trust has already bought back £353million of shares in the past two years, and will increase buybacks to at least £1 billion over the next two years.Vistry defies housebuilding gloom with plans to build 17,500 more homes in 2024
14/03/24 09:08The property developer said it expects to build 17,500 more homes in 2024, up from the 16,118 delivered in 2023, thanks to a shift in its strategy.John Lewis returns to profit but staff miss out on bonus for second year running
14/03/24 08:09John Lewis reported a surprise return to profit after a 'challenging' year, but will not pay its staff a bonus for the second year in a row.Do Virgin Money and Tesco Bank deals signal end of the road for the original challenger banks?
14/03/24 06:00In the 1990s a new kind of challenger bank emerged, hoping to disrupt the big four - but it hasn't quite worked out that way. Can they see off a spate of buyouts and competition from app-based rivals?Biggest Budget winners revealed - it's good news if you're a couple both on £60k with kids
08/03/24 01:20A couple with two or more children where each partner earns £60,000 a year will have the biggest boost, as they receive the maximum NI boost and can now claim child benefit in full.VAT threshold raised to £90,000 in the Budget - but small businesses call for more support
06/03/24 04:00The threshold at which businesses have to register for VAT has been raised to £90,000, as part of a package of measures announced in the Budget. Does it go far enough?What the child benefit threshold rise to £60,000 means for you
06/03/24 03:06The Chancellor has raised the threshold at which working parents pay the high income child benefit charge to £60,000 in the Spring Budget.Bitcoin price briefly reaches record high of $69,202 as investor demand for ETFs continues
05/03/24 03:45Bitcoin reached a record high on Tuesday, as investors continue to pour money into the newly-approved spot ETFs. The cryptocurrency hit a high of $69,202 - topping its peak of $68,999.How much the Budget's 2p National Insurance cut will save you
05/03/24 02:11Chancellor Jeremy Hunt confirmed another cut to NI contributions by 2p. We explain how another NI cut will affect take-home pay and why some taxpayers won't be better off.Gold price hits record high: What's behind the latest surge and how do you invest in it?
04/03/24 04:31The price of gold reached a record high as hopes mount for a US rate cut this summer, following weaker-than-expected economic data published last week.Terry Smith and Nick Train make Bestinvest's 'Spot the Dog' list of funds for the first time
04/03/24 02:20Twice a year Bestinvest names and shames underperforming investment funds, with its 'Spot the Dog' report revealing which funds belong in the dog house.How long will it take you to repay your student loan on your current salary?
02/03/24 06:00Student loan repayments mean graduates face an extra 9% tax on their income, which could stay with them for decades. We look at how long it will take to repay the debt.Child benefit removal tax trap explained: How parents can pay 63% tax
29/02/24 06:00The high income charge for child benefit (HICBC) has faced criticism for unnecessary bureaucracy and placing an extra burden on parents. Will it be axed at the Budget?
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