Rossen Reports: What to know before you buy that 'extended warranty'

You wanted to know – does your credit card include extended warranty coverage?Many credit cards cover extended warranties, something many of you may not realize. Things like appliances are usually covered, while something like your car would not be.Your exact coverage will depend on the type of credit card you have – but typically, you’ll get at least a year’s worth of extended coverage after the manufacturer’s warranty expires. The terms and conditions are usually the same as what was included in the manufacturer's warranty.Here are some specific credit cards with extended warranty coverage that we found:If you have the American Express Gold Card and your initial warranty was five years or less, you could get extended coverage for up to one year.If you have the Chase Freedom Unlimited Card, and your initial warranty was three years or less, you could get extended coverage for up to one year.If you have the Capitol One Venture X Rewards Card, and your initial warranty was three years or less, you could get extended coverage for up to one year.To use your coverage for a repair or replacement, you would need to file a claim with the card issuer. They may also ask for supporting documents, like a receipt, a statement proving you bought the item using the credit card, and the product’s warranty documentation. So, make sure you save everything, in case you need to submit it to the credit card company.Have a question for Jeff Rossen? He’s answering your consumer questions every Friday in the new segment "Rossen Responds." Email your questions to him at RossenResponds@hearst.com.