ManyPets pet insurance review 2024
“Verified by an expert” means that this article has been thoroughly reviewed and evaluated for accuracy.
“Verified by an expert” means that this article has been thoroughly reviewed and evaluated for accuracy.
BLUEPRINT
Published 5:00 a.m. UTC May 6, 2024
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Pros
- Quick claims processing.
- $0 deductible option.
- Waivers offered for waiting periods.
- Pet health insurance for pre-existing conditions that are considered curable.
Cons
- Pet insurance plans not available in Hawaii, Idaho, Massachusetts, or Minnesota.
- Hip dysplasia not covered in pets enrolled at age 6 or older.
- Up to 18 months of pet records required to submit your first claim.
Why trust our pet insurance experts
Our team of pet insurance experts evaluates hundreds of pet insurance products and analyzes thousands of data points to help you find the best product for your situation. We use a data-driven methodology to determine each rating. Advertisers do not influence our editorial content. You can read more about our methodology below.
- 4,000+ pet insurance rates reviewed.
- 500+ coverage details evaluated.
- 5 levels of fact-checking.
About ManyPets pet insurance
ManyPets offers a $0 deductible option, unlimited coverage and exam fee coverage with its accident and illness plan.
Although ManyPets does not have an accident-only plan, it offers a wellness plan as an add-on to its accident and illness coverage. However, unlike some of the best pet insurance companies, it doesn’t have a free 24/7 vet helpline or alternative or behavioral therapies.
Pet owners can avoid ManyPets’ 15-day waiting period with proof of continuous pet insurance with another carrier. It also covers most curable pre-existing conditions if your pet is symptom- and treatment-free for 18 months.
ManyPets pet insurance rates
ManyPets sells an accident and illness coverage plan. Plan costs depend on your pet’s age, breed and species, plus the ZIP code where you live. These quotes are the average monthly rate for unlimited annual coverage with ManyPets across 25 different ZIP codes.
| DOG BREED | AVERAGE COST OF MANYPETS PET INSURANCE |
|---|---|
Small mixed breed
| $21
|
Medium mixed breed
| $27
|
Large mixed breed
| $35
|
Beagle
| $43
|
Bulldog
| $66
|
Dachshund
| $33
|
French bulldog
| $85
|
German shepherd
| $47
|
Golden retriever
| $42
|
Labrador retriever
| $46
|
Poodle
| $389
|
Rottweiler
| $85
|
Source: Petinsurer.com. Rates are based on the average monthly cost of pet insurance for dogs at ages 3 months and 3 years, with unlimited annual coverage, a $250 deductible and an 80% reimbursement level.
What ManyPets covers
ManyPets offers an accident and illness plan and an optional wellness plan add-on.
Accident and illness
Its accident and illness plan covers:
- Blood work.
- CT scans, ultrasound, X-rays and MRIs.
- Emergency and specialty care.
- Exam and consultation fees.
- Euthanasia and cremation.
- Hospitalization.
- Labwork.
- Medically necessary supplies.
- Prescription injections and medications.
- Surgery.
- Urinalysis.
Wellness plan
If you opt for the wellness plan with ManyPets, it offers four categories of coverage. You get to spend up to $150 per category each year, for a total of $600.
The categories are:
- Dental cleaning.
- Holistic care.
- Flea, tick and heartworm prevention, plus heartworm testing.
- Routine vaccinations and wellness exams.
What ManyPets doesn’t cover
Like other pet insurance companies, there are some exclusions that ManyPets doesn’t cover. They include:
- Anal gland expression.
- Behavioral therapy or medication.
- Boarding, grooming and daycare unless illness- or injury-related.
- Commercial-owned pets for breeding or racing.
- Conditions occurring during the 15-day waiting period.
- Dental health care.
- Elective or cosmetic procedures.
- Non-FDA approved medications, supplements and treatments.
- Parasite control.
- Pre-existing conditions (except for curable conditions past the waiting period).
- Prescription diet food.
- Preventive and routine care (unless you buy the wellness plan).
- Spaying and neutering.
Where can I get ManyPets pet insurance?
ManyPets is easily available online. However, it is not available in these states:
- Hawaii.
- Idaho.
- Massachusetts.
- Minnesota.
How ManyPets compares to other pet insurance companies
| PET INSURANCE COMPANY | OUR RATING | AVERAGE MONTHLY DOG INSURANCE | AVERAGE MONTHLY CAT INSURANCE | Learn More | ||||||
|---|---|---|---|---|---|---|---|---|---|---|
| $44 | $25 | See Plans Via Comparecoverage.com | ||||||||
| ||||||||||
| $59 | $32 | See Plans Via Comparecoverage.com | ||||||||
| ||||||||||
| $52 | $23 | See Plans Via Comparecoverage.com | ||||||||
| ||||||||||
| $46 | $27 | See Plans Via Comparecoverage.com | ||||||||
| ||||||||||
| $76 | $47 | See Plans Via Comparecoverage.com | ||||||||
| ||||||||||
| $47 | $43 | See Plans Via Comparecoverage.com | ||||||||
| ||||||||||
 Paw Protect | $77 | $47 | See Plans Via Comparecoverage.com | |||||||
|
Source: PetInsurer.com. Average monthly pet insurance cost assumes unlimited reimbursement (or the highest level offered by that company), a $500 deductible and a 90% reimbursement percentage for a dog insurance accident and illness plan. These average pet insurance company rates are based on dogs and cats of various ages, breeds and ZIP codes.
Methodology
To find the best pet insurance, we analyzed 15 pet insurance companies using data provided by PetInsurer.com.
Each pet insurance company was eligible for up to 100 points, based on its performance in the following key categories:
- Cost: 50 points. We calculated average rates for accident and illness pet insurance plans for dogs with the highest level of coverage available, a $500 deductible and a 90% reimbursement percentage.
- Annual coverage limits: 10 points. Pet insurance companies that offer an annual reimbursement level of $100,000, or unlimited annual coverage scored in this category.
- 24/7 vet line: 10 points. Insurance companies that offer access to a 24/7 vet line earned points. Being able to call for medical advice might save you money on vet visits.
- Routine wellness plan: 10 points. Pet insurance companies that offer an optional wellness plan add-on scored full points. Wellness plans can reimburse you for preventative care for your pet.
- Pays vet exam fees: 10 points. If a pet insurance plan includes pet exam fees, the insurer received 10 points. If this is offered as a coverage add on, the insurer received 5 points.
- Multipet discount: 5 points. Pet insurance companies that offer a discount for insuring more than one pet received full points.
- Euthanasia or end of life expenses included: 5 points. If euthanasia or other end of life expenses are covered in pet insurance plans, a pet insurance company scored in this category.
ManyPets pet insurance FAQs
ManyPets gets 3.5 stars in our rating of the best pet insurance for dogs. The ManyPets pet insurance reviews on Trustpilot give the provider an excellent rating.
Comparing pet insurance quotes across multiple carriers can help you find the best pet insurance for your dog’s specific needs.
ManyPets pet insurance does have a waiting period, which is 15 days from the policy’s effective date for accidents and illnesses.
For curable pre-existing conditions — except cruciate ligament tears — ManyPets will consider covering your pet if they are symptom- and treatment-free for 18 months. Curable conditions typically include diarrhea, vomiting, bladder, ear and upper respiratory infections.
Blueprint is an independent publisher and comparison service, not an investment advisor. The information provided is for educational purposes only and we encourage you to seek personalized advice from qualified professionals regarding specific financial decisions. Past performance is not indicative of future results.
Blueprint has an advertiser disclosure policy. The opinions, analyses, reviews or recommendations expressed in this article are those of the Blueprint editorial staff alone. Blueprint adheres to strict editorial integrity standards. The information is accurate as of the publish date, but always check the provider’s website for the most current information.
