Kelli Pate is a full-time copy editor and freelance writer who has written for CreditCards.com, Bankrate, MoneyGeek, DailyWorth, Vox.com, Entertainment Weekly, and Mic, among other publications. When she's not busy recalculating her F.I.R.E. number or pondering her next vacation (paid for with travel rewards, obvi), she's working on house projects or reading, most recently "Several People Are Typing" by Calvin Kasulke.