Tom Waugh, 67, of Hopwas, Tamworth, worked for F H Burgess, now Burgess Agricultural Engineers. Was employed from May 1978 to 2004, when he reached 65. Although the company remained solvent, its pensions scheme began to be wound up in 2000. Mr Waugh thought he would get £7,500 a year, but the gross amount was £2,900
Henry Bradley, of Belfast, worked for 27 years as a plant operator for Irish Fertiliser Industries until it went into liquidation in 2002 and his pension scheme collapsed
Rob Duncan, of Jarrow, Tyne & Wear, worked for British United Shoe Manufacturing in the East Midlands as a specialist engineer for 36 years until the company was declared insolvent in October 2000, when he was also made redundant at the age of 58
Andrew Parr, of Minster, Kent, was a steelworker for Allied Steel and Wire at Sheerness for 20 years before being made redundant in December 2002. He was expecting a pension of £15,500 and was getting £7,000