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Dogged by debt? Ask the experts...

Wondering how to cut your interest payments or how to boost your credit rating? Times Money can help...

We have assembled a panel of experts, including Jill Stevens, head of consumer affairs at Experian, the credit reference agency, and Nick White, of USwitch, the credit card and loan comparison service, to give advice on how to clinch deals offering the lowest rates of interest. An expert from the Citizens Advice Bureau is also be on hand to give advice to those in debt who don’t know where to turn.

If you would like to put your question to the panel, complete the form below. It may be necessary to edit your comments and we cannot gurantee to answer every question. Wherever possible we would like you to include your name, address and e-mail. Priority will be given to e-mails providing these details.

The panel’s answers will be available online at www.timesonline.co.uk/borrowing on Wednesday April 26 from 1pm.

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