Are you worried about mounting credit card bills? Have your personal loans got out of hand? Have you found it too easy to borrow money, and are now finding it too difficult to make the repayments?
If you have concerns about managing your consumer credit, send your questions to Times Money. We have arranged for trained credit counsellors from the Consumer Credit Counselling Service to answer a selection of your questions, the advice to be posted on the Times Online site on Tuesday.
Please complete the form below, and try to include as much relevant details of your credit background as possible. Your contribution will be considered for publication, but we cannot guarantee to answer all enquiries, nor can we enter into personal correspondence.
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It may be necessary to edit your comments. Wherever possible we would like you to include your name, address and e-mail. Priority will be given to e-mails providing these details.