Bump-Up CD 24 Months
%
APY*
No minimum balance
Earn with confidence.
A great way to start saving. One time flexibility to request an increase should the rate we offer for this product rise.
Certificate of Deposit (CD)
UP TO
%
APY*
No minimum balance
Lock in for higher rates.
Better rates reward your commitment to saving. Easy to track your earnings online.
No-Penalty CD 11 Months
%
APY*
No minimum balance
Flexible and steady savings.
No early withdrawal penalty if you need to access to your money*. Your commitment to save offers you stability with our No-Penalty CD flexibility.
Source: Curinos LLC. curinos.com Although the information has been obtained from the various institutions themselves, the accuracy cannot be guaranteed. See disclosures below for more information.
CD: How it works.
Let’s say you want to earn as much interest as you can, but you’re not quite sure when you’ll need your cash. A CD account is a great option for you.
CD: How it works.
Let’s say you want to earn as much interest as you can, but you’re not quite sure when you’ll need your cash. A CD account is a great option for you.
High Yield Savings (HYS)
APY*
No minimum balance
EXPLORE HIGH YIELD SAVINGSMoney Market Accounts (MMAs)
APY*
No minimum balance
EXPLORE MONEY MARKET ACCOUNTS
FAQ
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Penalty Amounts
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|
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Terms of 12 months or less
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90 days of simple interest at the current rate
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Terms of more than 12 months but less than 48 months
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180 days of simple interest at the current rate
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Terms of 48 months or more
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365 days of simple interest at the current rate
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Exceptions: For information on exceptions, please click here. |
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We assess an early withdrawal penalty if you withdraw funds from the principal balance prior to the maturity date. Certain exceptions may apply.
If you are interested in having more flexible access to your funds, you can consider a CD Ladder strategy or the No-Penalty CD.
You can withdraw interest paid during your CD’s current term anytime without penalty. You can transfer the interest to a Synchrony Bank High Yield Savings or Money Market Account or a non-Synchrony Bank account. For help withdrawing your interest, call us at 1-866-226-5638.
- While you are not able to add additional funds during the term of the CD, you can add additional funds during the 10-day grace period after the CD maturity date.
- If you are interested in adding money to your CD portfolio, we encourage to consider a CD ladder strategy. To learn more about CD ladder strategy click here.
Synchrony Bank is a member of the FDIC. Your deposit accounts are insured up to $250,000.00 per ownership category. To learn more about FDIC coverage, please visit the FDIC website at FDIC: Deposit Insurance At A Glance.
