Zephyr Insurance’s Post

Know What Matters! Adjusters, If your interested in handling claims in Hawaii, this may help you to know who to contact. In 2000, Zephyr Insurance Company was founded to insure Hawaii homeowners and residents against catastrophic loss due to hurricanes. Locally based and managed, Zephyr is staffed by insurance professionals who have a long-term commitment to Hawaii.  Maintaining strong relationships with the state’s major homeowner’s insurance companies, along with a financially strong and secure reinsurance program, Zephyr has become a leader in residential hurricane insurance in Hawaii. Becoming wholly owned by Heritage Insurance Holding, Inc. (NYSE: HRTG) in 2016, Zephyr is the sister company of Heritage Property and Casualty and Naragansett Bay Insurance Company. Together they provide homeowner’s insurance for 11 states along the Eastern seaboard of the United States. For more information, please visit the Heritage Investor Relations page. Zephyr works with multiple third party adjusting companies such as Crawford and Company, Choice Claims, Peak Claims and TSI Adjusters who specialize in catastrophe claims. Our adjusting companies monitor storm activity throughout the year ready to deploy with numerous adjusters to work swiftly and thoroughly through the assessment process. In this way, Zephyr can offer its insureds outstanding claims services. Information about BCSI. Bureau of Claims Scene Investigations (BCSI) was officially formed in 2012. We are based in Central Florida; however, with our network of adjusters, loss consultants, appraisers, and experts, we serve the entire state of Florida, Georgia, Louisiana, Mississippi, Tennessee, Alabama, Texas, North and South Carolina. BCSI offers our clients a diverse and complete range of excellent and responsive claims services.   For more information on BCSI and the services we provide visit https://lnkd.in/dCUzAUE5.   "Trust, Truth, and Facts Matter" Our clients TRUST BCSI to tell the TRUTH about the FACTS obtained during our investigations – Call 954-873-1075 or Submit Your Assignment Today to assignment@mybcsi.com. #disputedclaims #insurancedisputes #appraisalprocess #appraisalassignments #umpire #umpireassignments #adr #cdr #insuranceclaims #commercialclaims #residentialclaims #litigationsupport #lossconsultants #buildingconsultants #claimscene #investigation #inspections #xactimate #estimates #xactimateestimates #truthinestimating #tie #trusttruthfactsmatter #ttfm #mybcsi “Dishonesty anywhere is a threat to Honesty everywhere” – 866-212-2247

A real time example of what makes Pantaenius so different to many other insurance providers. Being out in the community and supporting our clients face to face following the devastation of storm babet. Being at hand when clients need us the most. Thats what we do. #pantaeniusyachtinsurance #boatingcommunity #claimsupport https://lnkd.in/ebycBtvw 

The Fire Dudes Llc C: (917) 941-5988 Navigating property upgrades policy coverage can be complex, especially in the aftermath of a fire incident. At Fire Dudes LLC, we understand the challenges homeowners and businesses face when dealing with insurance claims and property upgrades. Our team is here to assist you throughout the claims process, working alongside the insurance field adjuster assigned by your insurance company to ensure that you receive the coverage you deserve. Whether it's upgrading fire safety systems, renovating damaged areas, or making necessary improvements to meet code requirements, our experts are well-versed in property upgrades and restoration. We provide comprehensive assessments, detailed documentation, and expert recommendations to support your claim. By partnering with Fire Dudes LLC, you gain access to a team dedicated to maximizing your insurance coverage and restoring your property to its pre-loss condition efficiently. We advocate on your behalf, working closely with the insurance adjuster to ensure that all necessary upgrades and repairs are included in your claim. Don't navigate the property upgrades process alone. Let Fire Dudes LLC be your trusted partner in achieving the best possible outcome for your property restoration needs. Contact us today to learn more about how we can assist you with property upgrades policy coverage and streamline your insurance claims process. Together, we'll ensure that your property is upgraded, restored, and better protected for the future. #thefiredudesllc #insuranceadjusters #restorationcontractors #firedamagesareanewbeggining #claimsadjuster #fieldadjuster #deskadjusters #insuranceclaims #vendors #certifiedfirm #ICRC #waterdamage #waterdamagerestoration #flooddamage #stormdamagespecialist #firedamage #hurricanedamagerestoration #moldrestoration #firedamageexperts #hurricaneprep #masterserviceagreement

Insured losses arising from Cyclone Gabrielle now exceed NZ$2bn ($1.185bn), according to PERILS, the independent Zurich-based organization providing industry-wide catastrophe insurance data. PERILS yesterday released its third loss estimate for Cyclone Gabrielle which impacted the North Island of New Zealand during the period of 11 to 17 February 2023. The updated industry loss figure is NZ$2,018m ($1,195m) and is based on detailed loss data by postcode and property line of business collected from the majority of the New Zealand insurance market. The figure compares to the previous PERILS estimates of NZ$1,925m issued three months after the event, and NZ$1,543m issued six weeks after the event. See more at: https://lnkd.in/g5vWShCR

We are thrilled to announce that NMIS (NormanMax Insurance Solutions) is now open for business, providing parametric (re)insurance covers for hurricanes and earthquakes. NMIS offers tailored parametric (re)insurance solutions to address the unique challenges posed by natural disasters.   For more details about opportunities available through NMIS, read the full article on Insurance Journal or e-mail info@normanmax.com and one of our Parametric Insurance Ambassadors will respond. #Parametric #ParametricInsurance #ParametricReInsurance

Did you know we handle Insurance Claims ? When dealing with roofs damaged by wind, hail, or natural disaster emergencies, property owners face a unique set of challenges. ~Property owners facing storm-related crises involving property damage safely turn to Gold Seal Roofing, LLC for assistance in rebuilding homes and stabilizing their lives. Why? Because of all that we do: *Compile a comprehensive risk analysis of the damage *Conduct a detailed review of your loss *Document and accurately value every detail of your loss *Less and efficient process to restore your home to original condition *Fully substantiate and “prove” damages *Conduct an on-site review of the damages to your property with your insurance adjuster *Prepare an itemized, estimated scope of loss *Coordinate and manage all trades required to complete the restoration We can help with your roofing insurance claims. ~Visit our Website for more information regarding Insurance Claims. Gold Seal Roofing LLC. 1608 E 5th Ave Tampa, FL 33605 📞(813) 247-2450 *Website: https://bit.ly/3S8dTNl #Goldsealroofingllc #Roofing #Roof #Roofrepair #Roofreplacement #Roofinspection #Residentialroofing #Roofevaluations #Roofinstallation #Roofstormdamagerepair #Roofcleaning #Insuranceclaims

As many of you know, I transitioned to Hylant, a local family owned agency in downtown Toledo, about two and one half years ago. Many of my clients have transferred their Personal Insurance to Hylant… but many may not be aware that I have moved agencies. Personal Insurance rates are increasing, with many carriers, in excess of 20%. If you would be interested in moving your insurance to Hylant, it is a very simple process. You will need only to DocuSign, a single piece of paper, and your current policy [with the same pricing/carrier/coverage] will transfer to Hylant. You will gain the advantage of a dedicated Claims Department to assist you in the event of a loss. If you would like us to re-market your coverage, we have a much broader selection of top-rated insurance carriers. Our carriers include; AIG - American Modern – Auto Owners - Assurant Flood - Berkley One – Central Mutual – Chubb – Cincinnati Insurance – Encompass – Frankenmuth – Foremost – Frontline - Grange - Great American – Hagerty - Hanover/Citizens - Hastings Mutual - Nationwide Private Client Orchid – Palomar - Personalumbrella.com – Progressive – Pure – Safeco – Selective – US Assure/Zurich – USLI - Tower Hill – Travelers – Vault – Westfield - Wright Flood

What if I told you there was an invisible shield capable of protecting your most valuable assets? For real estate and property owners, it's not the latest superhero gadget - it's insurance. Yet, when it comes to understanding the complexities and fine print of policies, many are left feeling overwhelmed, leaving their assets vulnerable. It doesn't have to be this way. At Honig Conte Porrino Insurance Agency, Inc., we're committed to changing this narrative one policy at a time. From flood insurance for coastal properties to liability coverage for commercial buildings, our team of experts takes the time to understand your unique needs and tailor solutions that fit like a glove. So next time you're lying awake at night wondering whether or not your most valuable asset is truly protected, remember that there's a team ready and willing to help. After all, isn't peace of mind the most valuable asset of them all? If you're a real estate or property owner who has been navigating the tricky waters of insurance alone, consider letting an expert take the wheel. The safety of your investment may depend on it. #insurewithnat #honigconte #Provisors #realestate

Good article further validating the root cause of property insurance market turmoil.

Insurance professionals are tuned to worry about high severity/low frequency losses and severe solar storms fit that profile to a tee. At the high end they also present a loss exposure that likely impairs the property casualty insurance industries available capital. Coverage issues for this type of event need to be identified and addressed before it occurs, to avoid the disruption that pandemic related losses caused during COVID. If this type of loss outstrips the ability of the private insurance industry to cover them it needs to be articulated before the loss, with a "heads up" to governments.