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As we approach 2024, Jeremy Baber, the CEO of Lanistar, sheds light on pivotal trends expected to shape the fintech landscape, emphasizing the profound impact of Gen Z’s adoption of fintech services and the escalating usage of digital wallets. Baber underscores the role of AI adoption as a driving force behind ongoing innovations within the industry, particularly noting the speculation surrounding the development of super apps in Europe throughout 2023. Follow #CXOTVAPACnews for more. Read full article at https://lnkd.in/gvpyGQ_Y #Jeremybaber #lanister #fintech #digitalwallets #aiadoption #innovation #sustainability #trends #apacnews #cxotvapac #technews

The Fintech Times recently published a thought-provoking piece that explores the future of paytech, with renowned industry experts sharing their bold predictions and possibilities. 🧩🚀 Indeed, the year ahead holds immense potential and a wealth of surprises. Here's what some experts have to say:  🔹 Alistair Cotton, co-founder of Integrated Finance, envisions social media platforms as the next popular payment platform, where AI will drive creation and intellectual property in payments.📱 🔹 Ramez Hanafi, head of digital solutions at Visa, emphasizes interconnectivity across sectors, markets, and platforms to deliver value in digital payments. He foresees innovations like payment tokenization and biometrics setup in everyday devices.🔗 🔹 Mark Munson, managing director at Moneyhub Payments, suggests smart payments will become mainstream, offering tailored financial products, AI-driven predictive payment solutions, and enhanced biometrics.🌐 🔹 Ralf Gladis, CEO of Computop, highlights the vital role of AI, helping retailers and payment service providers create personalized checkout experiences and combat fraud.🛡️ Each perspective underlines a common theme – the urge to innovate in digital payments. Our team mirrors these trends in our work, using AI and other innovations to aid businesses in their growth journeys. With our technology, startups can become industry leaders rapidly, as we've seen with one of our clients.  This exciting journey maps where we stand today and where we could be tomorrow – and this looks great!

The Fintech Times recently published a thought-provoking piece that explores the future of paytech, with renowned industry experts sharing their bold predictions and possibilities. 🧩🚀 Indeed, the year ahead holds immense potential and a wealth of surprises. Here's what some experts have to say:  🔹 Alistair Cotton, co-founder of Integrated Finance, envisions social media platforms as the next popular payment platform, where AI will drive creation and intellectual property in payments.📱 🔹 Ramez Hanafi, head of digital solutions at Visa, emphasizes interconnectivity across sectors, markets, and platforms to deliver value in digital payments. He foresees innovations like payment tokenization and biometrics setup in everyday devices.🔗 🔹 Mark Munson, managing director at Moneyhub Payments, suggests smart payments will become mainstream, offering tailored financial products, AI-driven predictive payment solutions, and enhanced biometrics.🌐 🔹 Ralf Gladis, CEO of Computop, highlights the vital role of AI, helping retailers and payment service providers create personalized checkout experiences and combat fraud.🛡️ Each perspective underlines a common theme – the urge to innovate in digital payments. Our team mirrors these trends in our work, using AI and other innovations to aid businesses in their growth journeys. With our technology, startups can become industry leaders rapidly, as we've seen with one of our clients.  This exciting journey maps where we stand today and where we could be tomorrow – and this looks great!

🚀 Exciting Developments in Fintech: The Role of AI and ML 🤖💡 The financial industry is undergoing a remarkable transformation, and at the heart of this evolution are Artificial Intelligence (AI) and Machine Learning (ML). These dynamic technologies are reshaping fintech, ushering in an era of unprecedented innovation. Let's delve into some key applications driving this change. 🔍 Fraud Detection: AI and ML algorithms are invaluable in scrutinizing extensive datasets to unearth patterns indicative of fraudulent activity. This proactive approach empowers financial institutions to safeguard their customers' assets by thwarting potential fraud before it occurs. 📊 Risk Assessment: The creditworthiness of borrowers and risk evaluations in investments are being revolutionized by AI and ML. These technologies analyze multifaceted data, going beyond traditional credit scores, enabling more informed lending decisions and mitigating risk exposure for financial institutions. 🤖 Customer Service: AI-powered chatbots and virtual assistants are becoming indispensable in providing round-the-clock customer support. This not only enhances customer satisfaction but also streamlines operational costs for financial institutions. 🌐 Personalization: Tailoring financial products and services to individual customer needs is now achievable through AI and ML. This personalization fosters customer loyalty and engagement, setting the stage for a more client-centric financial landscape. 🚀 Real-world Examples: 👉🏼 Zeller: The mobile payment app employs AI to prevent fraud by analyzing transaction data for suspicious patterns. This proactive approach ensures users' money is protected. 👉🏼 Upstart: This fintech company utilizes AI to assess creditworthiness by analyzing a diverse range of data, including education and social media activity. This allows them to approve loans for borrowers traditionally overlooked by conventional lenders. 👉🏼 Robinhood: Leveraging AI, Robinhood offers personalized investment recommendations by analyzing user-specific factors like investment goals and risk tolerance. While AI and ML are still in their nascent stages, their impact on the fintech industry is undeniable. As these technologies mature, we anticipate witnessing a plethora of groundbreaking fintech products and services. The journey has just begun, and the future promises even greater strides in fintech innovation. 🌐 💼 👉🏼 Source: Vietnam Fintech Festival #VFF2023 #VietnamFintechFestival #ASEANFintechMonth #HaNoi #FintechEvent #Innovation #Finance #fintech

The fintech sector is set for transformative changes in 2024! Embedded finance, regulatory evolution, AI and machine learning, open banking, and digital identity verification are the top trends shaping the industry.  These innovations promise enhanced security, efficiency, and customer experiences. ➡️ Read the full article on our website and thrive in the dynamic financial landscape by diving deeper into these trends on our blog. https://lnkd.in/d3tFPBmt #FuturoPerfecto #team #startup #Fintech #Innovation #2024Trends

What European fintech has in store for 2024: In 2024, the financial technology sector faces challenges with rising interest rates and decreased funding, leading to a shift from growth to profitability. Experts predict limited impact of generative AI in fintech, a rise in regtech, a focus on tokenization and AI, and a tough environment for fintech in the Netherlands. Funding may prioritize B2B solutions. - Artificial Intelligence topics! #ai #artificialintelligence #intelligenzaartificiale

Unfolding the #future of #fintech: Top 5 tech trends in 2024 and beyond #BaaS #AI #quantumcomputing #cloudcomputing https://lnkd.in/edf93FpG

What goes up must come down. 2023 saw significant hype around #AI in the fintech sector. This is likely to die down this year as the limitations of AI tools become clearer. For fintech organisations, this will allow them to develop more nuanced AI strategies, helping them to make the most of this technology this year. #Fintech #FintechTrends #Finance

What is Next? Fintech and AI have already made significant footprint in different industries, including banking, insurance, investment management, real estate, and more. By leveraging the power of technology, Fintech innovations have streamlined processes, reduced costs, and enhanced customer experiences. AI has played a significant role in automating complex tasks, improving fraud detection, boosting productivity, and supporting economic growth. The future of Fintech and AI holds even more exciting prospects in 2024!!! #fintech #ai

Unlock the Future of Fintech: Must-Know Trends for 2024 The fintech landscape is evolving faster than ever! This comprehensive guide dives deep into the key trends that will shape our industry. From AI advancements to decentralized finance, there's a lot to explore! Top Trends Covered: AI Integration: Enhancing customer experiences and operational efficiency. DeFi Growth: Bringing transparency and accessibility to finance. Sustainability Focus: How green finance is driving strategic change. Read the full article by clicking on the link below! I’d love to hear your thoughts! Which trend do you think will have the biggest impact on our industry? Share your insights in the comments! #Fintech #AI #DeFi #Sustainability #TechTrends