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📊🔗 Amidst increasing corporate layoffs, companies typically offer COBRA for continued health insurance. However, data reveals that COBRA beneficiaries incur substantially higher claims, costing an average of $12,000 to $15,000 more annually compared to active employees. Professionals navigating transitions should evaluate alternative insurance options that may provide more cost-effective and suitable coverage. 🏥💡 Follow us for more Healthcare insights! . . . #Medicare #Employeebenefits #Medicarecoverage #HRInnovation #HRChallenges #HR #DoctorsChoiceusa

📊𝐑𝐞𝐟𝐨𝐫𝐦𝐢𝐧𝐠 𝐇𝐞𝐚𝐥𝐭𝐡 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞: 𝐀 𝐁𝐢𝐩𝐚𝐫𝐭𝐢𝐬𝐚𝐧 𝐎𝐩𝐩𝐨𝐫𝐭𝐮𝐧𝐢𝐭𝐲🔄 The ongoing debate about health insurance reform is heating up as the presidential election approaches. Here's a breakdown of the current landscape and potential bipartisan solutions: 🔹 𝐀𝐝𝐝𝐫𝐞𝐬𝐬𝐢𝐧𝐠 𝐭𝐡𝐞 𝐁𝐫𝐨𝐤𝐞𝐧 𝐒𝐲𝐬𝐭𝐞𝐦 𝐂𝐮𝐫𝐫𝐞𝐧𝐭 𝐒𝐭𝐚𝐭𝐞: Both Democrats and Republicans agree that the current health insurance system is flawed. 𝐒𝐡𝐚𝐫𝐞𝐝 𝐁𝐞𝐥𝐢𝐞𝐟: The root cause is the financing system where employers choose plans for employees, driving up costs. 🔹 𝐄𝐦𝐩𝐨𝐰𝐞𝐫𝐢𝐧𝐠 𝐂𝐨𝐧𝐬𝐮𝐦𝐞𝐫𝐬 𝐇𝐢𝐬𝐭𝐨𝐫𝐢𝐜𝐚𝐥 𝐂𝐨𝐧𝐭𝐞𝐱𝐭: The ACA made individual health insurance accessible but with limitations. 𝐑𝐞𝐜𝐞𝐧𝐭 𝐃𝐞𝐯𝐞𝐥𝐨𝐩𝐦𝐞𝐧𝐭𝐬: The introduction of the ICHRA allows employees to purchase individual policies with pretax dollars, a significant shift in policy. 🔹 𝐌𝐨𝐯𝐢𝐧𝐠 𝐅𝐨𝐫𝐰𝐚𝐫𝐝 𝐋𝐞𝐠𝐢𝐬𝐥𝐚𝐭𝐢𝐯𝐞 𝐏𝐫𝐨𝐩𝐨𝐬𝐚𝐥𝐬: The Personalized Care Act aims to make individual health insurance a pretax expense, further empowering consumers. 𝐂𝐡𝐚𝐥𝐥𝐞𝐧𝐠𝐞𝐬: Ensuring that any new system does not disproportionately benefit higher-income individuals and maintains equitable access for all. 💡 𝐊𝐞𝐲 𝐓𝐚𝐤𝐞𝐚𝐰𝐚𝐲 The path to a more cost-effective healthcare system in America lies in empowering consumers and reducing the control employers have over health insurance choices. This bipartisan approach could lead to significant reforms regardless of the upcoming election results. Read more in comments below 👇 #HealthcareReform #ConsumerEmpowerment #PolicyChange #benefitsguyatusi

OPEN ENROLLMENT IS RIGHT AROUND THE CORNER: In Texas alone, employers have overpaid for healthcare by over 200%! This is merely a symptom of a more significant problem. Worksite X stands out as a boutique brokerage honed solely on group health insurance.   We're free from shareholder pressures and quota obligations—genuinely your broker ally. Many employers stick to familiar paths, but in 2023, the size of a brokerage or its office space is hardly the measure.   From big enterprises to smaller ventures, our clientele's success is our best testimony.   Call us today at 51-710-8685 to discuss your employee health insurance needs. #openenrollment #hr #grouphealthinsurance

Remember the results of the Pew Research study on the Great Resignation? The majority of workers who quit in 2021 cited low pay, no opportunities for advancement and feeling disrespected. Increasing nurse compensation will not be enough to maintain current nurses and entice 2 million new nurses over the next decade to stay. We must assess and prioritize the clinical work experience . How will we keep clinical teams engaged and energized? How will those teams feel supported and find meaning in their work? Let AvaSure show you how. #quadrupleaim #virtualcare #virtualnursing

There is a long list of reasons why I can't and won't settle for the status quo for health insurance, but here's a big one: 2/3 of bankruptcies in America are largely due to medical debt. What's worse? 75% of those HAVE health insurance. As a benefits advisor, I can't stand idly by while that remains a reality. Employers shouldn't either! It doesn't have to be that way. That's why we are bringing in innovative solutions and building solutions for employers not built around profit, but around helping our community avoid medical debt all together. #NewDawnInBenefits #employeebenefits #benefits #hr #ceo #employer #cfo #community #benefitsstrategy #healthinsurance #grouphealthinsurance #benefitsconsultant

Stop scrolling if you’re… An employee, founder, or business owner, or part of a team that has members all over the country. Part of a team that has a mix of part-time, seasonal, contract, temporary, and full-time workers. If you… Want to save money on health insurance or would love the option to have a customizable health insurance plan. Then having an ICHRA could be a great option for you! ICHRA stands for individual coverage health reimbursement arrangement, and it allows employers to provide health coverage for all of their employees, no matter if they’re part-time, full-time, contract, or temporary. It puts the decision-making back into the hands of employees and allows them to choose coverage that is right for their own personal situation. DM or reach out to us to learn more! #ichra #grouphealthinsurance #healthcarecoverage

Ever wondered what's next for floor RNs? 🤔💡 Many pivot to impactful roles in health insurance. Here's how: Nurses are more than the backbone of healthcare—they're the architects of empathy and detail. As a floor RN, your transition to the health insurance sector can leverage that unique blend, guiding patient care from a different vantage point. 📈 Risk Assessment: Your clinical expertise is golden. Understanding patient needs hands-on equips you with the insights to evaluate risks and design insurance plans that truly resonate. 📊 Case Management: As an RN, you've navigated patient care intricately. Translate this into case management in health insurance, ensuring members receive appropriate care without the detours. 🤝 Patient Advocacy: Advocate for your patients, but this time within policy landscapes. Break down barriers between policy and care. Your voice can steer coverage decisions to fairer shores. Your next chapter is poised to be as dynamic as your time on the floor. Considering a move? Let's shape the future of patient care, together. 🚀 #NursingCareers #HealthInsurance #PatientAdvocacy

Attracting high-quality workers can be a challenge, especially without sought-after benefits such as medical coverage. By offering group health insurance, small businesses can not only stand out during the hiring process but also outshine competitors who do not provide health care benefits for employees. This helps create an engaging workplace that prioritizes the well-being of its staff. 🏥⚕️😀 #employeeattraction #employeebenefits #groupbenefits

Why do I need to offer Health Insurance? We get asked that question more often than not. We understand the cost of health insurance is incredibly expensive and the financial strains it adds is difficult. No one plans to get sick or hurt, but most people need medical care at some point. Health insurance facilitates access to care and is associated with lower death rates, better health outcomes, and improved productivity. As an employer, offering health insurance improves your hiring and retention of employees, helps you stand out from your competitiors, boosts employee job satisfaction and ultimately having healthier, more productive employees. This is where Indigo Partners comes in to help. With decades of experience, our founder has witnessed the financial strain that rising health insurance premiums have had on employers and employees alike. We are committed to helping you create affordable insurance solutions to fit your budget. We are so much more than just a health insurance broker firm. We care. Contact us for a quote for your company and find out why we stand out from the rest. www.indigobenefits.com

Access to healthcare coverage is the number one request for temporary worker benefits. Temporary, Contract, or Gig workers frequently desire health insurance benefits that cover medical expenses, prescriptions, and other healthcare needs. This is especially crucial because temporary workers often need access to employer-sponsored health insurance plans, typically available to full-time employees. At #Medcall, we understand the importance of providing healthcare benefits that attract and retain temporary workers while addressing their essential medical care needs. We can give those health benefits via our ER Physician Telehealth platform. #gigworker #temporaryjobs #shortterminsurance