R.E. Chaix & Associates Insurance Brokers , Inc.’s Post

Anatomy of a bad insurance producer job ad. Here's the opener (exact cut & paste with company name removed): "The COMPANY is a leading provider of tailored insurance solutions for small and medium-sized businesses. Our commitment to delivering personalized coverage, utilizing advanced digital tools, and fostering strong client relationships sets us apart in the insurance industry. As we continue to expand our reach, we're seeking a driven and dynamic Commercial Insurance Sales Representative to join our team. As a Commercial Insurance Sales Representative at COMPANY, you will play a crucial role in driving our business growth and expanding our client base." So what's wrong with this job ad? 1. Boring. 2. Sentences are long. Hard to read. 3. "We/Us/Our" = used 8X versus "You/Your" = used 1X. Point 3 is the worse offense: corporate arrogance. The opposite of the approach for an effective job ad. You need to answer "what's in it for me?" from the reader's point of view. #insurance #insuranceindustry #sales

Anatomy of a bad insurance producer job ad. Here's the opener (exact cut & paste with company name removed): "The COMPANY is a leading provider of tailored insurance solutions for small and medium-sized businesses. Our commitment to delivering personalized coverage, utilizing advanced digital tools, and fostering strong client relationships sets us apart in the insurance industry. As we continue to expand our reach, we're seeking a driven and dynamic Commercial Insurance Sales Representative to join our team. As a Commercial Insurance Sales Representative at COMPANY, you will play a crucial role in driving our business growth and expanding our client base." So what's wrong with this job ad? 1. Boring. 2. Sentences are long. Hard to read. 3. "We/Us/Our" = used 8X versus "You/Your" = used 1X. Point 3 is the worse offense: corporate arrogance. The opposite of the approach for an effective job ad. You need to answer "what's in it for me?" from the reader's point of view. #insurance #insuranceindustry #sales

#hiring Underwriter, Nashville, United States, fulltime #opentowork #jobs #jobseekers #careers #Nashvillejobs #Tennesseejobs #InsuranceSuperannuation Apply: https://lnkd.in/dkDXhmVD An employee in the underwriter role handles the evaluation of individual customer risks to ensure rating accuracy and proper risk selection. An underwriter reviews insurance policies written by agents to validate underwriting processes were followed correctly and insurance applications are complete and compliant with underwriting guidelines. Underwriter must complete all job assignments within established productivity and quality standards.Responsibilities:Reviews customer applications for Property and Casualty insurance coverage to determine if applicant is an acceptable risk for an insurance policy with Acceptance Insurance.Evaluates individual file characteristics, risk exposures, and potential for future losses, aligned with underwriting guidelines and compliant with insurance regulations.Assures adequate pricing of individual risks; correct policy forms, discounts, and coverages used, and recommends policy changes when appropriate.Reviews customers' loss history report and motor vehicle report to validate correctness of application information for policy rating.Recommends declining a risk for which an equitable price level cannot be charged or which may not fit in the company's line of insurance products offered or within established underwriting guidelines for acceptance.Processes daily workload in a timely manner and within quality standards set by underwriting manager.Requests and follows up on any missing policy documents from agent or customers, as required by underwriting guidelines and insurance regulations.Supports agents, call centers, and other department employees with questions and feedback related to underwriting processes and procedures.Facilitates resolution of unresolved customer issues within a timely manner to ensure proper and satisfactory closings are obtained.Supports ongoing evaluation of underwriting processes for efficiency and effectiveness in meeting underwriting objectives.Participates as subject matter expert on project level assignments of low complexity with other departments, as directed by underwriting manager.Qualifications:Familiarity with property and casualty insurance productsAbility to communicate effectively and professionally in verbal and written channels with both internal and external customersSelf directed in completing daily workload assignments according to productivity and quality standardsAbility to work both independently and in a team environmentBasic knowledge of and experience using Microsoft Word, Excel, and Power Point software toolsExpedient in data processing and typing skillsAbility to multitask and remain flexible to shift between assignmentsAbility to sit in front of a computer screen while working within a structured time scheduleAs a Team Member a

#hiring Commercial Lines Producer, Dallas, United States, fulltime #jobs #jobseekers #careers #Dallasjobs #Texasjobs #SalesMarketing Apply: https://lnkd.in/gF5qpkDg Why CoVerica:CoVerica is a Top 10 DFW Fastest Growing Property and Casualty Insurance Agencies as designated by Dallas Business Journal and is seeking a highly motivated professional to join our team.Our Mission We treat others as ourselves, building trust one policy at a time, saving money without surprises.When you join CoVerica, you can expect:Health Insurance: Medical, Dental, Vision, Life and Long-Term Disability Insurance added at no cost to youPaid Time OffPerformance based end-of-year bonusesGym/Fitness Facility with employee keycard accessCollege Loan Repayment ProgramCollege Tuition and other costs reimbursement programTeam building activitiesWhat you're good at:You're driven by success and have a principled approach to work. For you, success is more than meeting sales targets. It's about building trust, and having your client's best interest in mind. In this role, you'll help identify and pursue business opportunities with strategic targets and cultivate relationships with inbound and outbound prospects. With a hands-on approach across the full sales lifecycle, you'll help clients across various sectors scale their business with our world-class services and solutions.What you'll bring to our team:Strong knowledge of industry regulations, trends and technologyGrowth mindset, positive attitude, and client-centric work ethicThrives on autonomy and in a high-volume environmentProven track record in identifying prospects through demand generation channels and cold-callingStrong verbal and written communications skillsHighly-organized and strong time management skillsUnshakeable demeanor and ability to "get past no"Ability to network at all levels and influence decision makingWhen you join us, we expect you to:Develop and maintain a network of business clients by prospecting, building relationships with existing clients, and maintaining a customer base year-over-year.Assessing client insurance needs and developing tailored insurance and risk management solutions to meet those needs.Staying up-to-date on industry trends and changes.Meeting sales targets on a monthly, quarterly, and yearly basis, as set forth by team lead.If this is something that you think you can live and breathe daily, we'd welcome a discussion to see if CoVerica is a fit for you and your family.CoVerica is an equal opportunity employer.Maintain General Lines Property and Casualty Insurance LicenseOR Insurance license must be maintained within the first 2 weeks of employment, we will pay for your trainingExcellent interpersonal, communication, and negotiation skills2-4 years Sales experience preferredAbility to speak Spanish is a plusPIc69805c935de-7589

#hiring Commercial Lines E&S Underwriter, Houston, United States, fulltime #jobs #jobseekers #careers #Houstonjobs #Texasjobs #InsuranceSuperannuation Apply: https://lnkd.in/dqnb7FmM Job Overview: A top P&C Insurance leading wholesale insurance broker and underwriting manager looking to continue to increase our team and have a Commercial Lines E&S Underwriter join. A Commercial Lines Underwriter assesses insurance applications from businesses to evaluate the level of risk involved and determines the terms and conditions of coverage. They analyze various factors such as the nature of the business, financial stability, and claims history to make informed decisions about insurance policies. Key Responsibilities: Application Review: Evaluate commercial insurance applications to determine the level of risk involved. Analyze applicant information, including financial statements, to assess the applicant's creditworthiness. Utilize underwriting guidelines and company policies to assess and approve applications. Risk Assessment: Assess the risk factors associated with insuring a commercial entity. Consider factors such as the type of business, location, industry regulations, and market conditions. Evaluate loss history and claims data to anticipate potential future claims. Policy Determination: Determine appropriate coverage, policy terms, and conditions based on the risk assessment. Calculate premium rates considering the level of risk and coverage required. Customize insurance policies to meet the specific needs of the client while ensuring profitability for the insurance company. Communication: Communicate underwriting decisions to insurance brokers, agents, and applicants. Provide explanations for underwriting decisions and policy terms to clients. Collaborate with agents and brokers to gather additional information or clarify details related to applications. Compliance and Regulations: Stay updated with industry regulations and compliance requirements. Ensure that underwriting decisions adhere to legal and regulatory standards. Data Analysis: Use statistical models and data analysis techniques to predict and assess risks accurately. Utilize underwriting software and tools to streamline the process and improve efficiency. Relationship Management: Build and maintain relationships with insurance agents, brokers, and clients. Provide excellent customer service by addressing inquiries and concerns promptly. Qualifications: Bachelor's degree in Business, Finance, Insurance, or a related field. Strong analytical and decision-making skills. Knowledge of insurance policies, underwriting guidelines, and risk assessment techniques. Excellent communication and interpersonal skills. Attention to detail and ability to work in a fast-paced environment. Familiarity with underwriting software and data analysis tools. Relevant certifications

Opportunity in the Northeast

#hiring *Specialty Claim Complex Adjuster (Remote)*, Chicago, *United States*, fulltime #jobs #jobseekers #careers #Chicagojobs #Illinoisjobs *Apply*: https://lnkd.in/g3Vv6gjx You'll investigate and maintain litigated commercial general liability claims. Determine liability, secure information, review coverages, arrange appraisals, and settle claims. May work in the field or central location. The Specialty Claim Complex Adjuster position supports the Claim Division goal of ensuring customer service industry leadership and partners with agency to deliver seamless claim service. An experienced adjuster who has achieved mastery in and performs all areas of claim adjustment activities with the highest degree of competency and independence. Process highly complex claims of significant monetary exposure. May specialize in liability, property or catastrophe claims. This is a remote position reporting to the claims manager.Compensation Minimum:$68,200.00/YearCompensation Maximum:$111,000.00/Year Compensation may vary based on the job level and your geographic work location. Job Level SummaryRequires specialized depth or breadth of expertise in own job discipline or field.Leads others to solve complex problems.Works independently in on the most complex situations.May lead functional teams or projects.Primary AccountabilitiesInvestigates origin and cause of high exposure claims by contacting the appropriate parties including insureds, claimants, agents, attorneys, contractors, experts, special investigation unit, other adjusters, public personnel, etc. Checks for prior claims and recognizes environmental exposures.Participates in High Damage Reviews (HDR) to address coverage issues and exposure. Handles claims on a good faith basis.Handles both 1st party and 3rd party claims under multiple policies types and numerous endorsements.Conducts on-site inspections when needed, evaluates damages and handles claim negotiations with insureds, claimants, attorneys, public adjusters.Responds to customer inquiries, makes appropriate decisions and closes file as needed.Interprets and determines policies, leases, by-laws, declarations, articles and contract coverages and applies to all parties for assigned losses. Interprets claim history coverages.Makes independent decisions but recognizes when assistance is needed.Proactively provides all parties with claim process and status as appropriate; answers questions or redirects to other areas.Serves as a mentor and subject matter expert for less experienced adjusters.Specialized Knowledge & Skills RequirementsDemonstrated experience providing customer-driven solutions, support or service.Demonstrated ability to handle 1st and 3rd party, multi-line claims across our operating territories.Demonstrated ability to efficiently and effectively handle complex claims.Extensive knowledge of policies and endorsements coverages.Successfully applied knowledge o

#hiring *Specialty Claim Complex Adjuster (Remote)*, Phoenix, *United States*, fulltime #jobs #jobseekers #careers #Phoenixjobs #Arizonajobs *Apply*: https://lnkd.in/gyyNY5-6 You'll investigate and maintain litigated commercial general liability claims. Determine liability, secure information, review coverages, arrange appraisals, and settle claims. May work in the field or central location. The Specialty Claim Complex Adjuster position supports the Claim Division goal of ensuring customer service industry leadership and partners with agency to deliver seamless claim service. An experienced adjuster who has achieved mastery in and performs all areas of claim adjustment activities with the highest degree of competency and independence. Process highly complex claims of significant monetary exposure. May specialize in liability, property or catastrophe claims. This is a remote position reporting to the claims manager.Compensation Minimum:$68,200.00/YearCompensation Maximum:$111,000.00/Year Compensation may vary based on the job level and your geographic work location. Job Level SummaryRequires specialized depth or breadth of expertise in own job discipline or field.Leads others to solve complex problems.Works independently in on the most complex situations.May lead functional teams or projects.Primary AccountabilitiesInvestigates origin and cause of high exposure claims by contacting the appropriate parties including insureds, claimants, agents, attorneys, contractors, experts, special investigation unit, other adjusters, public personnel, etc. Checks for prior claims and recognizes environmental exposures.Participates in High Damage Reviews (HDR) to address coverage issues and exposure. Handles claims on a good faith basis.Handles both 1st party and 3rd party claims under multiple policies types and numerous endorsements.Conducts on-site inspections when needed, evaluates damages and handles claim negotiations with insureds, claimants, attorneys, public adjusters.Responds to customer inquiries, makes appropriate decisions and closes file as needed.Interprets and determines policies, leases, by-laws, declarations, articles and contract coverages and applies to all parties for assigned losses. Interprets claim history coverages.Makes independent decisions but recognizes when assistance is needed.Proactively provides all parties with claim process and status as appropriate; answers questions or redirects to other areas.Serves as a mentor and subject matter expert for less experienced adjusters.Specialized Knowledge & Skills RequirementsDemonstrated experience providing customer-driven solutions, support or service.Demonstrated ability to handle 1st and 3rd party, multi-line claims across our operating territories.Demonstrated ability to efficiently and effectively handle complex claims.Extensive knowledge of policies and endorsements coverages.Successfully applied knowledge of

#hiring Underwriting Assistant, Los Angeles, United States, fulltime #opentowork #jobs #jobseekers #careers #LosAngelesjobs #Californiajobs #Administration Apply: https://lnkd.in/gisMVN3i Under supervision, provide technical underwriting and administrative support for less complex assigned National Accounts while adhering to published National service standards. The lines of coverage include Workers Compensation, General Liability, and Auto Liability. The program structures are Loss Sensitive/Guaranteed Cost. Major Duties & Responsibilities: Assist in pre-renewal strategy discussion on all assigned renewals. Review renewal and new business submissions for completeness. Reach out to the broker for missing information in tandem with the Underwriter. Send renewal letters to brokers for upcoming accounts and request policy numbers. Identify proper forms and endorsements used in go forward renewal policy construction in tandem with the Underwriter. Complete and submit accurate rating instructions for workers' compensation, general liability, and automobile liability lines of business to the processing center. Review for accuracy. At the Underwriter's direction: Pull loss runs; Input historic loss and exposure data into ACES templates and outline Year over Year changes. Process Auto UM/UIM forms, Auto DMV reporting, WC Posting notices, Auto Filings, and Workers Compensation CAT & Industrial Aircraft models. Pull and save audits. Complete comparisons year-over-year with various tools. Follow up for missing information and process and submit policy issuance instructions on behalf of the Underwriter for both domestic and incidental foreign casualty. Interface with the processing center to ensure all questions are addressed to ensure proper quality work product. Review policies upon receipt for accuracy, submit corrections, and ensure policy delivery to brokers. Mail off notices of elections to specific States. Submit endorsement requests to the processing center. Process workers' compensation bureau criticisms and submit endorsement requests as needed. Work closely with States and internal and external trading partners to bring about a conclusion in a timely fashion, particularly if there are fines involved. Maintain service standards for all the above transactions by providing timely responses to broker requests and timely receipt of underwriting information. Communicate with all levels of employees, including, but not limited to, producers and internal personnel, to confirm or obtain data needed for policy issuance and servicing. Properly document all files within established due dates. Ability to effectively manage, organize, and prioritize multiple tasks. Beginner-level understanding of insurance terminology and utilization of various systems