Pensions for Purpose’s Post

The growing trend of retiring early and dying with zero A financial and lifestyle strategy becoming popular among millennials is the ‘FIRE’ movement which stands for financial independence, retire early. (Australian 6/4/24) But the challenge of trying to FIRE out of work as quickly as possible – sometimes as early as one's 40s or even 30s – is that it leaves a very long time to be in "retirement". So long, in fact, that the classic 4% rule of retirement should probably be more like a 3.5% rule (given the extended time horizon). It's also so long that most human beings will struggle to be idle for so long, which often leads back to productive engagement that ends up producing post-retirement employment income. Ironically, this means that if many of those accumulating towards FIRE considered this likely income, they might even transition sooner instead. Even earning "just" $20,000 a year of side income in retirement can reduce the required retirement savings by nearly $500,000. ... and more from(Michael Kitces | Pinnacle Advisory Group | 02 August 2019) so PM should you want the PDF #boomers #retirement #financialwellness 😍 https://lnkd.in/ghYsp3yE

It is never a bad idea to diversify your investment portfolio. Especially since there are so many compelling options for offshore investments these days. You can also smooth out your risk by doing a recurring investment and buying into the market at different times.

MFS Investment Management: Sponsors Expect to Reevaluate Investment Lineups The investment reviews will happen as plan sponsors are even less confident than are participants about employees’ ability to retire when they want to, MFS Investment Management’ DC Plan Sponsor Survey reveals.

Get a head start on your 2024 investment strategy with this comprehensive guide to alternative investments. It’s a short read with a long list of assets you can invest in when you use a self-directed IRA. Read it today! https://lnkd.in/ezCU2JeX #InvestmentGuide #AlternativeInvestments

Retirement Planning! Have you saved enough money? Will you outlive what you have saved? How much of your retirement money is at risk? Its time to see how you could answer those questions by registering and viewing a live webinar at www.Investwithphx.com

Investing through a just transition lens is no easy feat. Kieron Boyle, CEO of the Impact Investing Institute, talks to Paula Garrido about the Just Transition Criteria, a practical tool aimed at guiding investors on incorporating just transition principles into their investment strategies. This article is part of the ‘Impact Investing and the Just Transition’ report, a collaboration between Impact Investor and our sister publications Investment & Pensions Europe (IPE) and IPE Real Assets, which will be published in the June issue of IPE. #impactinvesting #justtransition #assetowners #netzero #energytransition https://lnkd.in/e9WfgVPQ

Defined benefit pension scheme “run-on”, the concept of investing to generate a meaningful surplus that can be used for a variety of purposes. This paper discusses how associated pension reform may play out, and examines the implications for investment strategy. For professional investors only.

How can you make an impact on biodiversity through listed impact investment strategies? We discuss some of the challenges of listed asset impact investment, and how these can be overcome. Tune in to this Professional Pensions webinar with STEPHANE LAGO & Anna Väänänen AXA Investment Managers #assetmanagement #biodiversity

Sharing some insights from our CEO, Kieron Boyle's interview with Paula Garrido at Impact-Investor.com, on the practicalities of aligning investments with a just transition.   Kieron talks about our Just Transition Criteria, a practical tool, co-created by over 20 of the world’s largest financial actors, that make it easier for fund managers who want align their investments with three key elements of a just transition: advancing climate and environmental action, improving socio-economic distribution, and increasing community voice.   You can read Impact-Investor.com's article on how our Criteria can mobilise capital and drive meaningful impact here: https://lnkd.in/e9WfgVPQ   You can download and use our Criteria here: https://lnkd.in/e-naj_Jx   #ImpactInvesting #JustTransition #AssetOwners #NetZero #Sustainability

The clear benefits of systematic savings and a long term investment approach.