Oxford Capital ’s Post

https://lnkd.in/gbtKTm8q As every notable player, startup, PE/VC firm, established company and investor remains focused solely on LLMs, GenAI and their applications, the rest of our digital world continues to evolve and leveraging that tech will be a hallmark of sound/expert #BusinessIntelligence. Yes, Apple was starting to see a decline in new iPhone sales with the 15 model -- which had folks thinking about a lack of product differentiation or possibly about market saturation. Will the #AppleIntelligence partial rollout this Fall restrain the imprimatur of the Law of Diminishing Returns? My dear reader, I don't know. For a fully contextualized answer, you should probably ask an #BusinessAnalyst and/or an #EconomicForecaster. 🧐👍🏿

We were recognised in this AFR article for helping brands ditch physical cards. Reach out to discover how you can #digitise your cards, streamline your #UX and reduce waste. #afr #reducewaste #startup #fintech

Samsung invests more in its payments revolution.💵💰 The electronics giant Samsung has made a strategic investment in Curve, the all-in-one card app.📱💳 This significant move comes as Curve continues to innovate, allowing users to consolidate multiple cards into a single smart card and app. With over $250 million in total funding now secured, this new investment is a timely boost for Curve, especially as fintech funding becomes harder. 💰 This financial support will help Curve refine its business model, aiming for profitability after recent cutbacks. Already a key player in powering Samsung Pay+ in the UK, Curve is poised to enhance its role in the fintech landscape. 🌐 I believe it's inspiring to see businesses like Samsung investing in fintech companies like Curve, ultimately to improve service, convenience, and value for its core customers.🤝 This partnership represents the innovative potential within the financial technology sector. The injection of funds not only supports Curve's ambitious vision of becoming the "operating system for money" but also encourages other companies to invest in groundbreaking technologies. With Curve pre-launching its Apple Pay alternative, this investment could significantly boost its presence across Europe, offering consumers more freedom and value in their payment experiences. ✔️It's good news for Curve and fintechs. Samsung's strategic support could propel Curve to new heights, driving technological advancement and financial inclusivity, and persuade other large companies to do the same. Do you think this was a good strategic move from Samsung or a distraction from their core products?🤔 #businessintelligence #strategy #growth #smes #audience

Apple introduced its Pay Later feature earlier this year to American consumers. When, and where, is Apple launching Pay Later in Europe? While the feature is not available in European markets just yet, Apple’s acquisition of FinTech startup Credit Kudos signals a potential for a U.K. market expansion. Sensor Tower revealed that in 2022, iPhone accounted for 40 percent of Klarna’s downloads across 35 European countries: https://lnkd.in/euJ9E4Yc Based on the share of iPhone versus Google Play downloads of Klarna, some markets such as Norway, Sweden, Netherlands, the U.K., and Germany could be the most valuable markets for Apple Pay Later in the near future. ❓Now over to you: Do you think Apple Pay Later will be a game changer in the European BNPL market? Find this helpful? [ 𝗿𝗲𝗽𝗼𝘀𝘁 ] Anything to add about this subject? [ 𝗶𝗻𝘃𝗶𝘁𝗲𝗱 𝘁𝗼 𝗰𝗼𝗺𝗺𝗲𝗻𝘁 ] Nice story, Marcel. Next! [ 𝗹𝗶𝗸𝗲 ] #applepay #buynowpaylater #bnpl #apple #paylater #payments #paytech #digitalpayments #fintech #financialtechnology #bankingapp #fintechindustry 

Is it the end of cash? With Apple's launch of Tap to Pay in new countries, including France, it certainly seems to be another nail in the coffin of cash money. And did you know that France is the euro area country that uses the least amount of cash? In value terms, just 25% of the total amount of French point of sale and person to person transactions are settled in cash vs 48% in the euro area. France is leading the transition to a #cashless society in Europe, with all the innovation (& startups) around it. As always, I had the great opportunity to discuss last night the recent tech news on François Sorel's Tech&Co. And in great company with Julien Villeret, EDF's Chief Innovation Officer and Frédéric Bianchi from BFM Business. You can watch the replay here: https://lnkd.in/eczCVYme. This wouldn't be possible without the excellent conductor Léa Benaim. #taptopay #innovation #apple

🔍 Exploring the Future of Contactless Payments and Wearable Technology With a career deeply rooted in the intersection of finance and innovation, I've had the privilege of witnessing firsthand the transformative power of emerging technologies. Having spent years in the trenches of payment startups, I've developed a profound appreciation for the potential of contactless payments to revolutionize the way we transact. From pioneering e-wallet solutions to spearheading the development of cutting-edge financial products, my journey has been a testament to the endless possibilities that lie at the nexus of finance and technology. One particular chapter of my career stands out—the time I spent at a fintech startup, where I honed my skills in fundraising and investor relations. Collaborating closely with a diverse array of investors, I gained invaluable insights into their perspectives and priorities. These experiences have equipped me with a deep understanding of what investors seek in a startup and how to effectively navigate the intricacies of investor relations. Now, as the CFO of Many Touches, I bring this wealth of experience and expertise to the table as we embark on our mission to redefine contactless payments with our innovative Smart Ring. I'm excited to leverage my background to drive our company forward and unlock new opportunities in the burgeoning wearable technology space. Join me on this journey as we explore the boundless potential of contactless payments and wearable technology. Together, we can shape the future of finance and usher in a new era of convenience, security, and innovation. Let's connect and continue the conversation. 🚀 #ContactlessPayments #WearableTech #FintechInnovation

Hi friends 🙌 As we witness the dawn of a new digital era in Hong Kong 🏙️, a human-centered design approach is steadily becoming the cornerstone of innovation. Over the next few posts, we shall journey into the heart of this methodology and explore its transformative power across various industries. 🚀 Did you know that Hong Kong boasts one of the world's highest smartphone penetration rates? 📱 An astounding 88% of its population! This presents a fantastic opportunity for digital innovation. Consider Apple's iPod. It wasn't the pioneer MP3 player, but its human-centric design approach revolutionized the market. 🎧 Apple empathized with users, understood their needs, and delivered a product that was intuitive and stylish. In our upcoming discussions, we'll delve into FinTech, Proptech, LifeDesign, and more, all against the vibrant backdrop of our city. 🌆 So, fasten your seatbelts as we embark on this exciting journey of discovery and innovation. And remember, your insights, stories, and experiences will fuel our exploration. Stay tuned! #Innovation #DigitalTransformation #HumanCenteredDesign 🚀

Apple to revamp iPad lineup in extensive update spree: Report : Motiveflikr Media #Business #Startup #Tech #Technology #AI #Artificialintelligence #Economy #Growth #Strategies #Digital #Globalupdates #news #innovation #success #change #money #wealth https://lnkd.in/dVJWNN-b

Tony Fadell (co-creator of the iPod and iPhone) on opinion-based decisions “When you make the first version of anything—something revolutionary—there are a lot of opinion-based decisions… And when you have those opinions, and you’re trying to work with a team to implement those decisions, you have to really tell the ‘why’ of those decisions. That way everyone can feel like they’re a part of those decisions and understand the tradeoffs... A lot of times, people want a data-driven decision, but with v1s you don’t have data... If you look at most companies that are paralyzed and cannot make new innovations and new products, it’s because they’re trying to turn opinion-based decisions into data-driven decisions so that they don’t lose their jobs” — Tony Fadell (credit: The Startup Archive)

❗️ Apple vs. US Antitrust Lawsuit 😐The U.S. Department of Justice’s wide-ranging antitrust case against Apple is a defining moment for Big Tech. Accusing the iPhone maker of monopolistic practices across apps, messaging, gaming, payments, and wearables shows regulators are through with playing nice. 😐Apple’s defense that intervention would hurt innovation and consumers rings hollow. Its walled garden approach stifles competition. 😐For startups, any forced opening of Apple’s ecosystem is a massive opportunity. Interoperability could unleash a wave of disruptive iPhone-adjacent innovation. 🐦As investors, we must brace for a protracted battle. However, if successful, this case could rewrite the rules of mobile platform competition. David may finally have a shot against Goliath.