Nicholas Sterner’s Post

🎓🏠Just graduated and think you can't buy a home due to lack of work history? Think again! 👀🚫 If you're starting a full-time, salaried job within 90 days, your transcripts can do the talking! 📜🗣️ Fannie Mae allows new grads to use transcripts in lieu of a 2-year work history. 📚✔️ Every new grad should know this! 🎉💼 T ag a new grad dreaming of a home and remind them to save their transcripts! 🏷️📂 🏡 📈 Follow @mortgageplannerdustin for wealth-building tips on mortgage planning and finance 📞📱🗣Reach out to schedule a consultation This is not an underwriting guarantee. Client must make a formal application and meet all lending guidelines, including income, assets, credit Educational purposes only #mortgages #mortgagespecialist #mortgagetips #liabilityadvisor #financialiteracy #financetips #mortgageadvice #firsttimehomebuyer #firsttimehomebuyerexpert #realestate #realestateagents #wealthbuilding #wealthmanagement

The Ugly Truth: Embrace Pressure, It’s Good for You! In fact, it’s your secret weapon. Most people run from it or quit when things get hard. There have been many times in my life and career when quitting seemed like a great option. The immediate gratification of letting go of the pressure, pain, rejection, and failure of that moment... It’s hard to resist. But then I remember, when I use pressure to learn and grow, it actually propels me past my competitors, the haters, & what I thought was possible. Pressure is a good thing—don’t run from it, use it. P.S-Ready to turn your dreams into reality? Whether it’s your dream home or a big investment, I’m here to help. As your dedicated mortgage broker, I’ll navigate the pressure with you and make your goals happen. Let’s chat about your mortgage goals and make pressure work FOR you! #PressureToProgress #MortgageMastery #YourDreamsOurPlan

Step 1. Find a job that matches what you're looking for or at least somewhat... lord knows you just need to pay the mortgage or rent. Step 2. Fill out an application pretty much manually when you just spent 3 hours perfecting your resume. Step 3. Check your inbox every 30 minutes to either get an automated "sorry but you suck" message or a message for an initial phone screening. Step 4. Sell yourself to be the very best candidate within 20-30 minutes and answer "scenarios" that most likely will never come up. There HAS to be a better way! I don't know what that is...but if anyone does, I have about $75 dollars in savings to invest. And that's before I go get Chipotle. So make that like $56 dollars to invest. #JobHunt #Recruitment #AIToldMeImDumb

🌟 Discover the Gateway to Mortgage Excellence! 🌟 Elevate Your Skills with Our Exclusive Weekend Classes! 🏡 Dive into a World of Success! 📚 Are you ready to embark on a journey towards mastery in US mortgage underwriting? Your search ends here! Embrace the opportunity to join our immersive weekend classes, meticulously designed to empower you with the essential tools and insights needed to thrive in this ever-evolving domain. Unlock the Secrets of Success: 🔍 Delve into the Intricacies of Title and Insurance 📑 Master the Art of Evaluating Credit Reports and Scores 💼 Navigate the Complexities of Income and Employment Documentation 📊 Decipher Property Appraisals and Valuations like a Pro 📝 Stay Ahead with Expertise in Compliance and Regulatory Standards 💡 Exclusive Perks Await: Benefit from Pre-Interview Guidance Earn a Coveted Certificate in Underwriting Enjoy Priority Access to Premier Job Placements Don't Let This Opportunity Slip Away! 🚀 Reserve Your Spot Today and Ignite Your Path to Mortgage Underwriting Mastery! 🎓🔥 #mortgage #learning #weekendlearning #onlinelearning #usmortgage #underwriting #conventional #appraisal #learninganddevelopment #title #insurance #learnandgrow #knowledge

Give Jess a call or shoot me a DM today! If you've been considering your options...you WON'T want to make a decision before you demo our platform and see what makes us unique as a truly Hybrid Banker and Broker. Better Rates Better Products Better Marketing Better Service And so much more... You really can have the best of both worlds! #bankerandbroker #arbornation #thebestofbothworlds

🚀 Elevate Your Career: Learn from the Success of Douglas Rowe! 🚀 Douglas Rowe's inspiring journey from mortgages to wealth is a testament to the power of diversification. His strategic move allowed him to escape the unpredictable fluctuations of the mortgage market. His comment “Diversifying my business means I’m no longer at the mercy of the mortgage market" reminded me of Albert Einstein's "The measure of intelligence is the ability to change". Imagine the possibilities for your career when you embrace change and take control of your professional destiny. Don't wait until it's too late! Now is the time to explore the world of holistic financial advice, and we're here to guide you through the process. 🌐 Unleash Your Potential: Diversify and Thrive! 🌐 If you're ready to explore how you can make the switch from mortgages to holistic financial advice, seize the opportunity and reach out for a confidential chat. Your future success begins with a strategic decision today! 📩 Connect with me to start your transformative journey. Let's redefine your career together! 🚀 #financialfreedom #careertransformation #DiversifyAndThrive #HolisticFinance #ProfessionalGrowth #CareerSuccess

If you've been considering making a change, give Jess a call or shoot me a DM. You won't want to make a decision before you demo our platform and see what makes us unique as a truly Hybrid Banker and Broker. Better Rates Better Products Better Marketing Better Service And so much more... You really can have the best of both worlds! #bankerandbroker #arbornation #thebestofbothworlds

If you've been considering making a change, give Jess a call or shoot me a DM. You won't want to make a decision before you demo our platform and see what makes us unique as a truly Hybrid Banker and Broker. #bankerandbroker #arbornation #thebestofbothworlds

🌟 Discover the Gateway to Mortgage Excellence! 🌟 Elevate Your Skills with Our Exclusive Weekend Classes! 🏡 Dive into a World of Success! 📚 Are you ready to embark on a journey towards mastery in US mortgage underwriting? Your search ends here! Embrace the opportunity to join our immersive weekend classes, meticulously designed to empower you with the essential tools and insights needed to thrive in this ever-evolving domain. Unlock the Secrets of Success: 🔍 Delve into the Intricacies of Title and Insurance 📑 Master the Art of Evaluating Credit Reports and Scores 💼 Navigate the Complexities of Income and Employment Documentation 📊 Decipher Property Appraisals and Valuations like a Pro 📝 Stay Ahead with Expertise in Compliance and Regulatory Standards 💡 Exclusive Perks Await: Benefit from Pre-Interview Guidance Earn a Coveted Certificate in Underwriting Enjoy Priority Access to Premier Job Placements Don't Let This Opportunity Slip Away! 🚀 Reserve Your Spot Today and Ignite Your Path to Mortgage Underwriting Mastery! 🎓🔥 #mortgage #learning #weekendlearning #onlinelearning #usmortgage #underwriting #conventional #appraisal #learninganddevelopment #title #insurance #learnandgrow #knowledge

🌍 It's #TipTuesday, and this week, we're diving into the art of transforming challenges into lessons and the steps to turn setbacks into comebacks. 💫💪 Regardless of our field, be it mortgages, sales, or tech, we all face obstacles. Deadlines loom, projects falter, and details get overlooked. It's easy to get caught up in frustration and ask, "Why is this happening?" Let's flip the script and ask, "What is this teaching me?" So, what does this mindset shift look like in action? Let's break it down. 📝 1️⃣ Take a step back: When obstacles arise, take a breath. Step back, and survey the situation from a calm, objective perspective. This step back can often reveal solutions hidden in the chaos. 🧘♀️🌪️ 2️⃣ Embrace the lesson: Every challenge hides a lesson. An overlooked detail? A lesson in thoroughness. A missed deadline? A lesson in time management. Identify these lessons and weave them into your professional fabric. 🎓👔 3️⃣ Apply the wisdom: Once the lesson is learned, don't let it collect dust. Apply it! Each lesson learned and applied is a step towards mastery in your field. 🧱🔝 4️⃣ Share the growth: Don't keep your lessons to yourself. Share them! By sharing your growth, you invite others to grow with you, fostering a culture of continual learning and mutual upliftment. 🔄👥 This #TipTuesday, let's commit to this new perspective. Challenges aren't setbacks; they're learning opportunities. Let's charge ahead, turning our lessons into legacies. After all, an obstacle is not a roadblock; it's a stepping stone to greatness. Let's show the world what we're made of! 💼🌟 Mortgage Bankers Association MBA mPact Flagstar Bank Flagstar Bank Third Party Origination Meg Bennett, AMP New York Community Bank (NYCB) Katie N. Clements, AMP Alicia Goncalves Tyson Goss Ally Carty Jon Mullinix, AMP Becky Heichel CSM, PMP Julie Ghiuzelian Jaelynne McMaster Vik, CMB® CMA Marlene Ruiz Dustin Owen, CMB®, AMP The Loan Officer Podcast Amanda Johnson Schmid, CMB Bob Yadon Steve Munster