Millennium Information Services, Inc.’s Post

#hiring *Large Loss Property Field Adjuster (TX, MO, IN, NC, SC, TN, KY, GA)*, Indianapolis, *United States*, fulltime #jobs #jobseekers #careers #Indianapolisjobs #Indianajobs #RealEstateProperty *Apply*: https://lnkd.in/giVubwPa Lead level role that investigates and maintains highly complex property/casualty claims. Determines liability, secures information, reviews coverages, arranges appraisals, and settles claims. Demonstrates experience to perform all areas of claim adjustment activities with the highest degree of competency and independence. This role reports to a Large Loss Manager.At American Family Insurance Claims Services (AFICS, Inc.), we're embarking on a transformation of our claims capabilities that will put customers at the center of what we do best - protecting and restoring their dreams when they need us most.We're leveraging our expertise, technology and new ways of working to actively reinvent one of America's largest industries-creating positive impact that empowers our customers, communities, and company to thrive. We are problem solvers who ask critical questions and consistently tackle challenges big and small. Together, we disrupt what's expected of insurance.Compensation Minimum:$84,000 / yearCompensation Maximum:$139,000 / year Compensation may vary based on the job level and your geographic work location. Primary AccountabilitiesInvestigate origin and cause of high exposure claims by contacting the appropriate parties including insureds, claimants, agents, attorneys, contractors, experts, special investigation unit, other adjusters, public personnel, etc. Checks for prior claims and recognizes environmental exposures.Participate in High Damage Reviews (HDR) to address coverage issues and exposure. Handle claims on a good faith basis.Handle both 1st party and 3rd party claims under multiple policy types and numerous endorsements.Conduct on-site inspections when needed, evaluates damages and handles claim negotiations with insureds, claimants, attorneys, public adjusters.Respond to customer inquiries, makes appropriate decisions, and closes file as needed.Interpret and determine policies, leases, by-laws, declarations, articles, and contract coverages and applies to all parties for assigned losses. Interprets claim history coverages.Make independent decisions but recognizes when assistance is needed.Proactively provide all parties with claim process and status as appropriate; answers questions or redirects to other areas.Serve as a mentor and subject matter expert for less experienced adjusters.Specialized Knowledge & Skills RequirementsDemonstrated ability to handle 1st and 3rd party, multi-line claims across our operating territories.Demonstrated experience providing customer-driven solutions, support or service.Demonstrated ability to efficiently and effectively handle complex claims.Extensive knowledge of policies and

#hiring *Large Loss Property Field Adjuster ( MO, NC, SC, TN, KY, GA)*, Indianapolis, *United States*, fulltime #jobs #jobseekers #careers #Indianapolisjobs #Indianajobs #RealEstateProperty *Apply*: https://lnkd.in/gf7ePNXa Lead level role that investigates and maintains highly complex property/casualty claims. Determines liability, secures information, reviews coverages, arranges appraisals, and settles claims. Demonstrates experience to perform all areas of claim adjustment activities with the highest degree of competency and independence. This role reports to a Large Loss Manager.At American Family Insurance Claims Services (AFICS, Inc.), we're embarking on a transformation of our claims capabilities that will put customers at the center of what we do best - protecting and restoring their dreams when they need us most.We're leveraging our expertise, technology and new ways of working to actively reinvent one of America's largest industries-creating positive impact that empowers our customers, communities, and company to thrive. We are problem solvers who ask critical questions and consistently tackle challenges big and small. Together, we disrupt what's expected of insurance.Compensation Minimum:$84,000 / yearCompensation Maximum:$139,000 / year Compensation may vary based on the job level and your geographic work location. Primary AccountabilitiesInvestigate origin and cause of high exposure claims by contacting the appropriate parties including insureds, claimants, agents, attorneys, contractors, experts, special investigation unit, other adjusters, public personnel, etc. Checks for prior claims and recognizes environmental exposures.Participate in High Damage Reviews (HDR) to address coverage issues and exposure. Handle claims on a good faith basis.Handle both 1st party and 3rd party claims under multiple policy types and numerous endorsements.Conduct on-site inspections when needed, evaluates damages and handles claim negotiations with insureds, claimants, attorneys, public adjusters.Respond to customer inquiries, makes appropriate decisions, and closes file as needed.Interpret and determine policies, leases, by-laws, declarations, articles, and contract coverages and applies to all parties for assigned losses. Interprets claim history coverages.Make independent decisions but recognizes when assistance is needed.Proactively provide all parties with claim process and status as appropriate; answers questions or redirects to other areas.Serve as a mentor and subject matter expert for less experienced adjusters.Specialized Knowledge & Skills RequirementsDemonstrated ability to handle 1st and 3rd party, multi-line claims across our operating territories.Demonstrated experience providing customer-driven solutions, support or service.Demonstrated ability to efficiently and effectively handle complex claims.Extensive knowledge of policies and endorsements

#hiring Claims Representative - Property, Minneapolis, United States, $83K, fulltime #jobs #jobseekers #careers $83K #Minneapolisjobs #Minnesotajobs #RealEstateProperty Apply: https://lnkd.in/gS4qup4B Description:Who are we?Western National Insurance Group is a private mutual insurance company with over 120 years of experience serving customers' property-and-casualty insurance needs in the Midwestern, Northwestern, and Southwestern United States. Known as "The Relationship Company ," we define success as a measure of the relationships we've built over time. In everything that we do, we know that delivering a friendly and helpful interaction makes for a better experience for everyone involved. That's the power of "nice". At Western National, nice is something we work to bring to every person and organization with whom we partner and serve.Does this opportunity interest you?Western National is seeking a Property Claims Representative to join our team!The individual in this role will have the opportunity to investigate, evaluate, negotiate, and resolve personal and commercial lines first-party property insurance claims as assigned.What are the responsibilities and opportunities of this role?Handles high volume, low-to-moderate complexity first-party property claims within settlement authority.Ensures customer service excellence.Investigates and reviews policy forms, facts, and documents related to claims to make appropriate decisions on coverage and scope of damage.Establishes and reviews proper reserves for each claim based on thorough investigation, evaluation, and experience.Ensures claims are clearly documented at all times.Works with independent adjusters and other vendors.Performs duties and activities covered by specific instructions, standard practices, and established procedures that generally require some interpretation.Gathers input and makes recommendations to solve problems of moderate complexity.Deals with moderately complex problems that must be broken down into manageable pieces.Sees relationships between problem components and prioritizes them.Utilizes knowledge, experience, and available resources to find solutions.Participates in the development of improvements and helps implement changes.Engages in regular contact with customers

As a professional insurance appraiser, I can't stress enough the importance of taking good quality photos and capturing all the necessary angles and details when assessing a damaged vehicle. This process is absolutely essential for accurately evaluating the extent of damage and determining the appropriate compensation for a claim. Here's why it's necessary: 1. Documentation: High-quality photos provide a clear and detailed visual record of the damage. This documentation is essential for comparing the condition of the vehicle before and after the incident. It helps establish a baseline for assessing the loss accurately. 2. Verification of Damage: Multiple angles and close-up shots are crucial for verifying the extent of damage. This allows the appraiser to identify hidden or secondary damage that may not be immediately visible. Such comprehensive documentation helps in preventing disputes and ensuring that all damage is accounted for. 3. Evidence for Claims: Photos serve as irrefutable evidence in the claims process. They provide transparency and help build trust between the insurance company and the policyholder. Clear documentation reduces the likelihood of disputes or disagreements during the claims settlement. 4. Estimation Accuracy: When evaluating the cost of repairs or the fair market value of a damaged vehicle, precise and comprehensive photos are indispensable. They allow the appraiser to accurately assess the parts and labor required, ensuring that the insured party receives a fair settlement. 5. Liability Determination: Photos can also help in determining liability in some accident cases. They provide a visual record of the accident scene, vehicle positions, and the nature of damage, which can be crucial in assigning responsibility. 6. Faster Claim Processing: Detailed photos expedite the claims process. With a clear record of the damage, appraisers and adjusters can make quicker and more accurate assessments, leading to faster resolution of claims. 7. Fraud Prevention: High-quality photos can also deter fraudulent claims. They help in identifying pre-existing damage and ensuring that the damage claimed occurred as described in the incident. In summary, taking good quality photos and capturing all angles and details of a damaged vehicle is a critical step in the insurance appraisal process. It ensures fairness, accuracy, and transparency in the claims settlement, benefits both the insurance company and the policyholder, and ultimately helps maintain trust and integrity in the insurance industry. www.RASofHouston.com #RAS #claims #autoappraiser #Texas #insuranceclaim

#hiring *Large Loss Property Field Adjuster (Northwest Indiana)*, Indianapolis, *United States*, fulltime #jobs #jobseekers #careers #Indianapolisjobs #Indianajobs #RealEstateProperty *Apply*: https://lnkd.in/gAUNx_Jn At American Family Insurance Claims Services (AFICS, Inc.), we're embarking on a transformation of our claims capabilities that will put customers at the center of what we do best - protecting and restoring their dreams when they need us most. We're leveraging our expertise, technology and new ways of working to actively reinvent one of America's largest industries-creating positive impact that empowers our customers, communities, and company to thrive. We are problem solvers who ask critical questions and consistently tackle challenges big and small. Together, we disrupt what's expected of insurance. Lead level role that investigates and maintains highly complex property claims. Determine liability, secure information, reviews coverages, arrange appraisals, and settles claims. Demonstrate experience to perform all areas of claim adjustment activities with the highest degree of competency and independence. This role reports to a Large Loss Manager.Compensation Minimum:$84,000 / yearCompensation Maximum:$139,000 / year Compensation may vary based on the job level and your geographic work location. Primary AccountabilitiesInvestigate origin and cause of high exposure claims by contacting the appropriate parties including insureds, claimants, agents, attorneys, contractors, experts, special investigation unit, other adjusters, public personnel, etc. Checks for prior claims and recognizes environmental exposures.Participate in High Damage Reviews (HDR) to address coverage issues and exposure. Handle claims on a good faith basis.Handles both 1st party and 3rd party claims under multiple policy types and numerous endorsements.Conduct on-site inspections when needed, evaluates damages and handles claim negotiations with insureds, claimants, attorneys, public adjusters.Respond to customer inquiries, makes appropriate decisions, and closes file as needed.Interpret and determine policies, leases, by-laws, declarations, articles, and contract coverages and applies to all parties for assigned losses. Interprets claim history coverages.Make independent decisions but recognize when assistance is needed.Proactively provide all parties with claim process and status as appropriate; answers questions or redirects to other areas.Serve as a mentor and subject matter expert for less experienced adjusters.Specialized Knowledge & Skills RequirementsDemonstrated ability to handle 1st and 3rd party, multi-line claims across our operating territories.Demonstrated experience providing customer-driven solutions, support or service.Demonstrated ability to efficiently and effectively handle complex claims.Extensive knowledge of policies and endorsements coverages.Success

#hiring *Large Loss Property Field Adjuster (Northwest Indiana)*, Indianapolis, *United States*, fulltime #jobs #jobseekers #careers #Indianapolisjobs #Indianajobs #RealEstateProperty *Apply*: https://lnkd.in/gH3tM4mz At American Family Insurance Claims Services (AFICS, Inc.), we're embarking on a transformation of our claims capabilities that will put customers at the center of what we do best - protecting and restoring their dreams when they need us most. We're leveraging our expertise, technology and new ways of working to actively reinvent one of America's largest industries-creating positive impact that empowers our customers, communities, and company to thrive. We are problem solvers who ask critical questions and consistently tackle challenges big and small. Together, we disrupt what's expected of insurance. Lead level role that investigates and maintains highly complex property claims. Determine liability, secure information, reviews coverages, arrange appraisals, and settles claims. Demonstrate experience to perform all areas of claim adjustment activities with the highest degree of competency and independence. This role reports to a Large Loss Manager.Compensation Minimum:$84,000 / yearCompensation Maximum:$139,000 / year Compensation may vary based on the job level and your geographic work location. Primary AccountabilitiesInvestigate origin and cause of high exposure claims by contacting the appropriate parties including insureds, claimants, agents, attorneys, contractors, experts, special investigation unit, other adjusters, public personnel, etc. Checks for prior claims and recognizes environmental exposures.Participate in High Damage Reviews (HDR) to address coverage issues and exposure. Handle claims on a good faith basis.Handles both 1st party and 3rd party claims under multiple policy types and numerous endorsements.Conduct on-site inspections when needed, evaluates damages and handles claim negotiations with insureds, claimants, attorneys, public adjusters.Respond to customer inquiries, makes appropriate decisions, and closes file as needed.Interpret and determine policies, leases, by-laws, declarations, articles, and contract coverages and applies to all parties for assigned losses. Interprets claim history coverages.Make independent decisions but recognize when assistance is needed.Proactively provide all parties with claim process and status as appropriate; answers questions or redirects to other areas.Serve as a mentor and subject matter expert for less experienced adjusters.Specialized Knowledge & Skills RequirementsDemonstrated ability to handle 1st and 3rd party, multi-line claims across our operating territories.Demonstrated experience providing customer-driven solutions, support or service.Demonstrated ability to efficiently and effectively handle complex claims.Extensive knowledge of policies and endorsements coverages.Success

The CARGO INSURANCE UNDERWRITING CHEAT SHEET! For many who do not work in insurance, cargo insurance remains a black box. We have put this guide together to help you get comfortable with its contents. Risk Managers: Enhance your cargo risk assessments and mitigation strategies. Supply Chain & Logistics Managers: Integrate comprehensive insurance knowledge into cargo management. Finance Professionals: Apply accurate premium calculations for better budget management. Commodity Traders: Assess insurance-related risks in trading commodities. Procurement Specialists: Secure your supply chain with appropriate insurance coverage decisions. Legal Consultants: Stay ahead with a grasp of insurance implications in shipping and maritime law. Or if you are starting off in your cargo claims or underwriting career, this is certainly a good overview to have. In it you will get: - A quick reference to the intricacies of cargo insurance underwriting. - A guide to understanding the scope of coverage options and insurance policies. - A framework for identifying and addressing the challenges in cargo insurance. - Insights into premium calculations, pricing strategies, and risk mitigation. A consolidation of best practices for decision-making in cargo insurance. What did we miss? ____________ If you enjoy our sheets and would like to access the entire library, visit Https://https://lnkd.in/eKfiixNU

Real Estate Professionals and Their Need for Comprehensive Insurance Coverage For those working in the dynamic world of real estate, comprehensive insurance coverage is more than a safeguard—it's a cornerstone of their professional journey. Real estate professionals, including agents, brokers, and property managers, encounter a myriad of risks in their day-to-day operations. From potential liability issues to property damage, having the right insurance in place is crucial. Whether it's errors and omissions insurance to protect against potential disputes or general liability coverage for property showings, these professionals rely on comprehensive insurance to shield themselves and their businesses from unforeseen events. With the ever-evolving landscape of the real estate industry, these coverage options are an essential tool in mitigating risk and ensuring a successful and secure career in this competitive field. Do you have questions? Would you like to schedule a time to discuss your financial situation? Email : legacyplanning.harrietpwhite@yahoo.com

How do you quickly get paid for any and every restoration job? There's a few critical pieces. 1. Documentation Insurance companies will require detailed documentation before releasing payment for restoration work. Pretty standard. But here's what most restoration companies currently don't have in place... 2. Process Enforcement Proper documentation can easily be missed during the restoration process. All it takes is one employee to make a small mistake. That's where process enforcement comes in. Process enforcement requires your technicians and employees to go through a step-by-step process to ensure all necessary documentation is complete. Simple, right? But also critical. Clean Claims was built with process enforcement in mind. By having a system like this in place, you can provide clear evidence of the work done, which will help you get paid quickly and easily. AND... based off what we've seen, insurance adjusters will love you. So in short... Documentation + Process Enforcement = Fast Payment for Every Job

I have a couple questions for my reputable public adjuster and restoration contractor friends…. I have received documents indicating a very close relationship between a national public adjusting firm and a national restoration contractor. The documents indicate quite clearly that the restoration contractor has a practice of handing all of its building owner customers a contract with the public adjusting firm and obtaining a signature on the contract. I have also received documents showing the restoration contractor’s internal job cost worksheet, which reflects the amount billed to the insurance company. It includes the following line as one of the cost items: PA FEE   .10       $____ Before I package this all up and send it to the Texas and Louisiana Departments of Insurance, I have two questions: 1. Is there ever a scenario where it would be proper for a restoration contractor to hand a public adjuster agreement to a building owner for signature? 2. Explain to me why it isn’t insurance fraud for a restoration contractor to submit an invoice to an insurance company knowing that it is paying 10% of the stated invoice amount to the public adjuster rather than using the entire invoice amount to complete repairs as represented? Bonus Question 2a. If the claim is in Louisiana, where public adjusters cant charge a contingency fee, isn’t this arrangement improper for that reason as well? I sincerely do want to know if there is any argument this conduct is proper before I submit my report.