Just Listed ⭐️ Tommy's Express Car Wash | Lender, TX 📍 Please contact Lee Cordova and Jack Mulroy for more information 📲 #Matthews #CRE #RealEstate #CarWash #TexasRealEstate
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Don't let credit worries hold you back! 💪🚗 Apply now and open the door to new possibilities. #CreditFreedom #ApplyNow #NoWorries #usedcars #preownedcars #babsautosales #usedcarsincanada #cardealers #cardealerships #cheapcars #qualityusedcars #carloans #carfinancing #badcredit #badcreditcarloans #carrepair #carspecialist
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Introducing Blue Brick Title! Follow us for all your title needs! Blue Brick Title, Commitment is our Policy. #BlueBrickTitle #FollowTheBlueBrickRoad #Title #ContractToClose #CommitmentIsOurPolicy #titleinsurance #commitment #policy #realestate #agent #closing #closingprocess #titlecompany
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Important notice if you are selling into the transportation space. Credit deterioration in this sector is evident in the quarterly earnings report of one of the largest lenders to the trucking industry, BMO. Provisions for credit losses climbed to $41MM last quarter, marking the 7th consecutive quarter in which that important benchmark figure has risen (easily the highest figure in the history of the bank’s data). In 12 months, provisions for credit losses in their transportation group have risen approx. 210%, and write-offs have continued to soar each quarter (last quarter was $51MM, compared to write-offs of $10MM, $16MM, $20MM, & $31MM over the previous 4). Another key category- gross impaired loans- totaled $305MM (up from $230MM in the prior quarter). An impaired loan is defined as one about which management believes there is significant doubt whether it can be repaid (the previous 4 quarters were $91MM, $113MM, $170MM, and $230MM). When you give your customers open terms, you are essentially acting as the bank and providing them with a 30/60/90-day loan. Every bank account for bad debt and has protections in place to protect the risk of lending money, why don't you? Allianz Trade will collateralize your Accounts Receivables, taking it from a promise to pay and turning it into an investment-grade asset. Message me to discuss.
tick tick tick...... the trucking credit bomb keeps on going
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VIDEO: If an employer pays a borrower an automobile allowance on their own personal vehicle for gas, car maintenance and other auto expenditures, can this be considered a source of income? Watch Video Here: https://lnkd.in/dYhw-DXG ABOUT CAMPUSMORTGAGE: We offer instructor-led online mortgage training classes to students nationwide. Learn mortgage processing, underwriting, compliance, servicing, QC & more! Visit: www.CampusMortgage.org VIDEO CREATION DATE: June 02, 2023 DISCLAIMER: Due to ongoing changes to mortgage regulations and guidelines, the information presented in this video is time sensitive and subject to change, without notice. This video is for informational purposes only and not intended to be used in place of any official government guideline or regulation. Copyright 2023 CampusMortgage. All Rights Reserved. #AskTheInstructor, #NAMP, #NAMU, #CampusMortgage, #Mortgage, #MortgageTips, #MortgageLending, #MortgageBanking, #MortgageIndustry, #MortgageUnderwriting, #MortgageProcessing, #Lending, #Banking, #MortgageUnderwriter, #MortgageProcessor, #ConventionalUnderwriting, #MortgageTraining, #MortgageProfessionals, #RealEstate, #Brokers, #LoanOfficers, #LoanOrigination, #MLO, #MortgageBrokers, #MortgageBankers, #LoanOriginator, #Realtor, #RealEstateInvestment, #RealEstateAgent, #FreeMortgageTraining
If an employer pays a borrower an automobile allowance on their own personal vehicle for gas....
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Can A Car Lease Be Refinanced?: While you can't technically refinance a car lease, you can work with your lender to get a car lease loan toward the purchase of your leased vehicle which could lead to lower payments. #car #cars #awesome
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Probably the worst kept secret in the motor industry right now 🤫 Find a better deal with Hawkstone Motor Finance 🎃 This is not a trick, just a treat 🍭 Did you know that you don't have to use the finance offered to you at the dealer? We can compare our large panel of lenders to find you the best rate based on your circumstances 💡 👻 Fast, same day decisions 👻 Rates from 10.9% APR 👻 We don't charge any admin fees Not to mention... 💀 Automotive Finance Broker of the Year 2023 💀 We're rated 5 stars on Google 💀 Vehicle Finance Broker of the Year 2023 So, if you're looking to finance your next car but want a better rate than what the dealer is offering you, hit the link below 👇 💻 https://lnkd.in/ehu4JHxM Don't forget, we can also help you with Personal Loans, which can be used for Christmas shopping, wedding plans, Holidays and vehicle purchases from private sellers 💡 #motorfinance #financebroker #broker #motorfinancebroker #carfinance #vanfinance #personalloans #usedcars #usedvans #newcars #newvans #lowrates #finance #carfinancebroker #vanfinancebroker #hawkstonemotorfinance Oliver Lewis - Paul Ricketts - Jason Shepperd - Ethan Shackell - Chris Wildman - Josh Flower - Lee Nelson - Neville Snell - Leah Billen Hawkstone Motor Finance is a trading style of Hawkstone Farley Group Ltd, a company registered in England and Wales at The Old Fire Station, Pandy Park, Aberkenfig, Bridgend, CF32 9RE with Company Registration Number 13836301. Hawkstone Farley Group Ltd is authorised and regulated by the Financial Conduct Authority (FRN: 987531). We act as a credit broker not a lender. Representative example: cash price and borrowing £10,000 over 5 years with a representative APR of 10.9% and a Fixed Rate of 5.73%, and a deposit of £0.00, the amount payable would be £214.40 per month, with a total cost of credit of £2,864.00 and a total amount payable of £12,864.00. Option to purchase fee applicable of £1.00
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A high-touch Ukraine lawyer, Real estate agent, SEO specialist known for his extensive market knowledge and his unmatched devotion to clients, my success is based almost exclusively on positive referrals.
What is a concession? A concession is an incentive or discount offered during a real estate transaction, which could include either concessions related to residential sales or rentals. These benefits are generally discussed as a part of negotiations in order to encourage closing the deal. What are seller concessions? Concessions related to closing costs can encompass the following: appraisal fees, covering the amount paid to the home appraiser to ascertain the property’s market value; inspection fees, a sum paid to the home inspector who offers a report on the property’s structures and systems; recording fees, which is the amount paid to register the property’s sale with the local government; property taxes, which are the taxes a buyer will own upon finalizing their purchase of the property; and attorney fees, which is the sum paid to an attorney to review closing documents and finalize the transaction. Concessions related to the property can include home repairs, appliance upgrades, a decorating allowance to be used for renovations, furniture and other unattached decorative elements already in the home, and even moving expenses. A seller can also offer an incentive unrelated to the property, such as paying for meals, cars or vacations. Seller concessions are more likely to be proposed in a down market (also known as a buyer’s market). Buyers, knowing they have the advantage because of a surplus of homes on the market, can ask for concessions in order to get the property at the price they want, or on terms most favorable to them. Concessions can be a benefit to buyers as well as sellers. For the buyer, these incentives can greatly lower the amount they will have to pay out of pocket. For the seller, concessions can help sweeten the deal on a home that had been challenging to sell. A buyer can seek concessions upon making an offer or at any point during negotiations, but these are the most common scenarios: A home inspection demonstrates that major repairs or improvements are needed; an appraisal of the property shows that it has a lower value than the contract price; the buyer does not have enough funds for both the down payment and closing costs, and therefore needs assistance with the latter; and as mentioned, when the seller is having difficulty selling the home. A buyer should be aware that a seller’s concession in relation to closing costs often gets added onto the sales price of the home—which would mean being added to the buyer’s mortgage. So while the concession could cover a portion or all of the closing costs, this would mean that the mortgage loan amount would also increase. So by accepting this concession, the buyer could actually pay more over time because their mortgage would take a longer period of time to pay.
What is a concession? #newyork #broker #shots
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I was asked to speak at a ninja training for one of my accounts today. I absolutely loved the round circle conversation and talking about the importance of home warranty for sellers and buyers. Protection is key for your clients! Call me today to discuss! Why a warranty? Why a Cinch Home Warranty? Why you should work with me! 😀 #cinchhomewarranty #homewarranty #protection #peaceofmind #agents #realtors #cinchhomeservices.
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VIDEO: If an employer pays a borrower an automobile allowance on their own personal vehicle for gas, car maintenance and other auto expenditures, can this be considered a source of income? Watch Video Here: https://lnkd.in/gvJReQAB ABOUT CAMPUSMORTGAGE: We offer instructor-led online mortgage training classes to students nationwide. Learn mortgage processing, underwriting, compliance, servicing, QC & more! Visit: www.CampusMortgage.org VIDEO CREATION DATE: June 02, 2023 DISCLAIMER: Due to ongoing changes to mortgage regulations and guidelines, the information presented in this video is time sensitive and subject to change, without notice. This video is for informational purposes only and not intended to be used in place of any official government guideline or regulation. Copyright 2023 CampusMortgage. All Rights Reserved. #AskTheInstructor, #NAMP, #NAMU, #CampusMortgage, #Mortgage, #MortgageTips, #MortgageLending, #MortgageBanking, #MortgageIndustry, #MortgageUnderwriting, #MortgageProcessing, #Lending, #Banking, #MortgageUnderwriter, #MortgageProcessor, #ConventionalUnderwriting, #MortgageTraining, #MortgageProfessionals, #RealEstate, #Brokers, #LoanOfficers, #LoanOrigination, #MLO, #MortgageBrokers, #MortgageBankers, #LoanOriginator, #Realtor, #RealEstateInvestment, #RealEstateAgent, #FreeMortgageTraining
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Shopping for the best car loan rates can be daunting, but as a car broker, I make the process much easier for my clients, often saving them a significant amount of money. I don't just help my clients find the best rates; I guide them through the entire car loan process. I explain the fine print, walk them through the implications of different loan terms, and make sure they're aware of any hidden fees or charges. Contact me now and take the first step towards a smarter, more enjoyable car-buying experience! 📞0423 703 417 #CarBroker #GoldCoast #CarFinance #AutoLoan #FinanceBroker #CarBuyingTips #BestLoanRates #CarDealership #NewCarGoals #VehicleFinance
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