Laura Skiles’ Post

In part 3 of our “Risk from a Client’s Perspective” thought leadership series, discover the client-centered, goals-based approach to investing, redefining success as delivering funds to beneficiaries while preserving the investment portfolio's value for future generations. Explore a comprehensive process for providing inter-generational support, addressing diverse circumstances, challenges, and risks. Join us on this journey of rigorous traditional investing and holistic risk consideration. Read the full article for more insights into asset allocation, spending policy, and specific investment strategies: https://lnkd.in/gmdfFC8y Alex Serman, CIPM Stephen Campisi, CFA #Investing #RiskManagement #Fintech #WealthTech #WealthManagement #InvestmentManagement

Institutional investors look to private equity and credit funds to boost returns.

💸 The rise of private credit and who are the LPs investing? ✅ It is one of the fastest-growing segments in the lending landscape, with close to $1.3 trillion in assets under management, of which $350 billion is capital waiting to be deployed. ✅ Demand growing as buyout becomes scarse ✅ Who is investing? Everyone!! Foundation Family Offices Private Pension Funds Public Pension Funds Fund of Funds Managers Asset Managers Insurance Companies Endowments The private equity domain has witnessed a notable rise in the prominence of private credit as a key component of its investment landscape. In recent years, private credit has emerged as an alternative lending source, offering a flexible and diverse set of financing solutions to companies seeking capital. This shift can be attributed to various factors, including regulatory changes and an evolving investor appetite for yield in a yield-starved environment. Private credit provides a way for private equity firms to unlock value by participating in debt transactions alongside equity investments. This trend has led to the creation of specialized credit funds within private equity firms and the establishment of dedicated credit-focused firms. As the demand for non-traditional financing options continues to grow, private credit is poised to play an increasingly significant role in shaping the dynamics of the private equity landscape.

Private Credit vs. Private Equity: Which Method is Best? https://hubs.la/Q02tLSPp0

🧐 It appears many are focusing on the credit space. Active fixed income is hot, there are new varieties of credit funds, dislocation funds, and other vehicles that are being considered by those that have traditionally shied away from such. CRE Funds that announced first time losses should only fuel the fire for other types of offerings, a space once thought of as a relatively safe for investors. For LP's that have suffered losses in traditional fixed income portfolios, they appear to be more willing to explore to other strategies. What do you think? 🧐🧐🧐 #credit #privatedebt #funding

A message from our Founder: In light of Goldman Sachs’ recent $21 billion private credit fund, I’m excited to affirm that Ballard Global is well-positioned in the private investment space. Goldman Sachs’ move highlights the growing importance of private credit as a strategic asset class, emphasizing the potential for customized, risk-managed, and high-yield investments. At Ballard Global, our diverse portfolio includes the Marshall Elliott Fund, Legacy Funds, and Global Lending Fund, each designed to provide unparalleled opportunities for tax-deferred growth, capital protection, and fixed-income streams. • The Marshall Elliott Fund offers exposure to Real Estate, Agribusiness, and Consumer Lending, targeting a 12-14% APY over a four-year term. Its diversified approach ensures resilience and consistent returns, making it ideal for risk-averse investors. • Legacy Funds optimize time-tested returns in the North American Consumer Lending Market, with APYs up to 15% and unique continuation options, ensuring sustained growth and tax deferral over a potential ten-year period. • Global Lending Fund provides fixed returns through global consumer lending, offering options for both short-term and long-term income streams with APYs ranging from 9.5% to 10.25%. Our historical resilience, active management, and strategic diversification have consistently driven superior risk-adjusted returns, aligning with the industry trends recognized by leading financial institutions. I invite investors to join us in navigating this dynamic landscape, leveraging our expertise and innovative approach to achieve long-term financial goals. Feel free to reach out to discuss how our funds can complement your investment strategy. Jeff Ballard Founder, Ballard Global #PrivateInvesting #PrivateCredit #AlternativeInvestments #BallardGlobal #FinancialGrowth #InvestSmart

📢 Fixed income investments could be the answer to achieving financial stability without the stress and uncertainty of fluctuating stock markets. Secure, predictable, and offering attractive returns, these investments present a less volatile choice that can still grow your wealth over short periods of lending. Say goodbye to the rollercoaster ride of stocks and funds, and hello to predictable returns. I am personally an active investor for over 4 years with a UK based boutique asset management business funding investment opportunities secured via legal charges on UK property and commercial assets. Their lending model has been so successful for me that I also now help them raise funds and source new investors for their short term lending opportunities. If you are a HNW or SI investor or corporate pls DM myself to explore what short term lending opportunities at very attractive rates of return are available for your portfolio. #FixedIncome #PassiveIncome #passiveinvesting #alternativeinvestments

Private Equity Won’t Diversify Your Portfolio

HOW CAN YOU BUILD CASH FLOW WITH UNIT TRUST INVESTMENT SCHEMES? “Unlocking Potential For Financial Growth” By Rashid Kizito, Senior Advisor at Old Mutual In today's dynamic financial landscape, unit trusts offer a compelling avenue for individuals looking to build steady cash flow and secure their financial future. Despite their potential, a significant number of people remain unaware of how unit trusts can be utilized to enhance cash flow. #Denis Kizito, the #Capital Markets Authority's Director of Market Supervision, highlights that understanding and leveraging these investment vehicles can transform one's financial trajectory. ✍️Understanding Unit Trusts Unit trusts pool resources from various investors to invest in a diversified portfolio of assets, including bonds, stocks, and other securities. These pooled funds are managed by professional fund managers, who allocate investments to optimize returns while mitigating risks. The accessibility and flexibility of unit trusts make them suitable for both novice and seasoned investors. Unit trusts can generate regular income through dividends from stocks, interest from bonds, or other income-generating assets within the trust. #Denis Kizito notes that investing in unit trusts can provide annual returns significantly surpassing traditional savings accounts. ✍️Investment Strategy To build cash flow with unit trusts, consider the following strategy: 1.Define Financial Goals: Determine your short-term and long-term objectives, whether for steady income, capital growth, or both. 2.Assess Risk Tolerance: Understand your risk appetite, as unit trusts come with varying levels of risk from conservative bond funds to more aggressive equity funds. 3.Diversify Investments: Spread investments across different types of unit trusts to balance risk and return, achieving more stable cash flow. 3.Regular Contributions: Set up a systematic investment plan to regularly invest a fixed amount into unit trusts. This strategy, known as dollar-cost averaging, mitigates market volatility impact. Monitor and Adjust: Regularly review your portfolio and adjust to align with your financial goals and market conditions. Unit trusts present an effective way to build cash flow, offering diversification, professional management, and accessibility. By strategically investing in unit trusts, individuals can achieve financial stability and growth. Consulting with a financial advisor can help tailor an investment plan to suit specific needs and objectives. As awareness grows, more people can harness the power of unit trusts to secure their financial future. Rashid Kizito, Senior Advisor at Old Mutual, emphasizes the importance of financial literacy and proactive investment strategies to optimize returns and build sustainable cash flow.