Federal Reserve Bank of Kansas City’s Post

In 2023, many banks experienced stress after 500 basis points of interest rate increases. Investors and depositors worried about unrealized losses and withdrew their capital and liquidity. In a recent Bank Director article, Ben Lewis, CFA highlights the events of last year, and how management teams reacted quickly and began hedging their balance sheets. With a hedging solution in place, find out best practices and ways to optimize this essential part of an ALCO's strategy. #interestrates #banking #2023year #balancesheet #financialinstitutions

Teams need a clear vision and hard work to succeed, but credibility, momentum, and a bit of luck are also key. Check out this insightful article by Anthony R. Hernandez on CUInsight.com ! Anthony's United States Air Force experience translates perfectly to leading in the #creditunion industry and at DCUC.

ICBA and other groups expressed united opposition to efforts by Sens. Roger Marshall (R-Kan.) and Richard Durbin (D-Ill.) to attach their ICBA-opposed credit card routing bill to a must-pass appropriations bill. State of Play: Marshall last week pledged to hold up consideration of government funding legislation focused on military construction and veterans affairs if Senate leaders don’t commit to holding a vote on the lawmakers’ Credit Card Competition Act (S. 1838/H.R. 3881). The bill would allow merchants to process credit card transactions based solely on which network offers the lowest cost for them #HandsOffMyRewards This will make big retailers even wealthier at the expense of #MainStreet We must oppose these bills.

The number of times a day I consciously use the OODA loop is only surpassed by the number of times a day I use it on autopilot (pun intended). First developed by fighter pilot John Boyd, the OODA loop is an interactive decision tool. I find that it helps me most when I have short time to make a decision or when I have an emotional or physical response that makes me feel like I have to decide quickly. The OODA Loop helps me take a pause and reminds me to gather a little more info and then reorient - sometimes away from my default assessment. Here’s some more on that tool: https://lnkd.in/d8aBsZrr

🔥 Last Chance! Join us today for “All Access: OPEX Financial Services” – a free webinar series. Learn how operational excellence can transform financial services. Our expert panel includes leaders from Wells Fargo, PNC Bank, The Nottingham Building Society, and Navy Federal Credit Union. 🔴 Don’t miss out! Register now: https://lnkd.in/gBfPFqQT #OperationalExcellence #FinancialServices #WebinarToday

Unlock the insights! 🔓 Our first quarter market reports for Upstate South Carolina are here! Explore the latest insights, track emerging trends, and navigate your way to success with informed decisions! ⁠ View Q1 reports: https://lnkd.in/ev9WTk5T #market #marketreports #Q12024 #Q1Insights #CommercialRealEstate #CRE #Brokerage #Broker #NAIEF #NAIEarleFurman

The following article clarifies several reasons why banks should employ derivatives as an additional tool in managing risk and earnings.

Listen to this fellow. He voices what many, many working class people go through. How it all worked out over the decades for the common folks like you and me, because these stinking (central) banks and spendthrift governments created ever more debt. How we are the suffering collateral. There is a real collateral crisis going on. And debts are growing and growing. To who's benefit? You guessed it. The top 5%. There is no trickle down effect. All wealth trickles up to the ones already loaded. Worst Bank Scenario #ENDCENTRALBANKS #WeAreTheCollateral #WideningWealthGap #WorkingPoor

Here we grow again!! Big things happening at Jefferson Bank. Check out the below article in Wilco Business Review.

Our clients are our top priority and always will be.  Our assurance of this commitment stems from our family-owned and director-led approach. It allows us to form strong relationships with our clients, and be agile and honest.  Explore further at https://lnkd.in/d5yV7t_2 #Financial #WealthManagement