João Vitor Menin’s Post

“#BNPL will be offered across all financial institutions, #FinTechs and #banks of all sizes,” Jacqueline L. White from i2c Inc. told PYMNTS, adding that ubiquity will get a push as BNPL offerings are attached to cards and digital wallets. It's not too late. Get equipped to provide your cardholders what they want in 2024! Let's chat >> https://lnkd.in/ePC7f6Zx #creditunions #debitcard #financialinstitutions

The payment landscape is shifting fast. Over 40% of Gen Z are using debit cards for their daily transactions and 55% of all consumers are using debit more frequently than they were a year ago. This surge is largely influenced by the rise of digital wallets. Because of this demand, an impressive 95% of merchants now accept debit cards. As this trend continues to grow, businesses that adapt and accept various forms of debit will keep winning the loyalty of the digital-first Gen Z and millennial customers. Stay ahead of the game with ReliaFund's full-service payment processing solutions. Learn more → https://bit.ly/3JjcQGE #ReliaFund #DigitalPayments #DebitCards

𝐈𝐟 𝐲𝐨𝐮’𝐫𝐞 𝐚 𝐦𝐞𝐦𝐛𝐞𝐫/𝐜𝐥𝐢𝐞𝐧𝐭, 𝐲𝐨𝐮 𝐜𝐨𝐮𝐥𝐝 𝐚𝐜𝐜𝐞𝐬𝐬 𝐲𝐨𝐮𝐫 𝐜𝐮𝐬𝐭𝐨𝐦𝐞𝐫𝐬’ 𝐦𝐨𝐧𝐞𝐲 𝐟𝐚𝐬𝐭, 𝐭𝐡𝐚𝐧𝐤𝐬 𝐭𝐨 𝐧𝐞𝐱𝐭-𝐝𝐚𝐲 𝐬𝐞𝐭𝐭𝐥𝐞𝐦𝐞𝐧𝐭* 𝐟𝐫𝐨𝐦 𝐨𝐮𝐫 𝐥𝐚𝐭𝐞𝐬𝐭 𝐩𝐚𝐫𝐭𝐧𝐞𝐫 @𝐁𝐚𝐫𝐜𝐥𝐚𝐲𝐜𝐚𝐫𝐝_𝐏𝐚𝐲𝐦𝐞𝐧𝐭𝐬. Whether you’re trading online or face-to-face, you could also save money thanks to our specially negotiated discount on merchant charges.   With Barclaycard Payments, your business could also benefit from:   • the latest flexible card readers that let you take customer payments almost anywhere • leading online payment solutions that integrate easily with most eCommerce platforms • no cancellation fees   Learn how they could help you: https://lnkd.in/dGpWRTvQ   *The partners may receive commission from each other. Please check merchant’s terms and conditions at https://lnkd.in/eVe8TKUA. Subject to application, financial circumstances and borrowing history. To receive next-day settlement, transactions need to be taken before 9pm. T&Cs apply.  

With automatic cashback, financial institutions are giving cardholders an added incentive to pay with their bank card and bring their card to the top of customers' wallets. In fact, cashback programs offering a seamless earning experience without offer activation see a 29% increase in average spending and an 18% lift in average card frequency among onboarded clients who’ve earned a reward. The figures for inactive clients climb even further, reaching 106% and 24% respectively. For more insights on the benefits of cashback and how financial institutions attract, engage, and retain clients with an automatic cashback solution, download our e-book here 👉 https://lnkd.in/eXjzWR2t #automaticcashback #loyalty #rewards

Now, banking changes forever! In a world where most banks prioritize shareholder profits, TranzactCard stands apart by putting its members first. Join now and be part of the change. Change your world, one swipe at a time. TranzactCard is helping members steadily build financial momentum without restructuring the household budget. Z-Bucks More Powerful Rewards For every dollar you spend with your TranzactCard bank card, you will receive a matching Z-Buck. These powerful rewards double your buying power in TranzactCard’s online Marketplace – the Z-Club. Z-Club Your New Online Marketplace Each Z-Buck is worth one US Dollar in the Z-Club. Redeem Z-Bucks to buy down the retail price of everyday products, services, and travel packages. Take advantage of exciting flash sales that can only be purchased using Z-Bucks. Earn even more Z-Bucks on qualified purchases. https://lnkd.in/gKqTETTW

What does a new carpet in a bank branch have in common with a new payment system? We find ourselves pondering many questions since the #FedNow launch, the third fast payments network introduced in the US. Since the launch of #Zelle in 2014, some big questions remain unanswered: What do we call this new system? Instant Payments, Faster Payments, Real-time Payments, or Fast Payments? What distinguishes a fast payments system from one that moves money fast - like PayPal or Venmo? Will we embrace these new networks in all the payment domains - the way Brazilians are embracing Pix? Or, will we use them judiciously, just when it’s necessary or convenient (because we’re quite happy with the way things are, thank you very much)? To gain perspective on the questions that have been asked and answered, and those that remain, we’re giving a second listen to Episode 10 - when George Peabody sat down with Carol Coye Benson to discuss The Clearing House’s announced plans for a multi-year effort that resulted in their fast payments network, #RTP. So, what does a new carpet in a bank branch have in common with a new payments system? Listen and find out. https://lnkd.in/ggfk5kc3 And if you want to know more about the future of fast payments in the U.S., join us for our first Payments on Fire Live Stream on September 14, where Glenbrook will be speaking with industry experts from The Clearing House and Federal Reserve Financial Services. https://lnkd.in/gdq4D9Rw

How the year kicked off ... by the numbers! 😉 2024 already feels like a successful year with our highest Q1 profit ever recorded at EUR 11.3 million (almost 40% higher than Q1 2023). We were happy to welcome many new merchant partners, maintain our leadership position in alternative payments, and introduce numerous new opportunities and enhancements for easier and more convenient #banking to our customers. 🚀   Here are a few numbers worth mentioning: 🔥 Total assets grew by 35% YOY, reaching EUR 1.57 billion 🔥 Our deposit portfolio hit a new milestone of EUR 1.2 billion 🔥 We processed nearly 500,000 loan applications, marking a 33% increase compared to Q1 2023   👀 Check out the full story here -> https://lnkd.in/dusSUBy3   Great work, Team! 👏   #tbibank #financialresults

It is crucial to select the right partner to process payments. OMNI payment Solution offers inbuilt redundancies in our devices as well as redundancies in network connectivity. https://lnkd.in/g4KUg-n6

Powerful content here - worth a read (or re-read) if you're in or adjacent to the payments industry. 👍

"BNPL isn’t just a payment trend, it is a complete shift in consumer behavior." Reach out to learn more about how our partner, #equipifi, is providing meaningful resources within the BNPL space. As Affirm continues to grow, your opportunities may shrink if you don't act soon. #swbc #payments #BNPL