Heather Welsh, CFP®, AEP®, MSFS’ Post

If financial empowerment is so important to attaining the American Dream, then how can we ensure all Americans are financially secure in retirement? The Milken Institute’s new report, Shifting the Retirement Paradigm: Moving toward Lifetime Financial Security, outlines successful developments, highlights where more work is needed, and suggests actionable recommendations for employers, policymakers, and individual Americans. See the full report: https://lnkd.in/eBdCdT8M #mcaad #lifetimefinancialsecurity #financialsecurity #savings #retirement #milken #milkeninsitute

If financial empowerment is so important to attaining the American Dream, then how can we ensure all Americans are financially secure in retirement? The Milken Institute’s new report, Shifting the Retirement Paradigm: Moving toward Lifetime Financial Security, outlines successful developments, highlights where more work is needed, and suggests actionable recommendations for employers, policymakers, and individual Americans. See the full report: https://lnkd.in/eBdCdT8M #mcaad #lifetimefinancialsecurity #financialsecurity #savings #retirement #milken #milkeninsitute

The "What-ifs of life" are what I try to better prepare my clients for. There are those worst-case scenarios we don't want to imagine but need to prepare for. That is where my wide range of services come into play. -Personal and Family Protections -College Funds to Combat Increasing Tuition Costs -Financial Security in the event of Chronic/Terminal Illness -Alternative Retirement Strategies to Better Counter the Increasing Cost of Retirement -Effective Tax-Free Wealth Building Strategies to Secure Your Money amid Increasing Tax Hikes What are you waiting for? The Time is Now and the Consultation is Always Free. Message ME. #financialfreedom #collegesavings #wealthpreservation #wealthbuilding #retirement #retirementsavings #financialliteracy #finance #financialfreedom #retirementgoals #retirementfreedom

If financial empowerment is so important to attaining the American Dream, then how can we ensure all Americans are financially secure in retirement? The Milken Institute’s new report, Shifting the Retirement Paradigm: Moving toward Lifetime Financial Security, outlines successful developments, highlights where more work is needed, and suggests actionable recommendations for employers, policymakers, and individual Americans. See the full report: https://lnkd.in/eBdCdT8M #mcaad #lifetimefinancialsecurity #financialsecurity #savings #retirement #milken #milkeninsitute

Pooled Employer Plans (PEPs) are neither a fad or a panacea, writes Fred Barstein in a recent WealthManagement.com post. He opines they are a reaction to societal changes and an almost perfect solution to the issues created by the explosion of small retirement plans, wealth advisors growing interest in 401(k)s and the convergence of wealth and retirement at work. After reading his article do you agree or disagree with his position? https://lnkd.in/eZwQJq-t #PEPs #MEPs #retirement #401k #wealth

Recently, Aditi Javeri Gokhale, our EVP & Chief Strategy Officer shared research that reveals the two big retirement blind spots wealthy people have. They might just surprise you. Check out the article: https://lnkd.in/e-VUByHB Contact Royal Wealth Partners to review your plan! https://lnkd.in/gXk_5f6J #RoyalWealthPartners #RoyalWealth #Retirement #FinancialPlanning #WealthManagement

Last Friday, Governor Newsom signed Assembly Bill 2927 into law, requiring California high school students to take a financial literacy course.   At SBCERA, we believe it’s never too early to start planning for retirement and we’re excited to see this important step forward in preparing young people for financial success.   The curriculum is designed to equip students with the knowledge and skills they need to make informed financial decisions and secure their financial futures. Plus, it will cover essential retirement planning topics such as pensions and defined contribution plans.   We look forward to supporting our future members in their journey to retirement and beyond.   Learn more: https://bit.ly/4cKcvsi   #SBCERA #financialplanning #pension #retirement #financialprepardness #journeytoretirement

Understanding how to use your RMDs is an important part of retired life. What are some financially smart ways to use your distribution? Click below to learn more. If you would like to discuss your individual financial needs and goals, feel free to reach out to me. #retirement #RMD

Working with professionals like a CPA, Financial Advisor and local, ERISA Consultant can help frame your perspective. For example - not all debt is bad debt, in fact some debt can be a great building block for growing wealth. Additionally, if you’re looking to maximize your retirement income, consider doing some tax planning now that could pay off in the future. Lastly, some health tips to wrap up our Retirement Planning Newsletter for Q4. #Participant #401k #Retirement #Debt

Americans claim that if they ever found themselves in a financial emergency during retirement, here is where they would turn. https://lnkd.in/gx7tFWpq Source: https://bit.ly/3JWSDpN #retirement #retirementplanning #financialemergency #financialruin #financialfreedom #financialindependence #financialplanning #financialresponsibility #financialrecovery