Hall Financial’s Post

Banks don’t really talk about this but it’s the fastest way to reduce your payment without refinancing . . You can drop your mortgage insurance payment when you have at least 20% equity in your home . . Homes prices and values have been on the rise for a while now so you may have the 20% equity in your home . . Follow the steps in the video to determine if you can drop your mortgage insurance . . Reach out to me if you would like to discuss home financing 336.382.0139 . . #mortgage #finance #realestate #wealth #homeowners

New docs, here's something you may not have known -- If you've been in school for years and have limited savings, the physician loan program could be your path to homeownership. With this special program, you can buy a home up to a million dollars with zero money down and no mortgage insurance on most options. Questions? Reach out... #AskAndy #RealEstate #Mortgage #HomeLoan #PhysicianLoan

Unlock the secrets to financial freedom in homeownership! 🏠💰 Discover ingenious ways to escape mortgage insurance and save big on your home loan. Ready to take control of your mortgage journey? Dive into my latest blog post now! 👉 https://lnkd.in/e2qax2CA #HomeFinance #MortgageTips #SavingsGoals #DarrenLumLoanReport

If you're planning on buying a home, PITIA is a term you need to know. PITIA stands for Principal, Interest, Taxes, Insurance, and Association Dues (if applicable). It's not just the monthly mortgage payment (P&I) that you'll have to take into account when budgeting for a home. Want to learn more about PITIA? Contact me today! manderson@golden1.com or 650-400-2591. #homebuying #homebuyer #firsttimehomebuyer #mortgage #PITIA #homeownership

Want to add on to your home? Pay off debt (high interest rate credit cards)? Eliminate your mortgage insurance? Now is a great time to do all this and more if you refinance. Call or DM me today and let's talk about what's possible. #realestate #refinance #mortgage #love

Wondering if you have enough money to buy a house? FHA loans often feature low down payments, lower closing costs and more affordable mortgage insurance. Let's talk and find out if an FHA loan would work for you! #Mortgage #Realestate #Loanofficer

Break out the confetti! Your mortgage loan is now funded and you're officially finished! We're glad you chose OriginPoint, and we're here for any future home financing needs you may have. Learn about the full process here: http://ms.spr.ly/60419NafW #MortgageTips #LoanProcess

3 Reasons to Refinance Your Mortgage Are you considering refinancing your mortgage but unsure if it's the right move? In this video, we'll explore three compelling reasons why refinancing might be a game-changer for you. From reducing both your rate and payment to shortening your loan term and eliminating private mortgage insurance, there are key benefits worth considering.  Don't miss out on potential savings and financial freedom. Reach out to our team for personalized advice tailored to your situation. #homeownersinsurance #mortgagelending #mortgageloantips #mortgageinsurance #mortgagelendertips #USDA #smallbusiness #homebuyertips #usrealestate

Today's Home Loan Lingo term is Mortgage Insurance: Insurance that protects the lender if the borrower defaults on their mortgage is called mortgage insurance. This insurance allows home buyers to purchase a home with a lower down payment, as it helps to protect the lender in case of default. Ready to learn more or even start the home loan process? Contact me today! #HomeLoanLingo #HomeLoan #Mortgage #Learn #Finance #LoanOfficer #Realtor #RealEstate

“I can’t get a Conventional Loan as a First Time Home Buyer with lower credit scores!” “I can’t get a Conventional Loan… I don’t have 20% Down Payment!”   These are things I hear ALL THE TIME as a mortgage lender.   Conventional loans have come a LONG WAY from what they used to be known for. Many times, they are now the absolute best choice for First Time Home Buyers.   Why?   1.      Lower Down Payment Options (1% and 3% Down Payment). 2.      Not just for the 800 credit score borrower anymore. 3.      If you fit certain income limits, you can get a LOWER interest rate and LOWER PMI (mortgage insurance).   Want to know if using a Conventional Loan is best for you? DM me the word “Conventional” and I’ll let you know!   👍👍If you found this info helpful, please like and follow me for more tips, tricks, and truths around home ownership. #RealEstate #MortgageLender #KansasCity #HomeBuyer #TrustedAdvisor #ConventionalLoans #FirstTimeHomeBuyer