𝐓𝐞𝐚𝐦 𝐌𝐞𝐦𝐛𝐞𝐫 𝐃𝐢𝐯𝐞𝐫𝐬𝐢𝐭𝐲 𝐒𝐩𝐨𝐭𝐥𝐢𝐠𝐡𝐭 ⭐ 𝐌𝐞𝐞𝐭: 𝐅𝐫𝐚𝐧𝐜𝐢𝐬 𝐆𝐨𝐧𝐳𝐚𝐥𝐞𝐳 ⭐ Senior Loan Servicing Supervisor, AVP, Francis Gonzalez has been with the Bank for 20 years. Francis was born in Aguadilla Puerto Rico and when she was a toddler, her family moved to Lowell but made sure to carry on their traditions and manners. Francis is fluent in both English and Spanish. She has sometimes been subjected to negative looks and comments from strangers when they hear her speaking Spanish, to which she has responded in fluent English. Francis believes there is never an excuse to assume or judge someone based on the language they speak no matter where they are. Francis celebrates Caribbean Heritage Month and her culture by enjoying traditional foods such as arroz con gandules, empanadas, tostones and bacalaitos and listening to music. According to Francis, family gatherings and sharing stories about the past is the best part of the celebration. “It is important that we share our family history with our children so they can carry them into the next generation. This is a great month to remember where you came from and be even prouder of your heritage.” Francis says her daughters and grandson are her greatest inspiration as they are the ones she will pass on her knowledge and stories to so they can pass it on to the next generations. Francis is very involved in supporting the community and was honored with the key to the city of Lowell for helping save a life. She is proud to be a Latina with such a big accomplishment. Among many other organizations Francis is involved with, she organizes an annual sock drive and is a committee member at the Lowell Transitional Living Center, is the co-chair and a committee member of the American Foundation for Suicide Prevention, and is a board member of Open Pantry of Greater Lowell. Fun Facts about Puerto Rico: ⭐ El Yunque is the only natural rainforest in America’s Forest System. ⭐ El Coqui (Rain Frog) can be found in Puerto Rico and gets its name from the unique nighttime calling sound. ⭐ Has bioluminescent beaches. ⭐ Home to the largest rum distillery. ⭐ The birthplace of the iconic Piña Colada. #CreateYourSuccess
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happy.co.uk. ⏪ Chief Happiness Officer. B Corp. Author of Happy Manifesto. Learn how to create happy, productive workplaces 😊
The Potlatch Ceremony, Redistributing Wealth I have just been to Vancouver to visit my son. There I discovered how First Nation peoples would redistribute their wealth amongst themselves. A key part of this was the Potlatch ceremony. Potlatches often involve music, dancing, singing, storytelling, making speeches, and often joking and games. Chief O’wax̱a̱laga̱lis of the Kwagu'ł describes the potlatch: “It is a strict law that bids us to distribute our property among our friends and neighbours. It is a good law.” However Potlatching was made illegal from 1884 to 1951 “at the urging of missionaries and government agents who considered it "a worse than useless custom" that was seen as wasteful, unproductive, and contrary to 'civilized values' of accumulation.” Or as Anthropologist Franz Boas said, “The so-called potlatch of all these tribes hinders the single families from accumulating wealth. It is the great desire of every chief and even of every man to collect a large amount of property, and then to give a great potlatch, a feast in which all is distributed among his friends, and, if possible, among the neighbouring tribes.” Imagine a nation that was so determined to not have people distribute their wealth that they made a law to ban it, with prison terms between 2 and 6 months. Vancouver is known as one of the best places to live in the world, with its mountains and forests and beaches. However it does have a terrible homeless problem, the worst I’ve ever seen (though I haven’t been recently to the US) with most lost to Fentanyl. Perhaps the Western world needs to learn from the First Nations.
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People Leader | Strategic Engagement & Partnerships | Board Director (MAICD) | Program Management | Communications
Sharing a great new free resource developed by the Inner North Community Foundation, for proactively planning for your future legacy. I can vouch for the usefulness of this simple tool, and the careful thought that's gone into it, as I'm lucky enough to sit on the Foundation's Board. See link below. Or if you live, work or play in the Merri-bek City Council, Yarra City Council, or Darebin City Council areas, and would prefer a hard copy, please drop me or Ben Rodgers a note. No strings attached :) #leavealegacy #sorted Carolyn Phiddian Jo Barraket AM Michael Howard Eamonn Fennessy Craig Kenny Nic Vogelpoel Bianca Maciel Pizzorno Rachel English Kevin Breen Alex Brooks
From our work at the Inner North Community Foundation, we are aware that end of life is difficult for people, and not everyone knows exactly what to do about it. ‘Leave a Legacy, Not a Mess’ is a community resource to help people make it easier for their family and friends to manage their estate when they die. It consists of a list of things people could consider doing now to tidy up their estate and avoid the often difficult issues which arise for those left behind. In consultation with our community, we have developed this checklist. https://lnkd.in/gXJqeNHa Learn more https://bitly.cx/ef4Rl
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From our work at the Inner North Community Foundation, we are aware that end of life is difficult for people, and not everyone knows exactly what to do about it. ‘Leave a Legacy, Not a Mess’ is a community resource to help people make it easier for their family and friends to manage their estate when they die. It consists of a list of things people could consider doing now to tidy up their estate and avoid the often difficult issues which arise for those left behind. In consultation with our community, we have developed this checklist. https://lnkd.in/gXJqeNHa Learn more https://bitly.cx/ef4Rl
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I reflect as we celebrated Juneteenth this past Wednesday and how it reminds us that America still has a long way to go when it comes to recognizing the worth or black and brown people. We all can recall in school how we learned about 40 acres and a mule and how that promised was never fulfilled. A recent report came out that reveals some families actually received land ONLY to have their rights to this land revoked. Take time to listen to this fascinating reporting or if you are a geek like me read the full report online. It is proof that generational wealth was taken away from black and brown people and legally it appears that there is no way for them to recover this lost. Some of the land today is worth 2 million dollars. Perhaps legally nothing can happen but what about morally. Would love to hear your thoughts. I reflect as we celebrated Juneteenth this past Wednesday and how it reminds us that America still has a long way to go when it comes to recognizing the worth or black and brown people. We all can recall in school how we learned about 40 acres and a mule and how that promised was never fulfilled. A recent report came out that reveals some families actually received land ONLY to have their rights to this land revoked. Take time to listen to this fascinating reporting or if you are a geek like me read the full report online. It is proof that generational wealth was taken away from black and brown people and legally it appears that there is no way for them to recover this lost. Some of the land today is worth 2 million dollars. Perhaps legally nothing can happen but what about morally. Would love to hear your thoughts. I reflect as we celebrated Juneteenth this past Wednesday and how it reminds us that America still has a long way to go when it comes to recognizing the worth or black and brown people. We all can recall in school how we learned about 40 acres and a mule and how that promised was never fulfilled. A recent report came out that reveals some families actually received land ONLY to have their rights to this land revoked. Take time to listen to this fascinating reporting or if you are a geek like me read the full report online. It is proof that generational wealth was taken away from black and brown people and legally it appears that there is no way for them to recover this lost. Some of the land today is worth 2 million dollars. https://lnkd.in/efV4B_RR Perhaps legally nothing can happen but what about morally? Would love to hear your thoughts. https://lnkd.in/e7WP5m3t
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Today is Grandparents Day! 🤍 Since 1978, this day has been dedicated to honoring the special bond between grandparents and grandchildren. Even if you’re a young grandparent, it’s never too early to think about your legacy and managing your wealth for your beneficiaries. At COJ, we know that estate planning early can help you reduce stress later in life. Whether you need help setting up a will, a trust or are seeking the best options for your beneficiaries, we are here to assist you. Learn more about how we can help you here: https://bit.ly/46h6Yq7 #DoSomethingGrand #GrandparentsDay #EstatePlanning
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Mortgage Broker | Residential Mortgage Strategist | Smart Co-Buying Specialist 💎 First-Time Homebuyers 💎Investors 💎Relocating Professionals💎Separating Couples💎Speaker 💎Writer💎Co-Host We Read Business Books (FB)
When I met with Jeni Snider, Estate Planner in the Triangle area of NC and asked her to be my next speaker, I asked her to cover the “5 - Year Look Back period” as it pertains to Seniors, Real Estate, and Long term care planning. It was a topic we touched on in the mastermind on aging with Allison O'Shea back in January. Not knowing what else to ask for, Jeni blew my mind with stories of what other people who don’t know better do when they DIY their estate planning. When I say stories, I mean nightmares. These nightmares directly impact Realtors, their sellers, and buyers. What YOU don’t know, what your clients don’t know can royally blow up your Real estate deals. Be a better guide, resource, and informed professional by learning what to look for, ask, and how to get proper help! Come next week to Beyond Transactions, April 21st, 11am to 1:00pm. Link to register in comments.
🍽️✏️ Elevate your real estate knowledge over lunch? Join Jeni Snider and me on this Mastermind as we dive into the essentials of Estate Planning on April 18th, from 11 a.m. to 1 p.m.! 🗺️From her NYC roots to her life in Durham, she's a community volunteer, a true crime fan, and the maker of the meanest jalapeño margarita. We're providing a delicious lunch on us, so you can focus on learning the do's and don'ts that every realtor and homeowner should know. Discover how to steer clear of the typical blunders in property transactions. Make sure you're in the know — your clients will thank you. Tap the link in bio to register now! Knowledge is power, and lunch is on us! 🏡📚 #RealEstateMastery #LunchAndLearn #EstatePlanningTips #Raleigh #NorthCarolina #RaleighNC #RaleighNorthCarolina
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Primus inter pares for a "Federal" Homeless Bill of Rights for American homeless to become a Federally Protected Class
...When you deal with a Urban Housing Agency, souls will be entering the lottery of a "room empty=any soul just about" as most housing are renovated hotels etc., IE: stacked... ...Via Guidestar.org 1 such Oakland SRO in 11 years has had "8" fire incidents as only Fire Department can turn off fire sprinklers within a unit so the water damage, big ka-ching for a Restoration Business as with crew, mid-6 figures... ...Adjacent or rooms below take the hit so tenants either relocated or have to deal with damage within as Non-Profit nor person who caused fire liable as tenants told have to get insurance otherwise... ...Catch-22, tenants can't afford it since living in a SRO due to on fixed income of some type as tenants hit the jackpot if on the upper floor of any of these places!, if bottom floor, facing alley, gas station, garbage bins, not so much...
What Californians Can’t Afford to Miss In Prop 1 | Susan Shelley
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People Focused Leader l Lead both with Mind & Heart l Specializing in Administration, Human Resources and Client Services l Diversity & Inclusion Advocate
12 Neighbours - Millionaire builds 99 affordable tiny homes to help his community I hope what Mr. Lebrun will ignite more millionaires, executives, philanthropists .. to help their communities. Open up your Loving Heart ❤️ After selling his software business for millions, Marcel Lebrun asked himself, “what should I spend my money on?” He decided to pour his time & money into an affordable housing project in Fredericton –12 Neighbours. Take a moment & view the site: 12 Neighbours. Make some time to read Maclean amazing article by Sarah Treleaven -The Housing Hero of Fredericton. Watch this video to witness Marcel's passion for making a difference & offers a glimpse into the incredible impact of the 12 Neighbours Community by sharing firsthand the stories of individuals whose lives have been positively transformed by Marcel's dedication & the collaborative efforts of the community. As I was viewing the videos, I was amazed how he showed his vulnerable & authentic self as he shared his personal story in his journey, showing his drive & ability to overcome any obstacles with integrity & kindness. He is a perfect example of a leader who leads in his authentic way & being true to himself. A real promising role model who had no reason other than his pure heart. The 12 Neighbours Community was his attempt to synthesize all that he learned in each place & apply it to his community. When describing the pillars the community sits on, Lebrun uses three words: Dignity, Community, & Opportunity. Mr. Lebrun is the kind of authentic role model we need to see in far greater numbers. He is a source of inspiration to all of us. Lebrun feels that a community like Fredericton shouldn’t have chronically homeless individuals. He feels there is a need for a shift in mindset. Many view homelessness as the result of a drug or mental health issue, but in reality, it is a housing & homelessness problem. That final house, civic No. 93, represents the fulfilment of a dream for Lebrun but there's still lots of work to be done. That includes completing the community centre and café, as well as landscaping every one of the 96 properties. But for now, he says it's a good feeling being able to see that final home in place. Mr. Marc Lebrun is a perfect example of a man that demonstrated that it can be accomplished successfully. Our politicians, Mayor Olivia Chow, Premier Doug Ford, PM Trudeau, Minister of Housing, Paul Calandra & the list goes on can learn so much from Mr. Lebrun. It appears that Mr. Lebrun accomplished the success of 12 Neighbours - 96 tiny homes, start to finish, in two years instead of 4 years. Perhaps our politicians can explore the many possibilities & upcoming projects & see if we can mirror & replicate what Lebrun successfully accomplished in Fredericton? We can show it doesn’t need to be inevitable but inspire everyone that homelessness can be ended. Thank you Mr. Lebrun 🙏
Twelve Neighbours Fredericton
https://www.youtube.com/
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It costs around 40 million dollars per year, to feed 1 million people in third world countries. If we had to feed 1 million people every month for a whole year, in 190 countries, it would cost 7,6 billion dollars per year. That is a fraction of what Joe Biden is sending to Ukraine at this stage. The food agencies and feeding initiatives around the world could easily raise this money and create programs like OST has created, to get people working to receive a plate of food. Can you imagine the amount of stuff we could do, grow, manufactures, and share, if we only provided food for the really hungry and displaced people, by creating businesses in which they work for the food they receive, and then share in the profits for their work contributions? Welcome to the ONE SMALL TOWN initiative. This is exactly what our simple strategy is for all the people of small towns. To create businesses, work together, and create abundance in food and money. OST remains the only real solution for the homeless problem facing all cities in the world. If you want to solve the homeless problem in your city, join ONE SMALL TOWN, and let us develop a strategy with you. It's not rocket science, it's simple common sense. Go to our website, become a member and then contact me. In unity, Michael Tellinger. Www.onesmalltown.org
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Advantages in dealing with a locally family owned funeral home👇 1. ✅ **Personalized Service**: Family-owned funeral homes often provide more personalized and compassionate service. 🫶 2. ✅ **Community Focused**: They have strong ties to the local community and often participate in community events and support local causes. 🏘️ 3. ✅ **Trust and Tradition**: With a long-standing reputation in the community, they are trusted by generations of families. 🤝 4. ✅ **Flexibility and Customization**: They are often more flexible and willing to accommodate unique requests and customs. 🛠️ 5. ✅ **Attention to Detail**: Family members involved in the business often ensure meticulous attention to detail in all aspects of their service. 🎯 6. ✅ **Continuity of Care**: Families can expect consistent care from the same familiar faces over the years. 🌟 7. ✅ **Community Support**: Supporting a family-owned business means keeping money and resources within the local community. 💵 8. ✅ **Legacy and Heritage**: They often bring a sense of heritage and tradition, preserving the legacy of their family business. 🏆
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Technology Governance Analyst at Enterprise Bank (Enterprise Bancorp), Bank Officer
1moVery proud of you and proud to know you