Conference of State Bank Supervisors (CSBS)’s Post

The June 2024 edition of our Australian Consumer Stress Barometer dived into illion data showing credit stress is on the rise again, with younger Australians particularly struggling to ‘get ahead’ the most. Our Chief Product Officer Milena Malev recently sat down to shoot a video interviewing our Head of Modelling Barrett Hasseldine to discuss the key findings in more detail. Some of the topics include how we measure credit stress levels, what we are seeing in this quarter in comparison to last year, reasons why there is such a generational divide at the moment and what the next 12 months looks like. To watch the full video, click here - https://lnkd.in/gpspvWPB #ConsumerStress #CreditRisk #Insights

Australians are, on average, finding it tough to make their credit repayments. However, while some Aussies' risk is continuing to deteriorate, thankfully, some people have turned a corner and are starting to show signs of improving credit risk. Check out the 6min discussion I had with Milena Malev to find out more - https://lnkd.in/gpspvWPB

Great interview and insights by Milena Malev and Barrett Hasseldine. Really interesting to see that credit default risk surged notably for young Australians under 30s and those with non-mortgage loans. Full interview and PDF Report below: https://lnkd.in/gwZVxxq9 #creditrisk #datadrivendecisionmaking #creditinsights #dddm

The TransUnion Open Forum is in full swing this morning! As sponsors of the Credit Scoring and Credit Control Conference XVIII, we’ve planned some exciting discussions on key financial topics, including vulnerability, credit and the cost of living. Join us in understanding how these issues are affecting our current economic climate. #CRC #ConferenceXVIII #TUUK #OpenForum #BreakfastSymposium

✅Published – Consumer Digital Index 2023, Lloyds Bank This insightful index: 📑Is the largest measure of digital and financial skills in the UK 📊Contains valuable insights, data and calls to action 📈Highlights areas of improvement and decline across the public’s digital and financial capabilities 🤝We’re proud to be supporting this index and working in partnership with Lloyds on programmes such as the Digital Inclusion Initiative Enhance your knowledge, access the findings here 👉https://ow.ly/Blpa50Qp76A #LCRDigital #LloydsBank #DigitalInclusion #DigitalInclusionInsights

*Marketing material for professional clients only* Discover the latest insights in our 'LDI Market Bulletin - July 2024'. This comprehensive market update covers interest rates, inflation, and bond markets for institutional investors. Read here ➡️ https://okt.to/fMJb4O Key highlights include: - Bank of England cuts interest rates for first time since 2020 - UK economic growth continues to surpass expectations - US signals interest rate cuts in September Get the full scoop from our experts, Sunil Patel, LDI Solutions Manager, and Philip Howard, Head of LDI Solutions. #SchrodersSolutions #LDI #InstitutionalInvestors Your capital is at risk with investing.

"This report documents Janney Research's interim review of Bank sector earnings in 1Q24 after eight (8) reporting days since April 12th. We have collected data over 80 public banks, not every Bank has the same disclosures updated in the S&P Capital IQ data as of this writing. See our weekly Dashboard of industry data trends on Page 2, with quarterly earnings analysis on Pages 3 to 7." #YarmouthChoate

This week's edition of the Bourse Report offers a compelling look into the recent performances of two pivotal players in our local banking sector: Republic Financial Holdings Limited (RFHL) and First Citizens Group Financial Holdings Limited (FCGFH). For the three month period ending December 31, 2023 both RFHL and FCGFH have showcased positive earnings growth. This reflects not only their resilience but also the generally improving conditions within the financial sector. Here are some key highlights: RFHL and FCGFH have both reported noteworthy earnings growth for quarter 1 of 2024. This performance signals potential trends and opportunities within the banking sector. As we dissect these results, a critical question emerges: Can both banks maintain this positive trajectory in the upcoming quarters? The analysis by Sarodh Ramkhelawan provides a deep dive into the factors driviing these outcomes and offers perspectives on the sustainability of such growth amidst evolving market conditions. I encourage my NWTribe to delve into this week's Bourse Report for more detailed analysis and thorough insights. Let's see how these trends might shape the future of our financial landscape. And remember, the information shared in this post is for educational and informational purposes only. It does not constitute financial advice, and individuals should consult with a qualified financial advisor before making any investment decisions. Past performance is not indicative of future results. Always do your own research and consider your personal financial situation before investing. #Finance #Banking #EconomicGrowth #RFHL #FCGFH #BourseReport #FinancialAnalysis #MarketTrends

FISS 2023 is now live! Read the report below, to see what's top of mind for leaders in the Financial Institutions industry. #LloydsBankFI #UKEconomy #FinancialInstitutions #FISS23 #Technology #ArtificialIntelligence #FinancialInstitutionsSentimentSurvey2023 #Sibos Lloyds Bank Corporate & Institutional