BSA LifeStructures’ Post

Sometimes it takes a village! In this article, Alisa Wolfson writing for MarketWatch answers a common question that I and folks like Alonso Rodriguez Segarra, CFP®and Ryan Haiss, CFP® get. If you have this sort of question for yourself, it's well worth reading!

This month, our Director of Operations, Barb Jonas, will retire after three decades with Chicago Backflow! Barb has been here since the very beginning and leaves behind a CBI legacy. She will be greatly missed! Barb is seen here with our co-founders, Michael Eisenhauer and Donald Smith! To learn more about Barb’s plans for retirement, visit https://lnkd.in/dsS8GpHJ. Comment below if you have a memory of Barb with CBI! #ChicagoBackflow #CBI

👮🚓 From the Grit and Grind of the NC State Highway Patrol to Guiding Financial Futures at Oppenheimer & Co. 💼📈 After 15 years of dedicated service as a North Carolina State Trooper, I've made a strategic pivot into the financial industry, joining Oppenheimer & Co. as a Financial Advisor. My mission? To bring the same level of commitment, integrity, and resilience that defined my law enforcement career to supporting our community in their financial journeys. Transitioning from a career in law enforcement to retirement presents unique challenges and opportunities, particularly when it comes to managing your 401(k) or 457 portfolios. As someone who has walked the beat and understands the demands and sacrifices of our profession, I am uniquely positioned to guide my fellow officers through this critical phase of life. Whether you’re nearing retirement or already enjoying it, ensuring that your hard-earned savings are strategically managed is crucial. I’m here to help you navigate these decisions, leveraging my experience and the robust resources at Oppenheimer & Co. 🔹 Are you uncertain about how to manage your retirement portfolio? 🔹 Wondering how to optimize your investments post-retirement? Let's connect! I’m passionate about serving those who have served. I would sincerely appreciate any sharing of this post if you have friends and family that could benefit in a collaboration. #LawEnforcement #RetirementPlanning #FinancialAdvisor #Oppenheimer #NCStateTrooper #401k #457Plan 

Speak with Professionals before Committing to Retirement Living.

Exploring options for retirement-age clients tired of managing rentals with Russell Marsan. Managing single-family rentals may not align with your primary financial objectives. Russell suggests considering commercial properties for cash flow and ease of management. For those intimidated by commercial investments, he introduces the concept of DST (Delaware Statutory Trust). DST offers fractional ownership in institutional-grade assets, providing passive income without active management. It's an IRS-approved option with a solid history. If you're considering transitioning away from managing rentals in retirement, let's have a conversation to explore the right path for you. #fyp #1031Exchange #RealEstateRetirement #DSTInvestments #CashFlowProperties #RetirementPlanning #RealEstateStrategies #ambersellsthesierras #realtor #amberdonnellyrealtor #sierraplumasrealtor #localrealtor #CommercialRealEstate #PassiveIncomeInvesting #Century21 #Graeagle #Portola #Quincy #Loyalton #Blairsden #Clio #Sierra #Plumas #Calpine #Sierraville #Chilcoot

“From the time I met Pinnacle, they felt different. The level of service was a big step up from what I was used to before. And I think for the first time, I got the feeling that this could be a proper long-term relationship that would see me through retirement and out the other end.” Have a listen to one of our clients explain the merits of working with the Practice, and the power of the Pinnacle LifePlan. #LifePlan #financialplanning #redefiningwealth #wealthmanagement

For all the other licensed financial professionals in the business, why did you decide to get licensed? As we navigate through the ever changing economy, I believe it's valuable for us to reflect on the pivotal decision to become licensed in our respective fields. What motivated you to pursue your license in the financial industry? For many of us, obtaining a license signifies a commitment to professionalism, expertise, and ethical standards. It's a significant step that not only enhances our credibility but also equips us with the knowledge and skills necessary to serve our community effectively. Personally, mine and my wifeʻs journey of getting licensed was driven by a passion for empowering individuals, families, our keiki, and our community to achieve their financial goals. We saw having a license as a means to deepen our understanding of financial concepts, becoming a resource and staying updated on industry trends, and ultimately, make a positive impact on the lives of those we serve. However, I recognize that everyone's path is unique, shaped by diverse experiences and motivations. Whether you were drawn to obtain your license by a desire for career advancement, a commitment to lifelong learning, or a passion for helping others secure their financial futures, I'm eager to hear your stories. Feel free to share your insights, exchange ideas, and celebrate the journeys and wins that have brought us to where we are today. Feel free to share in the comments below or connect with me directly to continue the conversation. "We are not in the business of selling products or services. We are in the business of changing lives." Mahalo! ✨Jimi Caldeira and Shenell Caldeira 📈Licensed Financial Professionals  #financialliteracy #financialeducation #financialservices #taxfreesavings #taxfreeretirement #familyprotection #infinitebanking #dime #financialstrategist #retirementplanning #retirementspecialist #retirement #becomeyourownbank #livingbenefits #ruleof72 #compoundinterest #808resource #hawaiiborn #bigislandhawaii #retirementplan #estateplanning #legacyplanning #rockefellers

In this #FASuccess, we talk in-depth with Brad Arends about how, after realizing that his 401(k) plan participants were not being advised after they retired (and were being poached by brokers and agents trying to sell them on high-commission annuities), he decided to expand his business into wealth management so that he could offer advice to his mass affluent clientele into their retirement years, and how Brad struggled to transition his retirement plan advisors into wealth management advisors. Learn more about his journey and how by combining group insurance, 401(k) planning, and wealth management, Brad was able to dramatically increase his firm's revenue. https://bit.ly/3rCndiz #advicers

☎️ LIVE CALL - Multiple objections, seller moving to Florida for retirement (probably) Call notes below: 0:16 - We're not ready to sell yet! 0:29 - Found a "maybe" 1:28 - I hear you loud and clear, not selling anytime soon 1:32 - When the timing is right... 1:40 - Looking at next year 1:42 - Still trying to get me off the phone (lol) 1:56 - Still haven't gotten the WHY 2:16 - Surface level reason for move, retirement down to Florida Seed planted 🌱 #insidesales

✨ In this week’s top picks, we put annuities under the microscope. 🔬 The term had a somewhat bad rap in the past as people have been befuddled by the complicated tax rules and implications. Well, Jon Cressman, VP Managing Director Wholesale Distribution at Transamerica, Cooper Sinclair, Vice president of strategy at Midland Advisory for Financial Advisors and Mark B., Divisional Vice President, Independent Channel Retirement Division at Protective Life took some time to explain why annuities have changed and are more attractive now. 👉 https://lnkd.in/geuQxViq