A recent survey by the National Institute on Ageing and TELUS Health found nearly 100 percent of Canadians 65 years of age and older say they’ll do whatever they can to age at home. But nearly a third (30 percent) of that same group say they don’t feel prepared—especially in the event of a medical emergency.
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As health care costs continue to rise, you’ll want to know the options you have to help control your financial exposure to uncovered care costs. Find out here.
Plan for Higher Health Costs | Morgan Stanley
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Senior Vice President | Senior Portfolio Management Director | Financial Advisor at Morgan Stanley Wealth Management
As health care costs continue to rise, you’ll want to know the options you have to help control your financial exposure to uncovered care costs. Find out here. https://lnkd.in/euXnc_js
Plan for Higher Health Costs | Morgan Stanley
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Senior Vice President, Wealth Advisor, Senior Portfolio Management Director, and Financial Advisor at Morgan Stanley
As health care costs continue to rise, you’ll want to know the options you have to help control your financial exposure for uncovered care costs is important. Here are somethings to consider if you are looking for some potential options.
Plan for Higher Health Costs | Morgan Stanley
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👵👴 Discover how the Commonwealth Seniors Health Care Card benefits Australian seniors, offering discounted medical expenses and more. Our recent article outlines who's eligible and how to apply, ensuring retirees can access essential health services affordably. 🌈📚 Learn more: https://lnkd.in/gwqSjhMd
The Commonwealth Seniors Health Care Card - Denaro Link
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The CMI Self-Administered Pension Schemes (SAPS) Committee has released Working Paper 181, “Proposed “S4” Series mortality tables”. This paper consults on the proposed mortality rates and methods for the next series of pensioner mortality tables, the “S4” Series. As well as the proposed S4 rates, the paper includes a: > Comparison of the proposed S4 rates for related tables. > Comparison of the proposed S4 rates to the published S3 rates. > Detailed analysis of the proposed rates by sector. We are keen to receive feedback from potential users of the tables to ensure that they are fit for purpose. Responses should be submitted by 12 January 2024. We will hold a webinar for CMI Subscribers at 3pm on 6 December 2023 to discuss the proposed tables and seek informal feedback. Subscribers can register using the link in Section 1.6 of the paper. The working paper is available here: https://lnkd.in/eQ_7tFkG
CMI Working Paper 181
actuaries.org.uk
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The latest estimates from the Continuous Mortality Investigation (CMI) have revealed that the life expectancy of pensioners has declined, highlighting concerns regarding the future solvency of pension schemes. While the report cites a variety of factors, including a rise in deaths due to the COVID-19 pandemic, it points towards longevity improvements continuing to plateau. Pension providers and policymakers will need to take note of these findings and consider long-term solutions to address this challenge, such as adjusting contributions, redefining retirement ages, and adopting new investment strategies. #longevity #lifeexpectancy
Pensioner life expectancy falls by six to seven months
pensionsage.com
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Manager | Head | Energy | Engineering | Construction | Property | Insurance | Gerente | Ingeniería | Seguro |
According to Swiss Re’s 2023, ‘Future of life expectancy’ report, Alzheimer’s accounts for up to 80% of the total number of dementia sufferers, a group predicted to expand in size as societies age. Swiss Re's Prachi Patkee, Life & Health R&D Analyst shares his views on the challenges and that there is currently little available to treat the underlying condition in #Alzheimer’s disease. https://ow.ly/g5cu30sA526
Redesigning Retirement
hbr.org
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According to Swiss Re’s 2023, ‘Future of life expectancy’ report, Alzheimer’s accounts for up to 80% of the total number of dementia sufferers, a group predicted to expand in size as societies age. Swiss Re's Prachi Patkee, Life & Health R&D Analyst shares his views on the challenges and that there is currently little available to treat the underlying condition in #Alzheimer’s disease. https://ow.ly/lj3Z30sA5L9
Redesigning Retirement
hbr.org
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👵👴 Discover how the Commonwealth Seniors Health Care Card benefits Australian seniors, offering discounted medical expenses and more. Our recent article outlines who's eligible and how to apply, ensuring retirees can access essential health services affordably. 🌈📚 Learn more: https://lnkd.in/gYgVRSeC
The Commonwealth Seniors Health Care Card - Denaro Link
denarolink.com.au
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Planning for health care and long-term care costs now can help clients avoid spending down assets and preserve wealth for the next generation. Read how Nationwide can help you prepare for these important client discussions.
Health care costs today affect wealth transfer tomorrow
nationwidefinancial.com
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