Arizona Private Lenders Association’s Post

It’s about to get wild with CURRENT commercial loans. Lol… Banks are letting CRE clients know they don’t have to follow their loan convenants. If I know this is happening, thousands of very serious people know already at minimum. Some lenders wanted to secretly delay the envitable, but the ability to not follow convenants wasn’t going to stay low key for long. It’s kind of a big deal! Knowing this, why would ANY person or organization not contact their banks and ASK if they can get out of their covenants? They will and I’m sure are! This likely will backfire because now major and even regional banks will have to justify why they’re letting some loans slide and others not. People with money talk like anyone else and they’re letting their friends know what their banks are doing. Banks don’t want the keys to real estate that’s not cash flowing due to interest rates. I think even BEFORE the election things are going to real hairy. The link attached is a reference for some CRE heavy banks. The CRE % of total loans and assets with a few are 😬 #banks #loans #cre #creloans #investment #trending #money #wallstreet #funding #news #trendingnews #banking #lending #economy #finance #commerciallending #commercialloans #commercialrealestate #thoughts #ideas https://lnkd.in/eScGpwNH

📉Inflation may be on a decline, but times are still tough. Neither the Bank of England nor the Federal Reserve is shying away from the possibility of further interest rate hikes. The result? SMBs find themselves navigating tighter paths to secure business loans. Dive into our State of business lending report to discover how lenders are handling the economic tides to better serve their business customers. The link is in the comments 👇 #Lending #BusinessLoans #Fintech

A regulation that would have increased the levels of banks’ capital requirements and changed the way banks handle defaulted commercial real estate loans will not be going into effect – at least not as it is currently written. https://lnkd.in/dGhbfnj3 #CapitalFundingNW #TheFundingMachine #capital #funding #federalreserve #commercialrealestate #loans

🌟 In Case You Missed It: A Top Story of the Week How the stepped-up risk of bank defaults is impacting new financings and existing loans.

The latest Senior Loan Officer Opinion Survey on Bank Lending Practices from the Federal Reserve System reveals tightened standards and weakened demand across all commercial real estate loan categories. Notably, banks have tightened lending policies for maximum credit line sizes, loan rates, and premiums on riskier loans. Higher interest rates and decreased property development contribute to this trend. Click here to read more from GlobeSt.com: https://ow.ly/SGWa50RAQU5

When it comes to financing deals, the dominance of major Wall Street banks is proving more resilient than previously suggested, countering the challenge posed by nonbank rivals. Despite concerns that private credit from alternative-asset managers would erode banks' loan origination and distribution businesses, recent trends suggest a reversal. In the first quarter of this year, nearly $12 billion in debt, previously held by direct lenders, was refinanced through the broadly syndicated loan market, which is predominantly controlled by banks, marking a significant turnaround from previous quarters.

Loan spreads have support in the near term thanks to a more benign macroeconomic outlook and technical tailwinds. Get forward-looking insights on bank loans from Franklin Templeton Fixed Income: https://s.frk.com/46KDfFQ

Recent findings from the Federal Reserve shows tighter loan standards and reduced demand in the commercial real estate sector. However, where there are challenges, there are also opportunities. At Onyx Funding, we understand that the right financing partner makes all the difference. Our relationships, experience, and market insights are designed to meet your unique needs, ensuring that you can navigate this tightening credit market with ease. #CommercialRealEstate #FinanceSolutions #RealEstateInvesting #MarketInsights #EconomicTrends https://lnkd.in/g-XNMbXb

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At the 14th Annual Economic Forum, Sunwest Bank CEO, Eric Hovde, dives into why consumers remained resilient during and post-COVID. From stimulus checks to interest rates, to a reduction in student loans, and even credit card debt, hear why these key elements shaped this resilience. For a full list of videos, please visit: https://lnkd.in/eCWZJWSJ #SunwestBank #EconomicForum #Bank #Banking #Finance #Economy #EricHovde #FinancialInsights