VP, Underwriting Manager for Operating Risk

Axos Bank

Target Range:

$100,000/Yr. - $120,000/Yr.

Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.

Eligible for an Annual Discretionary Cash Bonus Target: 10%

Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 10%

These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.

About This Job

The Underwriting Manager is responsible for hiring, leading, and mentoring a team of local and remote Underwriters. The Underwriting Manager must ensure tasks are completed timely, accurately, and with stellar customer service. The Underwriting Manager is responsible for pipeline management, compliance/credit/regulatory guidelines, and escalations.

The underwriting focus is on Axos ACH, overdraft, and other banking activities that require underwriting and management of the related operating risk.

Responsibilities

• Provide leadership and training to promote constant growth within the company. Develop and update procedural manuals and checklists
• Pipeline management to ensure service levels are met while maintaining superior customer service and quality. Resolve customer related problems and loan level issues as they are escalated. Review and respond to quality control and investor suspense items related to Credit for loan sales
• Implement goals and initiatives as communicated by senior management and prepare accurate and timely performance reviews. Coach and counsel the direct reports and team associates for peak performance
• Conduct/complete: underwriting interviews, training, second level reviews (such as denials, lending authority, and counteroffers)
• Review financial spreadsheets completed by junior analysts
  
  

Requirement

• Bachelor in finance, accounting, economics, or business administration
• 5+ years experience in commercial lending
  
  

Axos Employee Benefits May Include:

• Medical, Dental, Vision, and Life Insurance
• Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year)
• HSA or FSA account and other voluntary benefits
• 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
• Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading
  
  

About Axos

Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We’re a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers.

Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).

Learn more about working at Axos

Pre-Employment Background Check and Drug Test:

All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.

Equal Employment Opportunity:

Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.

Job Functions and Work Environment:

While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.

The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.