VP Commercial Banking

If making an impact is important to you, you belong on the Marquette Bank Team. You'll enjoy the opportunity to make a difference for our customers and in our neighborhoods. You'll love our welcoming, supportive, friendly, team-centered work environment - including perks like an expansive benefits package, growth opportunities, gym subsidy, tuition reimbursement and monthly community involvement opportunities! Come be a part of something bigger at Marquette Bank.

Position Summary

Develop and manage commercial banking business relationships including attracting new business; structuring, underwriting and closing of commercial real estate loans; monitoring, maintaining and servicing an existing loan portfolio. Provide high quality service to customers, while producing above average levels of profit to our shareholders, without compromising the safety and soundness of Marquette Bank.

Specific Responsibilities

• Develop and maintain an initial commercial/real estate loan portfolio in the range of $55MM-$95MM
• Meet or exceed the prescribed individual loan officer goals that are established annually for loans, deposits, services, portfolio maintenance, and non-interest income.
• Heavy emphasis on developing new relationships through either existing referrals and/or effective manner of prospecting.
• Work along with other departments, particularly the retail branches, providing awareness to the suite of Commercial Loan products. In some instances, this individual may be assigned a Sales Region with whom they will work directly with.
• Assess the needs and opportunities related to specific customers, and the role our products and services can play in providing business solutions.
• Collect and analyze financial and related data to determine the general credit worthiness of the prospect/customer, the merits of the specific loan and product request, and make appropriate recommendations to the Senior Officer or designated Vice President.
• Establish and negotiate terms under which credit will be extended; including rates, fees, repayment schedule, and collateral requirements.
• Daily review and disposition of commercial overdrafts in relation to assigned account portfolio.
• Monitor the current creditworthiness of existing credits. This is to be accomplished through the review of current financial information and collateral reports, as well as personal site visits and discussions with loan clients.
• Approve or recommend loan applications within prescribed lending authority.
• Prepare and present authorizations to the Executive Loan Committee on those loan requests that either exceed personal or departmental lending authorities.
• Perform initial site inspections on real estate related loans as well as request follow-up/progress inspections in relation to construction loans.
• Coordinate and work directly with bank approved environment firms, title companies and legal counsel concerning the services that are in relation to specific credit requests.
• Undertake or partake in projects/assignments/committees within the department or Bank as assigned by either the Senior Vice President/Director or Executive Vice President of the department.
• Contribute actively to the Bank’s CRA initiatives and programs. Participate in community activities to increase the Bank’s visibility and generate new business opportunities.
• Actively comply with all applicable laws and regulations to include the Bank Secrecy Act, the Community Reinvestment Act, and all other deposit, lending, or non-deposit service regulations; adhering to the Bank’s internal policies, procedures, and risk management responsibilities contained in the Employee Handbook, the Employee Code of Conduct, and other applicable policies.
• This position is responsible for actively complying with all applicable laws and regulations to include the Bank Secrecy Act, the Community Reinvestment Act, and all other deposit, lending or non-deposit service regulations; adhering to the Bank’s internal policies, procedures and risk management responsibilities contained in the Employee Handbook, the Employee Code of Conduct, and other applicable policies.
  
  

Knowledge/Abilities/Experience And Training Required

• High School Diploma or Equivalent- Required.
• Bachelor’s Degree in either Business, Finance, or Economics- Desired.
• Formal Credit Training or minimum of three years of commercial lending experience.
• Strong oral and written communication skills.
• Knowledge of real estate related financing, banking regulations, and commercial loan documentation.
• Formal credit training or a minimum of three years’ experience in a commercial real estate lending environment.
• Ability to travel and transport customers within the Chicago metropolitan area as needed.
• Basic computer literacy; able to become proficient in efficiently using the Banks’s computer systems.
• Proven record of accomplishment of working with all levels of management.
• Strong customer focus and results oriented.
• Ability to analyze a customer and/or prospect’s commercial borrowing/deposit needs and provide them with the appropriate bank products and services to fulfill their needs.
  
  

Physical Demands

The physical demands described here are representative of those that must be met by employees in order to be successfully preform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Employee is regularly required to remain in a stationary position.
• Employee may need to occasionally move about inside the office to access the file cabinets, office machinery, etc.
• Employee is regularly required to operate a computer and other office productivity machinery (i.e. a calculator, copy machine and a computer printer).
• Employees may need to constantly position themselves in the office in order to retrieve files from upper and lower drawers.
• Employees in this position frequently communicates with staff and clients and must be able to exchange accurate information these situations.
• Employee may need to frequently lift/or move up to 10 pounds and occasionally lift and/ or move up to 25 pounds.
• Employee specific vision abilities required by this position include close vision, distance vision, color vision, peripheral vision, depth perception and ability to adjust focus.
  
  

Work Environment/Conditions

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. The noise level in the work environment is usually moderate.

Marquette Bank’s total rewards package, for eligible employees, will vary based on the pay type of the position and may include variable pay such as performance-based incentives, commissions, target bonus and discretionary bonus. Marquette Bank also offers health insurance, term life and disability insurance, generous time off and two retirement plans: 401(k) Salary Savings Plan and Employee Stock Ownership Plan (ESOP), as well as other perks including a FREE FunRewards checking account. Available rewards may vary by location, job level, employment status, and years of service. To learn more about our rewards package, please visit: https://emarquettebank.com/about-us/benefits.

You Belong Here. We offer an inclusive workplace to encourage, support and celebrate our diverse employees and the communities in which we work and serve. Our culture is built on a commitment to serve others. Working together, valuing each other and celebrating our uniqueness delivers a better financial future to our customers and neighbors. To learn more about our diversity and inclusion commitment, please visit: https://emarquettebank.com/about-us/diversity-and-inclusion-commitment

Marquette Bank is an Affirmative Action and Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.