The Underwriting Manager is responsible for planning, organizing, and directing all loan activities as they relate to Underwriting. Assists with the development, implementation and execution of loan fulfillment plans, policies, and goals that support organizational strategic objectives. Ensures that underwriting activities are conducted in accordance with established regulations, policies, practices, procedures and legal requirements. Analyzes and evaluates the effectiveness of lending originations by developing, recommending and executing policy and program changes as appropriate. Collaborates with Operations Managers to ensure continuity and consistency across the enterprise. Maintains the quality and integrity of lending programs and services. Provides and promotes an environment of quality service both externally and internally. This position reports directly to the Chief Credit Officer
Essential Job Functions
Five (5) or more years mortgage underwriting experience - Preferred.
Three (3) years of supervisory or leadership experience. - Preferred.
Knowledgeable in automated underwriting systems is preferred
Knowledge with the Encompass Loan Origination System
Knowledge in Non-QM and Home Equity/2nd Mortgages, a plus.
Previous Mavent, CoreLogic, Interthinks, FHA, VA, DU, and LP experience preferred.
Proven experience working in a fast paced, high volume, customer focused wholesale lending environment.
Expert on Fannie, Freddie, FHA, VA & USDA underwriting guidelines
Demonstrated knowledge of Agency and regulatory requirements
High School diploma or GED required; some college preferred
Excellent verbal and written communication skills with strong attention to detail
Excellent analytical and problem solving skills
Ability to work accurately and efficiently in a fast paced environment
Ability to handle competing priorities effectively and within established timeframes
Excellent interpersonal skills and positive attitude