Civic Builders is a leading nonprofit lender and developer dedicated to advancing education through the development of public charter schools. Since 2002, we have empowered 83 schools nationwide, serving over 42,500 students annually with a remarkable 90% graduation rate. Our mission involves providing school facility development, access to affordable capital, and strategic advisory services to enhance public charter school environments in under-resourced communities.
In collaboration with the Walton Family Foundation, Civic has established the Facilities Investment Fund (FIF), investing over $225 million to finance facilities for high-performing charter schools and networks, impacting over 24,000 students and their communities.
Role Overview
As a member of our Lending team, the Senior Loan Officer (SLO) plays a pivotal role in originating, underwriting, and closing loans to support high-quality charter schools with facility financing. The SLO independently leads transactions from intake through approval, closing, and asset management transition. This role is critical in representing Civic as a market leader, utilizing analytical skills and entrepreneurial energy to guide charter school leaders through their first real estate transactions and financial closings. Additionally, the SLO contributes to sourcing, underwriting, and closing New Markets Tax Credits (NMTC) transactions.
Reporting directly to the Vice President of Lending, the Senior Loan Officer supports Civic's national charter school lending platforms and collaborates with the Lending Leadership Team on strategic projects and process improvements.
Key Responsibilities
Loan Origination: Source opportunities through network partnerships, charter conferences, and ongoing representation of Civic and FIF.
Underwriting & Risk Management: Lead facility loan underwriting, including diligence, deal structuring, risk management, and third-party relationship management.
Credit Approval: Present loan recommendations to internal and external stakeholders and manage the loan closing process.
Stakeholder Engagement: Provide exceptional client service, building and maintaining positive relationships with borrowers, stakeholders, partner organizations, and service providers.
Process Optimization: Contribute to Lending Team management and operations, supporting program meetings and internal process enhancements.
New Markets Tax Credits: Evaluate and originate NMTC loans for charter school facility construction, assisting with the application process and managing stakeholder interactions.
Who You Are
Passionate about supporting high-quality education and financial access in under-resourced communities.
Committed to racial equity, driving equitable solutions internally and externally.
Skilled in stakeholder engagement, forging lasting relationships with diverse backgrounds and experiences.
Self-motivated with a solutions-oriented and growth mindset.
Able to apply logic, reason, and creativity to solve problems with limited information.
Action-oriented, making sound decisions to achieve results.
Qualifications
Bachelor's degree required; MBA or similar advanced degree/certification preferred.
5+ years of relevant experience in credit underwriting, financial analysis, or related functions.
Experience in sectors such as community development, charter schools, real estate, finance, or public/private sectors.
Advanced quantitative skills, including Excel modeling.
Strong project management abilities, prioritizing multiple projects with competing deadlines.
Excellent written and verbal communication skills.
Work Environment, Compensation, And Benefits
Civic is based in New York City, offering a hybrid work environment with at least two days in-office and telework flexibility. Remote work may be considered for experienced candidates.
We offer a competitive salary ($135,000 - $150,000), commensurate with experience and adjusted for location cost of living. Benefits include medical, dental, vision coverage, 401(k) with up to 4% employer match, generous PTO, and additional perks like professional development, parental leave, and more.
Commitment To Diversity, Equity, Inclusion
Civic Builders values diversity in enriching society and our organization. We prioritize understanding and connecting with the communities we serve to achieve our mission effectively.
Equal Opportunity Employer
Civic Builders is committed to providing a safe, discrimination-free workplace. We welcome candidates from diverse backgrounds and do not discriminate based on race, color, religion, gender, sexual orientation, national origin, disability, age, veteran status, or any other protected status.
How To Apply
We encourage diverse candidates to apply, regardless of exact match to this description. Applications are reviewed on a rolling basis.
Employment Type: Full-Time
Seniority level
Mid-Senior level
Employment type
Full-time
Job function
Finance and Sales
Industries
Human Resources Services
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