Mortgage Loan Officer

The MasonMac brand has a rich history of serving the housing industry with one key idea: Financial Security Begins at Home. MasonMac focuses on relationships with people by not only serving the communities that we live and work in but by being a part of those communities as well. MasonMac is a direct lender with direct seller status with Fannie Mae, Freddie Mac, and Ginnie Mae. We have the ability to underwrite, close, and fund loans in-house, as well as give our originators access to a broker channel of some of the best specialty investor products in the industry. Using a people-first approach combined with the best technology, training, and support in the industry, MasonMac is positioned to lead the way in a new mortgage era. If you like being part of a team that rewards hard work but is not afraid to have some fun along the way, MasonMac may be the place for you.

Mortgage Loan Officer Responsibilities

· Prospect, develop and maintain relationships with potential new business referral partners such as real estate partners, builders, bank colleagues, and the community at large

· Collect and analyze prospective buyer income, assets and liabilities, background check, and loan application documents to determine creditworthiness

· Counsel borrowers to understand the pros and cons of different loan products to determine which is best for them

· Interact with customers, realtors, processors, and underwriters to ensure a smooth transaction

· Review the loan process by monitoring loan status, term conformity, and regulatory guidelines

· Close a minimum of 2 funded loans per/month.

Mortgage Loan Officer Qualifications

· Minimum 2 years originating conventional, FHA & VA residential mortgages

· Current NMLS State License and Federal NMLS Registration required

· Knowledge of FHA, VA, USDA, conventional, fixed/ adjustable loans, Bridge Loans, Non-Conforming Loans, FNMA and FHLMC, and Home Equity Lines of Credit

· Knowledge of state and federal regulations, and company underwriting policies and guidelines

· Possess excellent written and verbal communication skills, superb interpersonal and customer service skills, and exceptional decision-making ability

· Understanding of loan originator software such as Encompass, yet not a strict requirement.

THIS OPPORTUNITY IS FOR

CALIFORNIA

ARIZONA

OREGON

WASHINGTON

HAWAII

VIRGINIA

FLORIDA

NEVADA

TEXAS