Mortgage Closing Specialist I

CTG is seeking to fill a Mortgage Closing Specialist opening for our client in Cheektowaga New York.

Duration: 12 months, with potential for extension or hire

Location: Cheektowaga NY

Overview:

Liaison for the gathering of information for submission of loans for Closing Disclosure (CD) Issuance. Collaborate with applicable parties to meet target close date through time management of tasks and pipeline reporting. Ensure accuracy of data being submitted for CD Issuance: homeowners, taxes, fees, payoffs and applicable invoices for third party fees.

Primary Responsibilities:

• Assign pipeline reporting to title reviewers, review pipeline reports, and manage title review box.
• Maintain effective communication with all necessary parties involved in closing a transaction, from the customer, broker, correspondent, settlement agent, loan officer, post-closing, loan delivery, mortgage servicing, mortgage accounting, funding and co-workers to ensure a seamless closing experience.
• Work with various internal departments as well as external organizations to obtain closing related documentation or obtain necessary information needed to complete a closing (i.e., payoffs, subordination's, release's, tax, title, homeowners/flood information).
• Perform a thorough and accurate review of the file to ensure the loan is in compliance with State and Federal guidelines and obtain verbal verification of employment on all borrower's that are income qualified. This also includes but is not limited to reviewing homeowners, flood, title and tax related documents.
• Follow up on rate lock expirations and document expirations.
• Review system of record information to ensure CD can be prepared and that all documentation submitted for CD Issuance is complete and accurate.
• Proactively contact the Settlement Agents throughout collaboration process to obtain all necessary information such as fees and contact information for CD purposes.
• Evaluate close dates throughout process to ensure process is on target to meet those dates and ensure proper communication is being done to applicable parties if close date has to be changed.

Education and Experience Required:

• Assign pipeline reporting to title reviewers, review pipeline reports, and manage title review box.
• Maintain effective communication with all necessary parties involved in closing a transaction, from the customer, broker, correspondent, settlement agent, loan officer, post-closing, loan delivery, mortgage servicing, mortgage accounting, funding and co-workers to ensure a seamless closing experience.
• Work with various internal departments as well as external organizations to obtain closing related documentation or obtain necessary information needed to complete a closing (i.e., payoffs, subordination's, release's, tax, title, homeowners/flood information).
• Perform a thorough and accurate review of the file to ensure the loan is in compliance with State and Federal guidelines and obtain verbal verification of employment on all borrower's that are income qualified. This also includes but is not limited to reviewing homeowners, flood, title and tax related documents.
• Follow up on rate lock expirations and document expirations.
• Review system of record information to ensure CD can be prepared and that all documentation submitted for CD Issuance is complete and accurate.
• Proactively contact the Settlement Agents throughout collaboration process to obtain all necessary information such as fees and contact information for CD purposes.
• Evaluate close dates throughout process to ensure process is on target to meet those dates and ensure proper communication is being done to applicable parties if close date has to be changed.

Education and Experience Preferred:

• Prior Mortgage experience in Mortgage Closing whether at a Lender, Title Company or Settlement Agent's office.
• Solid knowledge of Department software.
• Knowledge of Product, Investor and Compliance Requirements.

Excellent verbal and written English communication skills and the ability to interact professionally with a diverse group are required.

CTG does not accept unsolicited resumes from headhunters, recruitment agencies, or fee-based recruitment services for this role.

To Apply:

To be considered, please apply directly to this requisition using the link provided. For additional information, please contact Kimberly Watzek at 716-887-7388 or Kimberly.Watzek@ctg.com. Kindly forward this to any other interested parties—thank you!