Mortgage Closing Specialist

*Hybrid Contract Opportunity*

Lighthouse Technology Services is partnering with our client to fill their Mortgage Closing Specialist position! This is a 12+ month contract opportunity and will be hybrid in Buffalo, New York. This role will be a W2 employee of Lighthouse Technology Services.

Position Overview:

This role is the liaison for the gathering of information for submission of loans for Closing Disclosure (CD) Issuance. You will collaborate with applicable parties to meet target close date through time management of tasks and pipeline reporting. You will also ensure accuracy of data being submitted for CD Issuance: homeowners, taxes, fees, payoffs and applicable invoices for third party fees.

What You'll Be Doing:

• Maintain effective communication with all necessary parties involved in closing a transaction, from the customer, broker, correspondent, settlement agent, loan officer, post-closing, loan delivery, mortgage servicing, mortgage accounting, funding and co-workers to ensure a seamless closing experience.
• Work with various internal departments as well as external organizations to obtain closing related documentation or obtain necessary information needed to complete a closing (i.e., payoffs, subordination's, release's, tax, title, homeowners/flood information).
• Perform a thorough and accurate review of the file to ensure the loan is in compliance with State and Federal guidelines and obtain verbal verification of employment on all borrower's that are income qualified. This also includes but is not limited to reviewing homeowners, flood, title and tax related documents.
• Follow up on rate lock expirations and document expirations.
• Review system of record information to ensure CD can be prepared and that all documentation submitted for CD Issuance is complete and accurate.
• Proactively contact the Settlement Agents throughout collaboration process to obtain all necessary information such as fees and contact information for CD purposes.
• Evaluate close dates throughout process to ensure process is on target to meet those dates and ensure proper communication is being done to applicable parties if close date has to be changed.

What You'll Need to Have:

• Associates degree plus a minimum of 1 year prior business experience or a minimum of 1 year combined Closing experience and customer service experience, or in lieu of a degree, a combined 3 years higher education and/or work experience, including a minimum of 1 year prior business experience or a minimum of 1 year combined Closing experience and customer service experience.
• Strong PC skills with knowledge of spreadsheet, word processing, and email software.
• Ability to make sound decisions based on information provided.
• Versatility and flexibility working within an ever changing fast paced mortgage environment.
• Ability to adapt to new policies and procedures to improve processes and workflow.
• Ability to function within time constraints.
• Prior Mortgage experience in Mortgage Closing whether at a Lender, Title Company or Settlement Agent's office preferred.
• Knowledge of Product, Investor and Compliance Requirements preferred.

Pay Range: $18-$21/hr+

Questions about any of our jobs? Email us at recruiting@lhtservices.com

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