Loan Officer Partner

Join Our Elite Team as a Loan Partner/Loan Officer Assistant

Do You Thrive on Client Satisfaction and Loan Success?

Imagine focusing solely on what you love – Are you passionate about working directly with clients to ensure their loans are completed with five-star service, without the burden of cold-calling, cold client outreach, marketing, sales, and having to bring in new business?

Here, you can channel your passion for client service and loan processing into creating outstanding experiences, leaving clients highly satisfied with your exceptional service. Unleash your potential and make a profound impact while bypassing the typical challenges of sales and marketing.

Your mission to analyze customer credit, review income, assess documents, communicate by phone, text, and email effectively, and ensure efficient, successful loan closures. Work with a top team of processors and support while your two top loan officers drive business growth. You'll excel in fast pre-approvals, submissions, and structuring mortgages. Only apply for this job if you've worked with top-producing loan officers and were able to facilitate smooth, flawless closings from application completion to funding and kept them out of their files so they could keep originating new business.

Why You’ll Love This Role

• Motivated Environment This is a salaried position with performance bonuses, eliminating the stress of commission-based pay.
• Fast-Paced & Detailed Work We value speed, extreme attention to detail, and organization.
• Problem Solving & Customer Service You’ll leverage your skills in structuring loans, securing the best rates, and saving complex transactions, all while delivering top-notch customer service.
  
  

Compensation

$85,000 - $120,000

Responsibilities

• Document Review Scrutinize each document in the loan package for omissions, discrepancies, and errors. Notify the clients and team promptly.
• Customer & In-House Inquiries Address all transaction-related inquiries and provide quotes when necessary to ensure exceptional customer service.
• Primary Contact Serve as the main point of contact during the "contact to contract" phase, liaising between clients, referral partners, and the loan officer.
• Loan Application Coordination Complete loan applications, gather necessary documents, run DU/LP/AUS, send closing cost worksheets to borrowers, and prepare impeccable files for processing.
• Relationship Building Maintain and build relationships with borrowers and referral partners to retain current customers and attract new ones.
  
  

Qualifications

• Master of Time Management and Client Engagement You must be the driving force behind our efficient pipeline, a master of time management. You'll conquer every file with precision, solve problems swiftly, and complete outstanding tasks thoroughly. A daily routine of engaging with clients by phone, providing timely updates, and assisting them with any missing items. Transform challenges into opportunities and create a seamless experience for our clients, ensuring their needs are met with excellence.
• Expert Knowledge Strong understanding of Fannie, Freddie, FHA, and Non-QM guidelines. Quick at finding solutions.
• Credit & Income Analysis Skilled in reviewing credit reports, solving issues, and accurately analyzing income. Can pre-approve a mortgage loan in 3 hours or less.
• Comprehensive Experience Proven track record of taking a mortgage loan from application to funding, managing every step to meet deadlines.
• NMLS License Current NMLS license or willingness to get licensed within 90 days.
• Technical Proficiency Familiar with automated underwriting systems like DU and LP.
• Experience 2+ years as a LOA/Loan Partner, Processor, Loan Officer, and/or Underwriter required; 5+ years preferred.
  
  

Skills Superb follow-up, time management, interpersonal, and communication skills.

About Company

Vista Loans and Xpert Home Lending. Vista Loans is a California and Florida mortgage brokerage that uses cutting-edge tools to find our clients tailored mortgage products with some of the industry's most aggressive rates. Xpert Home Lending is one of the fastest-growing and top-performing mortgage brokers in the country, licensed in most states.