Ryan Stover, CFP®, AIFA

Are you confident that your company retirement plan meets all fiduciary requirements? Managing fiduciary responsibilities can be complex, but maintaining compliance with fiduciary regulations is crucial. Join Ted Rhinehart, AIF®, CPFA, QKA, for our webinar, 'Elevate Your Retirement Plan Management,' on Thursday, May 23rd at 11 AM EST. What we'll cover: • Key fiduciary roles and regulations. • Strategies to streamline fiduciary duties. • Best practices for a compliant fiduciary process. Our Business Retirement Plans team will cover practical tips suitable for both experienced and new plan sponsors. This webinar will also offer business owners valuable insights on creating or effectively managing your retirement plan. Elevate your retirement plan management—join us to learn how. Register here: https://lnkd.in/gc9MBX5r

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Focus on Frequency with a Small Work Comp Deductible - While #CommercialAuto, #GeneralLiability, and #Umbrella have been stuck in a hard market, #WorkersCompensation has relatively been in a soft market. Combined ratios for private insurance carriers on workers’ compensation was published at 87% in 2021 and 84% in 2022, according to the National Council on Compensation Insurance (NCCI) State of the Line Report. This impact on carrier profitability has led to decreased pressure on rates for landscape employers across the country. Learn more at: https://lnkd.in/g3SQC36V

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Financial professionals should consider integrating brain health education into client conversations, as research indicates that concerns about retirement shift from money to overall well-being as individuals approach retirement age. By addressing cognitive health alongside financial planning, advisors can provide comprehensive support to clients as they navigate retirement planning and aging processes. #RetirementPlanning #BrainHealth #FinancialWellness #ClientConversations #AgingProcess Read more about this post here: https://lnkd.in/eh7H68NN BioMedHack.com is your leading source for the latest news, breakthroughs, and insights in medicine, biohacking, and alternative medicine. Our mission is to help you live healthier and longer by bringing you cutting-edge information and expert advice. Follow us on Facebook, Instagram, and X.

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Learn about distributions, pro-rata rules, and more in this informative article from PLANSPONSOR! #retirement #plansponsor https://hubs.li/Q02DrvMN0

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A defined benefit pension plan provides a specific pre-determinable amount of benefits to a participant at the individual’s projected date of retirement. The form of benefit paid under this type of plan is generally a monthly annuity. A QDRO dividing a defined benefit plan is either in the form of a separate interest QDRO or a shared interest QDRO. Knowing the impact of both types of QDROs can impact what both parties receive from the plan during their respective lifetimes. It also impacts whether there is a survivor benefit to be paid from the retirement plan. Read more.

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FinAnalyz 𝐅𝐢𝐧𝐀𝐧𝐚𝐥𝐲𝐳: 𝐘𝐨𝐮𝐫 𝐏𝐚𝐫𝐭𝐧𝐞𝐫 𝐢𝐧 𝐑𝐞𝐭𝐢𝐫𝐞𝐦𝐞𝐧𝐭 𝐏𝐥𝐚𝐧𝐧𝐢𝐧𝐠 Welcome to our comprehensive guide on retirement planning with FinAnalyz. Planning for retirement is a critical financial milestone that requires careful consideration and strategic preparation. Whether you’re just beginning to explore retirement options or refining your existing strategy, understanding the key factors and services involved can empower you to make informed decisions for a secure future. Explore our detailed insights and services below to learn how FinAnalyz can assist you in achieving your retirement goals with confidence and clarity. For more information visit: https://lnkd.in/dfw5BZRK #NBFCs #Banks #BFSI #Fintech #FinancialManagement #PersonalFinanceManagement #BankStatementAnalysis #FinancialStatementAnalysis #GST #FinAnalyz #Budgeting #MoneyMatters #WealthManagement #Finance #Money #Wealth

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🤔 It’s Time to Ask the Hard Questions Advisors, their current + prospective clients & #csuite leaders are invited to a swift, 30-minute executive session to uncover the 5 questions no one is asking on their quest for smarter health plans. Save your seat to attend live or watch later: https://lnkd.in/eVdiy_gG Tuesday, July 16 @ 11 am ET See how it all untangles: 💡 Debunking the claims game. 💡 Identifying inefficiencies & mitigating costs. 💡 Eliminating vested interests inflating your plans. Keith Lemer | Dave Earle | Megan Chiarello | John Augustine | Zach Messing | Heidi Hina, CSFS | Shelly Kelsey | Zachary Pitcher | #csuiteinsights #insuranceadvisors #employeebenefits

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Throughout Q1, plans saw an overall strengthening of solvency ratios. https://bit.ly/44HFdaC For defined benefit pension plans in the enviable position of enjoying a surplus, having an effective strategy for its use will be on the agenda. Jared Mickall and other experts share why contribution holidays, improving benefits or retaining surplus are typical options, and why their financial impacts should be explored. #DefinedBenefit #RiskManagement #pensions

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State Farm's decision not to renew 72,000 insurance policies in California is making waves, worsening the state's insurance crisis. Stay informed by reading the full article here: https://lnkd.in/gwMGJFF9 At BCU Risk Advisors, we're here to help navigate these challenges and find the best insurance solutions for you. Let's stay proactive together! #InsuranceCrisis #California #BCURiskAdvisors #StayInformed

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Streamlining investment menus in retirement plans has become popular among plan sponsors to avoid overwhelming participants. Rather than reducing options, it may be good to consider offering a more intelligent selection that allows for diversified portfolios. #retirementplan #plansponsor #401kplan #retirecomfortably

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The Your Next Steps webinar is for VRS members who are less than 12 months from retirement. We'll walk you through the application process and provide you with a timeline of action items and an overview of post-retirement considerations and VRS resources after retirement. 💻 https://lnkd.in/e3wD3ave

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Exciting things are happening in CA Self-Insurance. Today I attended the California Self-Insurers'​ Security Fund - CASISF annual meeting. Great updates on the financial strength of the Fund, new innovations making self-insurance even more attractive to employers, and of course, the Alternative Security Program. #workcomp #workerscomp #workerscompensation #CEO #CFO #riskmanagement #humanresources #selfinsurance #innovation #insuretech #collateral #ASP #hardmarket

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Helping clients get a rough estimate of their human life value is useful in deciding how much life insurance they need, and which policy is best. Share this calculator to start.

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